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  1. #101
    Alleged Michigander ChumpDumper's Avatar
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    As an educated consumer of insurance for my company I know that the cost of insurance rises or falls depending on the level of insurance coverage, specific items you do or don't cover, deductibles, maximum out of pocket, etc. that you choose.

    What part of this are you not understanding?
    So it's not free.

    Thanks for clearing that up for yourself.

  2. #102
    dangerous floater Winehole23's Avatar
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    So it really makes no difference to you.

    Make up your mind.
    on record calling her a , fwiw

  3. #103
    Mr. John Wayne CosmicCowboy's Avatar
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    though as pointed out, having medication covered by an insurance plan one pays for is hardly free
    It is if the premium paid is based on the exclusion of coverage for said medication.

  4. #104
    Alleged Michigander ChumpDumper's Avatar
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    on record calling her a , fwiw
    Of course.

    I expect nothing less.

  5. #105
    Mr. John Wayne CosmicCowboy's Avatar
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    So it's not free.

    Thanks for clearing that up for yourself.
    So she didn't pay for contraceptive coverage when she paid her basic premium.

    how is that so difficult to grasp?

  6. #106
    dangerous floater Winehole23's Avatar
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    It is if the premium paid is based on the exclusion of coverage for said medication.
    this matters why?

  7. #107
    Alleged Michigander ChumpDumper's Avatar
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    It is if the premium paid is based on the exclusion of coverage for said medication.
    So you're saying they have a lockbox?

  8. #108
    Mr. John Wayne CosmicCowboy's Avatar
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    So you're saying they have a lockbox?
    What the are you talking about?

  9. #109
    Alleged Michigander ChumpDumper's Avatar
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    So she didn't pay for contraceptive coverage when she paid her basic premium.

    how is that so difficult to grasp?
    Medication and treatment coverage changes all the time. What wasn't covered by premiums before becomes covered by premiums.

    This is an amazingly weak argument. Did you think it up yourself or did you get it from one of your secret sources?

  10. #110
    Alleged Michigander ChumpDumper's Avatar
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    What the are you talking about?
    It's your stupid argument. You explain it.

  11. #111
    Displaced 101A's Avatar
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    though as pointed out, having medication covered by an insurance plan one pays for is hardly free
    Ironically, the net cost will necessarily be higher.

  12. #112
    dangerous floater Winehole23's Avatar
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    So she didn't pay for contraceptive coverage when she paid her basic premium.

    how is that so difficult to grasp?
    It's not.

    Fluke is protesting policies related to birth control coverage. She thinks she ought not have to pay a premium for it. How is that so difficult to grasp?

  13. #113
    Mr. John Wayne CosmicCowboy's Avatar
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    Medication and treatment coverage changes all the time. What wasn't covered by premiums before becomes covered by premiums.

    This is an amazingly weak argument. Did you think it up yourself or did you get it from one of your secret sources?
    Do you not know ANYTHING about how insurance works? It's done annually by contract. X amount per month for Y amount of coverage. If Y changes at renewal, the X changes as well.

  14. #114
    dangerous floater Winehole23's Avatar
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    Ironically, the net cost will necessarily be higher.
    I assumed so. How much does BC cost on a per annum basis, btw?

  15. #115
    Alleged Michigander ChumpDumper's Avatar
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    Ironically, the net cost will necessarily be higher.
    Compared to the consumer's buying the contraception outside insurance?

  16. #116
    Mr. John Wayne CosmicCowboy's Avatar
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    Compared to the consumer's buying the contraception outside insurance?
    Insurance companies are known for trying to make a profit so they are not going to intentionally lose money when they offer a benefit.

  17. #117
    Alleged Michigander ChumpDumper's Avatar
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    Do you not know ANYTHING about how insurance works? It's done annually by contract. X amount per month for Y amount of coverage. If Y changes at renewal, the X changes as well.
    Right. That's exactly what I said.

    Thanks for clearing that up for yourself. You're doing OK.

  18. #118
    Alleged Michigander ChumpDumper's Avatar
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    Insurance companies are known for trying to make a profit so they are not going to intentionally lose money when they offer a benefit.
    That wasn't the question.

    Just say you don't know if you don't know.

  19. #119
    i hunt fenced animals clambake's Avatar
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    you'd think providing bc from the standpoint of an insurance company would be a sound business practice.

  20. #120
    Mr. John Wayne CosmicCowboy's Avatar
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    Right. That's exactly what I said.

    Thanks for clearing that up for yourself. You're doing OK.


    beep beep beep goes the backup buzzer

  21. #121
    Alleged Michigander ChumpDumper's Avatar
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    beep beep beep goes the backup buzzer
    Yeah, you realized all the mistakes you made in this thread.

    If the policy is going to be changed, the premiums will pay for the covered items and treatments in the future contracts.

  22. #122
    Mr. John Wayne CosmicCowboy's Avatar
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    you'd think providing bc from the standpoint of an insurance company would be a sound business practice.
    not if they exclude maternity benefits too (which most student policies exclude)

  23. #123
    Displaced 101A's Avatar
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    I assumed so. How much does BC cost on a per annum basis, btw?
    Not enough to hit my radar or for any underwriter to have ever cited it as a reason for any premium adjustment one way or the other, tbh. Again, ironically, considering the national fervor. Birthing babies also insignificant, btw (premature births notwithstanding).

  24. #124
    Mr. John Wayne CosmicCowboy's Avatar
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    Yeah, you realized all the mistakes you made in this thread.
    You aren't even making sense today. Just give it up.

  25. #125
    Alleged Michigander ChumpDumper's Avatar
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    You aren't even making sense today. Just give it up.
    It's not my job to make you understand that you are saying the same things I am.

    And you still failed to explain why her political activism makes any difference.

    Please keep trying.

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