The humorous side of my sisters death

[CosmicCowboy]

As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly fucked. :lol

[desflood]

Sympathies for your loss, but here's to jacking the credit card companies. :toast

[CosmicCowboy]

I opened one bill and in the "truth in lending" section it told her that if she kept paying the minimum balance and didn't use the card again it would take 38 years to pay off the balance...:lol

[Mark in Austin]

sorry to hear about your sister, CC.

[bus driver]

As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly fucked. :lol

hopfully they cant go after you........sorry to hear about your loss

[CosmicCowboy]

sorry to hear about your sister, CC.

Thanks. I'm sure there are worse ways to go. She was basically happy, not in pain, and had some GREAT drugs. As the cancer spread in her brain she got just funny as hell. Her long term memory was good almost to the end but short term was real flaky and she was goofy as hell. She loved to shop and wanted to go shopping every day. I would literally push her down the aisle in the wheelchair as she randomly piled shit in the shopping cart...she would buy it, I'd take her home and then hide the bags. Then I would take all the shit back the next day. I did this every day for a couple of weeks. I just tried not to pick on the same stores...:lol

[oh crap]

http://pix.motivatedphotos.com/2009/12/5/633956107464782185-iflifegivesyoulemons.jpg

[CosmicCowboy]

hopfully they cant go after you........sorry to hear about your loss

Naaa, they can't do shit to me expect beg me to take care of her bills. Fat chance of that....of course Citibank probably isn't gonna be too crazy about the 8 cases of good wine two day before she died...after all, she didn't want us to run out of wine at her memorials...:lol

[JudynTX]

You have my condolences.

[admiralsnackbar]

Thanks. I'm sure there are worse ways to go. She was basically happy, not in pain, and had some GREAT drugs. As the cancer spread in her brain she got just funny as hell. Her long term memory was good almost to the end but short term was real flaky and she was goofy as hell. She loved to shop and wanted to go shopping every day. I would literally push her down the aisle in the wheelchair as she randomly piled shit in the shopping cart...she would buy it, I'd take her home and then hide the bags. Then I would take all the shit back the next day. I did this every day for a couple of weeks. I just tried not to pick on the same stores...:lol

That's good of you, man. Sorry for your loss, but glad to hear she went well.

[Fpoonsie]

Yeah, CC.

It sounds like you made her final days "here hella-fucking-balls-to-tha-wall awesome" (I'll take any opportunity to use that phrase).

Sorry she HAD to go, but really happy to hear you made it one hell of a ride.

[duncan228]

Sorry for the loss of your sister CosmicCowboy. You had some special time with her, hope it helps ease the pain.

[jack sommerset]

I would be happy as fuck to call those credit card companies and laugh in thier faces too. Sorry for ur loss.

[1369]

Naaa, they can't do shit to me expect beg me to take care of her bills. Fat chance of that....of course Citibank probably isn't gonna be too crazy about the 8 cases of good wine two day before she died...after all, she didn't want us to run out of wine at her memorials...:lol

Hats off to you for taking care of your sister during her final days. And you may want to get a hardline phone with a mute button so the poor schmuck at the CC company can't hear you laughing so hard you puke. But you have to roll "well and truly fucked" into all conversations you have with those bloodsuckers.

So spill it, what wine did you get?

[CosmicCowboy]

Hats off to you for taking care of your sister during her final days. And you may want to get a hardline phone with a mute button so the poor schmuck at the CC company can't hear you laughing so hard you puke. But you have to roll "well and truly fucked" into all conversations you have with those bloodsuckers.

So spill it, what wine did you get?

I got 4 cases of a delightful little Argentinian Malbec and the rest was a mixed bag of cabs, shiraz and merlot.

[admiralsnackbar]

I got 4 cases of a delightful little Argentinian Malbec and the rest was a mixed bag of cabs, shiraz and merlot.

"Farewell, and thanks for all the wine, Citi!"

Well-played, madame! :lol

[1369]

I got 4 cases of a delightful little Argentinian Malbec and the rest was a mixed bag of cabs, shiraz and merlot.

Which Malbec? I've always been partial to Terrazas (Tasty and inexpensive).

[CosmicCowboy]

Which Malbec? I've always been partial to Terrazas (Tasty and inexpensive).

Bingo. '06 reserve.

[1369]

Well played CC. I'm sure your sister approved.

[clambake]

well played, cowboy. good luck with the transition.

[BlackSwordsMan]

i dont see the humor

[tlongII]

Hopefully those credit card companies don't have your personal information. They will bug the shit out of you if they do.

[Twisted_Dawg]

CC,

I know you may have mentioned this in a previous thread, but how old was your sister?

I seem to hear more and more stories of people dying at realtively young ages.

[Shelly]

Sorry to hear about your sister, CC, but I know you made her last days happy!

[baseline bum]

Sorry about your loss, CC. That's hilarious about the credit card vultures getting screwed over due to their own stupidity and greed though. That shopping story is awesome too. You always gotta find something to laugh about when tragedy strikes. Once again, I'm sorry for your loss, but it sounds like you made the absolute best out of a bad situation. :toast

[Amber Kush]

I think your in denial.

[easjer]

I'm sorry to hear she's passed. I'm so glad you got to spend the time with her that you did.

[lil_penny]

My condolences to you and your family cc

[Amber Kush]

Basketballs, bastards and Death is all Ive seen since registering here.

[RuffnReadyOzStyle]

As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly fucked. :lol

Sorry to hear about your sister, CC. This situation is something we can actually agree on though, because I have encountered a similar situation with my dying friend. Everyone thought he was well off, doing just fine, but since we had to take care of everything for him during his month in hospital, we recently found that he, just like your sister, was buried in credit card debt to about 8 different cards = 180K. He had the assets to cover it, and recently sold his taxi plate and retired all the debt, and had a little left over to put in the bank, but it was a massive shock to us to find out that he was so far in debt.

How can they jack up the interest like that? Effectively, that gives banks the power to bankrupt people even when they could have worked their way out of the hole. That's what you get when you deregulate banking.

[marini martini]

Hey Bud!!! Wish I had a bro like You!!!:toast

You're the best!!!:tu

[Stringer_Bell]

Basketballs, bastards and Death is all Ive seen since registering here.

When you roll up in a new forum, it might help NOT to inexplicably post that brothaman CC is in denial of something because he's sticking it to some credit card companies.

A cute face and a nice pair of boobies might get you personal attention from Mavs/Lakers forums. Not here, sister. Well, maybe a little, but not as much as one would think.

[RuffnReadyOzStyle]

That's probably a mouse troll you're talking to, Stringer. :lmao

[Dr. Gonzo]

That's probably a mouse troll you're talking to, Stringer. :lmao

Get your head out of your arse. Not every troll is Mouse mate.

[RuffnReadyOzStyle]

Get your head out of your arse. Not every troll is Mouse mate.

Reading comprehension is a real problem for you, isn't it? I used the word "probably". Could be your troll, could be anyone's, but this one uses many of mouse's writing patterns, posts in bold, adds random pictures. Sound like anyone we know? Or do you think it's a real person?

Why are you so obsessed with following me around and posting about everything I write? Got a crush, have you? Sorry, I don't swing that way.

[Dr. Gonzo]

arse
mate
vegemite

[Cry Havoc]

Sorry to hear about your sister, CC.

And it's disgusting that someone would try to flame a thread such as this, even on a troll account.

[JamStone]

I'm sure you still mourn her death, but it's also great to be able to celebrate her life. From your other posts about her, it seems both you and her had really come to terms with things and were able to enjoy spending time together before she passed. I hope you continue to handle losing her well. Good luck and remember the good things, good times, good memories.

Funny story about the credit card companies. I'm sure she was laughing while you made the phone calls.

[RuffnReadyOzStyle]

arse
mate
vegemite

Dipshit.

[LnGrrrR]

As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly fucked. :lol

Way to screw over The Man! :D

I mean, technically, the credit card company will probably screw over all of their people to make up for the loss... but they're already screwing people over anyways. SCREW 'EM! :lol

[The Reckoning]

stick it to the man.


and ozzy, stop ruining this thread.

[ploto]

I am sorry for your loss.

As for the credit card companies: was she the one actually making all these purchases or was someone using her card to do it. If the latter, it is probably not a good idea to brag about it online. The original debt from her illness is understandable, but purposefully running up debt for fun on a dying person's credit card creates issues- legal and moral.

[CosmicCowboy]

I am sorry for your loss.

As for the credit card companies: was she the one actually making all these purchases or was someone using her card to do it. If the latter, it is probably not a good idea to brag about it online. The original debt from her illness is understandable, but purposefully running up debt for fun on a dying person's credit card creates issues- legal and moral.

She was semi-functional right up till the day before she died. The big time steroids she was taking to keep the swelling in her brain down put her on a shopping high like she was mainlining meth. I'm STILL getting crazy shit in the mail she ordered on E-bay. The best one so far was some microwaveable bags used to sterilize breast milk pumps. I opened the box and was like...WTF????

[Cry Havoc]

She was semi-functional right up till the day before she died. The big time steroids she was taking to keep the swelling in her brain down put her on a shopping high like she was mainlining meth. I'm STILL getting crazy shit in the mail she ordered on E-bay. The best one so far was some microwaveable bags used to sterilize breast milk pumps. I opened the box and was like...WTF????

Are you going to donate the stuff you don't/can't use? That would be an effective use of the credit card company's monies. >=)

[CosmicCowboy]

Are you going to donate the stuff you don't/can't use? That would be an effective use of the credit card company's monies. >=)

Sure.

I've got 12 hardback copies of "When Everything Changed: The Amazing Journey of American Women from 1960 to the Present" from Amazon.

Want one?

[bigzak25]

Godbless your sister CC, may she rest in peace.

[ATRAIN]

Sorry about your sister but look on the bright side at least she doesnt have to put up with her faggot ass brother anymore

[Mixability]

So she informed them she was dying and they jacked up her rates? Wow, they deserve everything they got, especially since they wouldn't work out a payment plan with her. So instead of collecting maybe 20% or even 50% of the balance, now they're stuck with jack shit! :tu

[thispego]

Sorry to hear about your sister, CC.

And it's disgusting that someone would try to flame a thread such as this, even on a troll account.

who's flaming the thread you fuckin pussy? :rolleyes

[RandomGuy]

As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly fucked. :lol

Using the Man's own weapons against him.

Here's to sticking it to the Man. :toast

[CosmicCowboy]

Sorry about your sister but look on the bright side at least she doesnt have to put up with her faggot ass brother anymore

Atrain showing his class and sophistication once again.

[CosmicCowboy]

This is actually even more fun than I thought it would be. I just got to tell the 4th level manager I spoke to at Chase "What part of I don't give a shit didn't you get?"

[LnGrrrR]

This is actually even more fun than I thought it would be. I just got to tell the 4th level manager I spoke to at Chase "What part of I don't give a shit didn't you get?"

You should tell them that they can reach her at her address, and then give them the address of the funeral home.

Or just reach her on her cell phone number, which is 555-I'MNOTPAYINGYOUBASTARDSBECAUSEI'MFRIGGINGDEADYOUGR EEDYASSHOLES.

[DPG21920]

Just out of curiosity, what did the CC companies say to you?

[CosmicCowboy]

Just out of curiosity, what did the CC companies say to you?

Chase said "Can you hold for the deceased department?"

After two minutes of shitty elevator music I hung up.

[baseline bum]

This is actually even more fun than I thought it would be. I just got to tell the 4th level manager I spoke to at Chase "What part of I don't give a shit didn't you get?"

What did he say before that? :lol

But... but... this bill needs to be paid sir.... blah blah blah..

???

[CosmicCowboy]

What did he say before that? :lol

But... but... this bill needs to be paid sir.... blah blah blah..

???

It was more like "who should we send the bill to now?"

That was after they transferred me back to the US from India. He didn't like my first answer. It was something like "I don't give a shit who you send it to...I'm sure as hell not paying it..."

I'm in Dallas packing up stuff. After that I just disconnected the phones.

[marini martini]

Way to to stick it to the red dots!!!:toast

[LnGrrrR]

It was more like "who should we send the bill to now?"

How about YOUR ASS, F*CKSTICK!

:lol

[ATRAIN]

Atrain showing his class and sophistication once again.

Ironic coming from you

[CosmicCowboy]

LOL

before my sis died she had an acquaintance that was a realtor that dropped by to "visit"...she just happened to bring brochures etc. for her business and also brought another woman with her to make suggestions for "staging" the house for the sale. I thanked them for visiting but told them my sis was not legally able to enter into any agreements and that nothing would be done with the condo till she was gone.

I just received a "staging report" and a bill for $200 from the other lady. It was printed on her stationary but it was just a generic "to do" list of recommendations like you could find in the real estate section of the Sunday paper.

When I reminder her that I had not hired her to do a staging report she told me that my sister wanted one and she seemed "mentally OK" when they discussed it. She very angrily told me that "she was a professional" and she "expected to get paid for her work". This was after she earlier told me just how much she had loved my sister and how long they had been "friends".

LOL. I thanked her for visiting my sister in her last days since they had been friends for so long and suggested she talk to the realtor about her $200 since I sure as hell didn't hire her.

I don't think she likes me.

[mrsmaalox]

LOL

before my sis died she had an acquaintance that was a realtor that dropped by to "visit"...she just happened to bring brochures etc. for her business and also brought another woman with her to make suggestions for "staging" the house for the sale. I thanked them for visiting but told them my sis was not legally able to enter into any agreements and that nothing would be done with the condo till she was gone.

I just received a "staging report" and a bill for $200 from the other lady. It was printed on her stationary but it was just a generic "to do" list of recommendations like you could find in the real estate section of the Sunday paper.

When I reminder her that I had not hired her to do a staging report she told me that my sister wanted one and she seemed "mentally OK" when they discussed it. She very angrily told me that "she was a professional" and she "expected to get paid for her work". This was after she earlier told me just how much she had loved my sister and how long they had been "friends".

LOL. I thanked her for visiting my sister in her last days since they had been friends for so long and suggested she talk to the realtor about her $200 since I sure as hell didn't hire her.

I don't think she likes me.

What a bitch, just like a vulture!!

[Sportcamper]

Sorry about your sister CC…She was lucky to have you…I hope that there are a few bucks left over from her estate so you can buy yourself a quality Sears Ted Williams shotgun for your efforts…

[CosmicCowboy]

Sorry about your sister CC…She was lucky to have you…I hope that there are a few bucks left over from her estate so you can buy yourself a quality Sears Ted Williams shotgun for your efforts…

Actually, at her wishes anything I can scrimp/save out of the estate will be donated to charity with the general instructions that the funds be used to empower/assist needy women.

[clambake]

Actually, at her wishes anything I can scrimp/save out of the estate will be donated to charity with the general instructions that the funds be used to empower/assist needy women.

that "home stager" seems needy.

[CosmicCowboy]

that "home stager" seems needy.

:lmao

Good point. I wonder if a roll in the hay with a high class hooker would also qualify?

[ATRAIN]

Actually, at her wishes anything I can scrimp/save out of the estate will be donated to charity with the general instructions that the funds be used to empower/assist needy women.

Would you be able to do that with the debt?

[CosmicCowboy]

Would you be able to do that with the debt?

I think I'll take the 5th on that one. Lets just say the condo was the only visible asset.

[smeagol]

Sorry for your loss, CC




Argentinean Malbec :tu

[ploto]

I remember after we had a close relative pass away, a lady who was just a friend of hers came by basically to ask for her antique silver tea set.

[FalleNxWiZarDx]

thats not doing the right thing.........

its people like yall who makes things bad for all of us

[Saul Silver]

This is actually even more fun than I thought it would be. I just got to tell the 4th level manager I spoke to at Chase "What part of I don't give a shit didn't you get?"

The Chase people are swell bastards aren't they?

Sorry 'bout your sister brah.

[thispego]

thats not doing the right thing.........

its people like yall who makes things bad for all of us

What is doing the right thing?

[ploto]

What is doing the right thing?

He should at least return everything that has not been used and is returnable.

[thispego]

At most he should do that. Why help credit card companies when all they want to do is take money out of your pocket. Raising a dying persons' rates knowing they don't have the income to pay even the minimums? Seriously, can these people be any more evil? You'd have to be completely heartless, lack all ruth, and be without a soul to hit these people when they are down and dying. It's like health insurance claims people... You KNOW they LOVE denying people their benefits and they do it with a smile on their face. These people are shit and you want cosmic to go out of his way to see that they get at least partially reimbursed? Get fucking real ploto

[CosmicCowboy]

This isn't so funny. I have a letter from Blue Cross Blue Shield specifically approving the hospice provider we used from back when this all started. I just got a statement from them that says of the $2000+ hospice bill they are paying $35. WTF???? I am about to go to war with those cocksuckers. She probably saved those bloodsuckers $50,000 by choosing not to do more radiation/chemo once it went to her brain. Damn.

[mrsmaalox]

This isn't so funny. I have a letter from Blue Cross Blue Shield specifically approving the hospice provider we used from back when this all started. I just got a statement from them that says of the $2000+ hospice bill they are paying $35. WTF???? I am about to go to war with those cocksuckers. She probably saved those bloodsuckers $50,000 by choosing not to do more radiation/chemo once it went to her brain. Damn.

Wow what assholes. $2000 is a drop in the bucket of what they'd be paying had she opted for full care, as you said. You should bill them for the hours of round the clock nursing care you provided.

BCBS is the same racket that billed my sister-in-law for an ambulance ride following her accident, because she could have driven herself to the hospital. I almost died laughing when I heard her yell at them over the phone "Drive MYSELF?? My left leg was laying in the street! I drive a fucking standard!!" :lol

[Ed Helicopter Jones]

CC, just saw the thread. Sorry about your loss...glad your sis had you in those last days!

[CosmicCowboy]

First they had me fax them a copy of the will naming me as executor. Then they told me they got "so many faxes" that they wouldn't be able to find it and "get it in the system" for 24-48 hours and to call back then after they were authorized to talk to me. I went ahead and gave them all the details I was calling about and suggested they get it fixed before I called back because I WOULD SO SUE THEIR ASS if they didn't.

[CosmicCowboy]

CC, just saw the thread. Sorry about your loss...glad your sis had you in those last days!

Thanks Chopper...we had some good times.

[Cry Havoc]

First they had me fax them a copy of the will naming me as executor. Then they told me they got "so many faxes" that they wouldn't be able to find it and "get it in the system" for 24-48 hours and to call back then after they were authorized to talk to me. I went ahead and gave them all the details I was calling about and suggested they get it fixed before I called back because I WOULD SO SUE THEIR ASS if they didn't.

:lmao

Awesome.

[Phenomanul]

Sorry about your loss CC...

[RandomGuy]

This isn't so funny. I have a letter from Blue Cross Blue Shield specifically approving the hospice provider we used from back when this all started. I just got a statement from them that says of the $2000+ hospice bill they are paying $35. WTF???? I am about to go to war with those cocksuckers. She probably saved those bloodsuckers $50,000 by choosing not to do more radiation/chemo once it went to her brain. Damn.

Often those bills aren't really "bills" you have to pay.

What is billed to BC/BS is what the hospice WANTS to charge BC/BS. Often what is ultimately paid is MUCH less.

There also may be deductibles and copays in her policy that you probably don't know about.

[RandomGuy]

He should at least return everything that has not been used and is returnable.

That would be the ethical thing.

Realistically, the credit card companies themselves share a very large portion of the responsibility for their losses.

They could have simply stopped lending her money, as that would have been the fairly responsible thing to do to protect their business interests.

Of course that would have initiated a new line of ethical conundrum, i.e. denying a way for a dying person to pay needed bills.

Kind of a damned if you do, and damned if you don't situation for them, not that I feel an ounce of pity for any credit card issuer.

[spursfan09]

I agree RandomGuy, credit card companies should be more responsible also. To my understanding she called and tried to work it out with them? I mean did they assume she won't be able to pay it off otherwise, so another person would have to pay it off for her? That's what it seems to me.

Also I just think everyone needs to learn to live within your means. That's ultimate responsiblity.