ACA rates up as much as 50% as renewal rates revealed

[CosmicCowboy]

nm

[ducks]

but it is ok just has a couple of problems just ask Hillary!

[boutons_deux]

ACA doesn't set rates. Your adored BigInsurance does. As always, you rightwingnuts always "ready,fire, don't aim". eg, Iraq.

When BigInsurance pulls out of ACA exchanges, the problem is that BigInsurance isn't making its usual level of exorbitant profit for it backing capitalists.

[ducks]

CLINTON VOTED FOR IT
ARE YOU GOING TO VOTE FOR HER?

[rmt]

ACA doesn't set rates. Your adored BigInsurance does. As always, you rightwingnuts always "ready,fire, don't aim". eg, Iraq.

When BigInsurance pulls out of ACA exchanges, the problem is that BigInsurance isn't making its usual level of exorbitant profit for it backing capitalists.

ACA forces 10 essential benefits on EVERY policy regardless of whether it CAN be used or not - meaning men and children's policies all have maternity benefits on them - this helps to hike up the costs - not counting the older, sicker population in the exchanges, lack of competition, people enrolling/get physicals/procedures and then dropping, etc. This law sucks and if Hillary wins, the pain will just continue.

[SnakeBoy]

Even democrats aren't denying this shit is blowing up before our eyes anymore.

[boutons_deux]

Y'all got no "blowing up" facts about ACA's explosion?

[rmt]

Y'all got no "blowing up" facts about ACA's explosion?

Obama will try to divert as much taxpayer money as he can to try to save his signature program. We don't have to do anything but see it implode on its own.

[Th'Pusher]

Obama will try to divert as much taxpayer money as he can to try to save his signature program. We don't have to do anything but see it implode on its own.

Let's assume Hillary wins the presidency, the senate remains filibustered (in either direction) and the republicans keep the house. Walk us through what this implosion looks like rmt.

[rmt]

As long as the republicans keep the House and don't cave (don't use taxpayer $s to prop up ACA), the premiums will keep rising and more insurance companies will exit as more and more healthy people drop out leaving behind the sicker people.

[Th'Pusher]

As long as the republicans keep the House and don't cave (don't use taxpayer $s to prop up ACA), the premiums will keep rising and more insurance companies will exit as more and more healthy people drop out leaving behind the sicker people.

Keep going. What happens after that? What happens to all the people that got expanded Medicaid? The law is still in place, so how do you see this playing out.

[boutons_deux]

Repugs want ACA to fail, because in their sociopathic ideology, govt can not do good, must be blocked from doing anything positive FOR THE PEOPLE.

Evidence? Tell us what GOOD FOR THE PEOPLE came from the Repugs in the past 40 years.

[rmt]

Keep going. What happens after that? What happens to all the people that got expanded Medicaid? The law is still in place, so how do you see this playing out.

Regardless of who wins, the people who got expanded Medicaid will continue to do so - it's just not politically expedient to take it away. On the small chance that Trump wins, the GOP plan keeps the people on Medicaid for those states which already expanded - not for any new states though.

However, the Medicaid expansion is costing a lot more than expected (49%? more than year before iirc) and the states which expanded will have trouble with the financing as the feds pull back. I expect Medicaid to take a bigger and bigger slice of those states' budgets and who knows where the tipping point is? They can't print money as the feds do.

The exchanges imo will play out much sooner than Medicaid expansion. The premium increases are substantial for next year - more young/healthy won't sign up, sicker population - more insurance companies will drop leaving those only offering HMO-type plans. Death spiral will continue and get worse each year. There will be calls for single payer, and I think the spineless House will cave before death spiral ends it.

[Winehole23]

There will be calls for single payer, and I think the spineless House will cave before death spiral ends it.Ending benefits entails real human and political pain.

You're probably right that neither party -- despite a lot of brave talk on one side of the aisle -- is willing to do it.

The main question in my mind is, will Paul Ryan be able to do anything at all with a shrinking House majority without looping in Democrats?

[rmt]

Ending benefits entails real human and political pain.

You're probably right that neither party -- despite a lot of brave talk on one side of the aisle -- is willing to do it.

The main question in my mind is, will Paul Ryan be able to do anything at all with a shrinking House majority without looping in Democrats?

You do know that the Medicaid expansion (able-bodied but low-income people) are taking away from the original Medicaid people - the truly needy (disabled, single women with kids, etc)? No one complains about that.

Why should that be the main question on your mind? It doesn't look like Trump is gonna win so the GOP plan will never be implemented - as I said earlier, their plan does allow those on Medicaid expansion to keep it (just not add any state that hadn't expanded). More likely, it'll be single payer and the Dems won't need to be looped in for that.

[boutons_deux]

"You do know that the Medicaid expansion (able-bodied but low-income people) are taking away from the original Medicaid people"

non-rightwing propaganda link?

"GOP plan will never be implemented" because they don't have enough votes in Congress, not because your bastard Trash is gonna get destroyed.

There won't be any "single payer" because Repugs have enough "screw Freedom/teabagger caucus" votes to block ALL progress, ALL solutions to national problems.

Furthermore, BigInsurance has corrupted enough Congress people to block single payer, or any attempt to move their cheese.

You naive assholes seem to think Congress can fix problems, make progress, when the evidence of the past 8 years is that the Repug "strict obstructionists" will block EVERYTHING that helps 99%, keeping the rigged status quo in place.

"progress" for the House Repugs is defunding govt into dysfunctionality, which what they have been doing since 2010.

[rmt]

"You do know that the Medicaid expansion (able-bodied but low-income people) are taking away from the original Medicaid people"

non-rightwing propaganda link?

"GOP plan will never be implemented" because they don't have enough votes in Congress, not because your bastard Trash is gonna get destroyed.

There won't be any "single payer" because Repugs have enough "screw Freedom/teabagger caucus" votes to block ALL progress, ALL solutions to national problems.

Furthermore, BigInsurance has corrupted enough Congress people to block single payer, or any attempt to move their cheese.

You naive assholes seem to think Congress can fix problems, make progress, when the evidence of the past 8 years is that the Repug "strict obstructionists" will block EVERYTHING that helps 99%, keeping the rigged status quo in place.

"progress" for the House Repugs is defunding govt into dysfunctionality, which what they have been doing since 2010.


http://www.forbes.com/sites/theapothecary/2016/03/15/nebraskas-medicaid-expansion-plan-puts-truly-needy-patients-in-danger/#33603d1be263

GOP can do it (the same way ACA was passed) - with 51 senate votes using the nuclear option and attaching it to the budget (of course - very unlikely, would require Trump and keeping House and Senate).

[baseline bum]

http://www.forbes.com/sites/theapothecary/2016/03/15/nebraskas-medicaid-expansion-plan-puts-truly-needy-patients-in-danger/#33603d1be263

GOP can do it (the same way ACA was passed) - with 51 senate votes using the nuclear option and attaching it to the budget (of course - very unlikely, would require Trump and keeping House and Senate).

The ACA wasn't passed through reconciliation. That was the Bush tax cuts.

[boutons_deux]

Obama will try to divert as much taxpayer money as he can to try to save his signature program. We don't have to do anything but see it implode on its own.

ACA is actually SAVING lives, helping poor, sick people (except in red/slave states), not that you GAFF about that.

The cost of ACA is high due to the $1T/year America is OVERCHARGED for health care and for enriching health care investor capitalists.

[RandomGuy]

Regardless of who wins, the people who got expanded Medicaid will continue to do so - it's just not politically expedient to take it away. On the small chance that Trump wins, the GOP plan keeps the people on Medicaid for those states which already expanded - not for any new states though.

However, the Medicaid expansion is costing a lot more than expected (49%? more than year before iirc) and the states which expanded will have trouble with the financing as the feds pull back. I expect Medicaid to take a bigger and bigger slice of those states' budgets and who knows where the tipping point is? They can't print money as the feds do.

The exchanges imo will play out much sooner than Medicaid expansion. The premium increases are substantial for next year - more young/healthy won't sign up, sicker population - more insurance companies will drop leaving those only offering HMO-type plans. Death spiral will continue and get worse each year. There will be calls for single payer, and I think the spineless House will cave before death spiral ends it.

Soooo, how do we get health insurance to everybody?

Bueller? Bueller?

I have yet to see a single realistic "free-market" solution.

This is one of those few things that simply requires a government solution, IMO.

Free-market insurance sector will not be able to pull it off.

[boutons_deux]

"single realistic "free-market" solution."

the health care market, like so many other major sectrors, is closed market, an dominated by an uncompetitive oligopoly.

the only solution, which is impossible to due to the corruption of Congress, is govt insurance, medicare/VA for all, paid out of income, earned and unearned, with govt health care facilities run by govt employees, doctors, nurses, administrators.

[boutons_deux]

Ending benefits entails real human and political pain.

neither party is willing to do it.

untrue, the Repug gov of KY has proposed to throw 10Ks of his suckers off ACA coverage, undoing one of the best implementations of ACA in the country under a Dem governor.