There are only renters and owners...what I don't get is why home prices are rising at different rates in different parts of the country.....for instance my property in TX is red hot a 30% rise in 3 years according to the tax man....but other land investments in other attractive areas of the country have either stayed well below former market highs or have failed to rise entirely....my guess is that investors aren't buying the real expensive luxuary land and homes, but affordable 200K homes....