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  1. #1
    silverblk mystix
    Guest
    Woke up this morning after a nice late night...watching the Lakers get punked and whatnot....off for the weekend and feeling all relaxed...

    Walked through my dining room to get to the kitchen and get the coffee started,etc....and then...

    SPLASH! SPLASH!...

    The carpeting in my dining room flooded...WTF?

    Turns out the water heater took a royal overnight and my dining room,living room,garage, entryway,etc...is water damaged...walls in' ruined...damage everywhere!!!!!

    Plumber is telling me I am looking at thousands $$$... Insurance company is taking their sweet in' time getting here....

    Good times.....


    How do you homeowners deal with this ...I thought my A/C crapping out last summer in 112 degree temps was a blast...this might in' top that!!!!

    Any words of encouragement?

    Any tips, ideas, suggestions?

    Any trolls wish to take a on me today...welcome to my nightmare weekend...


    Yikes...

  2. #2
    silverblk mystix
    Guest
    oh yeah...almost forgot...thank christ the wifey is out of the country for a couple of weeks...all I needed was to have her here panicking & ...

  3. #3
    i hunt fenced animals clambake's Avatar
    Location
    california
    Post Count
    25,029
    NBA Team
    Dallas Mavericks
    big money. lots of work, will take lots of time to repair. tell wife to extend her trip.

  4. #4
    Bear Hug Defense
    Post Count
    792
    NBA Team
    Houston Rockets
    Insurance companies make a lot of money. It's their problem now. You are the victim.

  5. #5
    i hunt fenced animals clambake's Avatar
    Location
    california
    Post Count
    25,029
    NBA Team
    Dallas Mavericks
    how long before your next thread: "How insurance companies screw you"

  6. #6
    Banned
    Location
    Berlin Germany
    Post Count
    7,274
    NBA Team
    Dallas Mavericks
    College
    Texas Tech Red Raiders
    You do anything lately to with karma?

  7. #7
    Believe.
    Post Count
    522
    NBA Team
    San Antonio Spurs
    Woke up this morning after a nice late night...watching the Lakers get punked and whatnot....off for the weekend and feeling all relaxed...

    Walked through my dining room to get to the kitchen and get the coffee started,etc....and then...

    SPLASH! SPLASH!...

    The carpeting in my dining room flooded...WTF?

    Turns out the water heater took a royal overnight and my dining room,living room,garage, entryway,etc...is water damaged...walls in' ruined...damage everywhere!!!!!

    Plumber is telling me I am looking at thousands $$$... Insurance company is taking their sweet in' time getting here....

    Good times.....


    How do you homeowners deal with this ...I thought my A/C crapping out last summer in 112 degree temps was a blast...this might in' top that!!!!

    Any words of encouragement?

    Any tips, ideas, suggestions?

    Any trolls wish to take a on me today...welcome to my nightmare weekend...


    Yikes...
    Couldn't have happened to a better person

  8. #8
    Monuments DisAsTerBot's Avatar
    Location
    austin
    Post Count
    3,140
    NBA Team
    San Antonio Spurs
    kitchen sink had a burst pipe smack under the house last summer. Fist quote was 9k.....second quote 3k....wtf?!?!?!?

    made the obvious choice. Jackhammered the tile through to the slab. Surprisingly only took one day once they started.

    have fun!

  9. #9
    Believe. Zombie.'s Avatar
    Post Count
    306
    NBA Team
    San Antonio Spurs
    Call FEMA

  10. #10
    silverblk mystix
    Guest
    Couldn't have happened to a better person
    ..." Deserve's got nothing to do with it." (Big Clint Eastwood)

  11. #11
    silverblk mystix
    Guest
    how long before your next thread: "How insurance companies screw you"
    yikes...

    This is actually my biggest fear...the fact those ers haven't called me back...is starting to worry me...being the weekend and whatnot...

    only good thing so far (I guess) is that I actually got a claim #....

  12. #12
    i hunt fenced animals clambake's Avatar
    Location
    california
    Post Count
    25,029
    NBA Team
    Dallas Mavericks
    they need to give a claim number for their denial records.

  13. #13
    i hunt fenced animals clambake's Avatar
    Location
    california
    Post Count
    25,029
    NBA Team
    Dallas Mavericks
    its the first step in building a case against you.

  14. #14
    Alleged Michigander ChumpDumper's Avatar
    Location
    Austin, TX
    Post Count
    144,590
    NBA Team
    San Antonio Spurs
    College
    UTSA Roadrunners
    It's Pop's fault.

  15. #15
    Believe.
    Post Count
    522
    NBA Team
    San Antonio Spurs
    Thought it was LeBron's fault

  16. #16
    Believe. Mike D.Brown's Avatar
    Post Count
    47
    NBA Team
    San Antonio Spurs
    PM me.

  17. #17
    silverblk mystix
    Guest


    Still butthurt because I am not a Popsucker!

    Congrats!

  18. #18
    I cannot grok its fullnes leemajors's Avatar
    Post Count
    24,165
    NBA Team
    San Antonio Spurs
    College
    Texas Longhorns
    My sister had this happen to her in a two story condo, and the water heater was on the second story. It was a tremendous pain, but the insurance covered it. She had USAA, so I don't believe it was too much of a hassle.

  19. #19
    The Dude minds DPG21920's Avatar
    Post Count
    76,197
    NBA Team
    San Antonio Spurs
    Who are you insured with?

  20. #20
    above average height mavs>spurs's Avatar
    Post Count
    9,772
    NBA Team
    Dallas Mavericks
    i think i'd honestly rather switch places with you right about now, it won't be so bad you were insured man

  21. #21
    silverblk mystix
    Guest
    Who are you insured with?
    Fidelity...something or other...

    I finally heard from them....now I am REALLY worried.

    They were really helpful and basically stated that the way I described things...everything should be covered...and if I want to get a hotel or anything to go right ahead because it should all be covered....

    oh-oh

  22. #22
    above average height mavs>spurs's Avatar
    Post Count
    9,772
    NBA Team
    Dallas Mavericks
    nothing tops having no electricity for 5 days in 12 inches of snow

  23. #23
    The Dude minds DPG21920's Avatar
    Post Count
    76,197
    NBA Team
    San Antonio Spurs
    Your water heater likely won't be covered but the ensuing damage should be including the cost of mitigation.

  24. #24
    The Dude minds DPG21920's Avatar
    Post Count
    76,197
    NBA Team
    San Antonio Spurs
    Fidelity...something or other...

    I finally heard from them....now I am REALLY worried.

    They were really helpful and basically stated that the way I described things...everything should be covered...and if I want to get a hotel or anything to go right ahead because it should all be covered....

    oh-oh
    That's just how insurance companies speak because of estoppel. Until they confirm coverage through an inspection they can't confirm coverage. They know the policy though and can give you guidance.

    This is a pretty standard loss so I wouldn't worry too much.

    Just save receipts for expenses (they will ask you about what you normally spend on food and such and only pay the difference because it's only incurred expense if it's more than you normally pay )

  25. #25
    silverblk mystix
    Guest
    Your water heater likely won't be covered but the ensuing damage should be including the cost of mitigation.
    Yeah...that is what I was told already...but the plumbers were awesome...already installed the new one...and my hot water should be back within another 30 minutes....had to pay but...oh well...

    the drying people, they put fans all over my living room and started pumping out and clearing ,etc...

    plumber guy told me to be a prick and demand the entire carpeting to be re-done...and other juicy info....he says if you don't that the insurance will try to screw you or only replace a small section,etc...but he said all my carpeting was one piece it wasn't cut in sections,etc...so be sure I get the same thing...not some half-ass solution...

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