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apalisoc_9
02-01-2017, 03:48 AM
In terms of finances, material things..is This the four big things the average human being hope to achieve?

1. Paid House
2. Paid vehicle
3. Parents debt paid off
4. Vacation funds...

UNT Eagles 2016
02-01-2017, 05:43 AM
1. Paid mansion/mini mansion outside the city, 5-10 miles from civilization
2. Paid Beamer/Ferrari, or alternatively something ultra efficient and fun like the Toyota Mirai
3. Ability to afford things like fancy escorts every weekend, Six Flags all year flash pass, exotic vacations & fancy foods
4. Ability to buy a professional sports team in the sport of your choice

Xevious
02-01-2017, 02:55 PM
Most Americans have no goals at all. That's why so many go deeply in debt buying stupid shit they can't afford, that includes vehicles and education. Pay your house off in 15 years or less, invest at least 15% of your income, pay cash for everything else.

Blake
02-01-2017, 02:59 PM
In terms of finances, material things..is This the four big things the average human being hope to achieve?

1. Paid House
2. Paid vehicle
3. Parents debt paid off
4. Vacation funds...

Depends on the age. Where I'm at now, I'm fine with #1 & 2 on that list.

But I'd replace #3 with healthy paycheck/retirement funds and put solid insurance in at #4 crossing out vacation funds which is included in #3

HarlemHeat37
02-01-2017, 03:07 PM
Life is so depressing when you put it this way, tbh:lol

I pay half my rent and 30% of my parent's mortgage, so I guess paying that off and buying a house would be #1..actually, it would be the only thing on my "list":lol

I have a car(bought cash) that I won't be getting rid of for a minute..next car will be paid for in the same way(I'm not a car guy, at all, so never plan on buying anything outlandish)..

Vacations are easy, we go on them whenever, pretty much..my girl recently received a substantial inheritance, so I never have to spend money on her anymore:lol my only major expense ATM is my dog's cancer, costs me about 400-500 a month, everything else gets saved, outside of gambling expenses..should be easy to keep stacking for retirement for another 25 years, barring catastrophe..

spurraider21
02-01-2017, 10:19 PM
student loan has to be in the top 2.

if you're actually worrying about paying off a car, then you're living above your means

apalisoc_9
02-01-2017, 10:28 PM
Life is so depressing when you put it this way, tbh:lol

I pay half my rent and 30% of my parent's mortgage, so I guess paying that off and buying a house would be #1..actually, it would be the only thing on my "list":lol

I have a car(bought cash) that I won't be getting rid of for a minute..next car will be paid for in the same way(I'm not a car guy, at all, so never plan on buying anything outlandish)..

Vacations are easy, we go on them whenever, pretty much..my girl recently received a substantial inheritance, so I never have to spend money on her anymore:lol my only major expense ATM is my dog's cancer, costs me about 400-500 a month, everything else gets saved, outside of gambling expenses..should be easy to keep stacking for retirement for another 25 years, barring catastrophe..

Damn..Wish I was with a girl right now. :lol

Finances have been tight since we broke up.

apalisoc_9
02-01-2017, 10:31 PM
student loan has to be in the top 2.

if you're actually worrying about paying off a car, then you're living above your means

American tuition fees are really mindblowing...I've been in and out of school the last six years opting to work full time for three years and not go to school..

But I don't remeber a year where I didnt pay off my tuition fee of my pocket. 22k Is usually enough to get you a Bachleros in Canada.

Heard stories of 60k school debts..How is that even possible.?

spurraider21
02-01-2017, 10:51 PM
American tuition fees are really mindblowing...I've been in and out of school the last six years opting to work full time for three years and not go to school..

But I don't remeber a year where I didnt pay off my tuition fee of my pocket. 22k Is usually enough to get you a Bachleros in Canada.

Heard stories of 60k school debts..How is that even possible.?i escaped undergrad with no debt, but i'm about to leave law school with 6 figure debt

SpursforSix
02-01-2017, 11:00 PM
1) getting by

pgardn
02-01-2017, 11:28 PM
1. Paid mansion/mini mansion outside the city, 5-10 miles from civilization
2. Paid Beamer/Ferrari, or alternatively something ultra efficient and fun like the Toyota Mirai
3. Ability to afford things like fancy escorts every weekend, Six Flags all year flash pass, exotic vacations & fancy foods
4. Ability to buy a professional sports team in the sport of your choice


You frkn steal from a food pantry?

Lower your GD standards so reality has a chance.

Fabbs
02-02-2017, 12:56 AM
Damn..Wish I was with a girl right now. :lol

Finances have been tight since we broke up.
Do you think a Craigslist or SpursTalk ad might be effective?

Xevious
02-02-2017, 08:03 AM
Heard stories of 60k school debts..How is that even possible.?
People choose the wrong schools and/or are lazy. Getting an undergrad is doable without debt. As raider said, when you go to grad school, that's when it gets tough depending on what you're doing.

Avante
02-03-2017, 01:38 PM
1. Able to live your last 30 years financially secure.
2. Everything paid off by 60
3. Never got out of shape, so there is never any need to try and get in shape.
4. Own every toy ya ever wanted.

MI21
02-03-2017, 09:08 PM
Fair list. It amazes me the way some people spend their money.

I have a mortgage on a new build house (2013) that will be paid off by the time I'm about 45 depending on extra payments, own 2 vehicles (2011, 2016 models), have just finished paying off my student debt 12 months ago, I go on a 6 week international holiday every year and I have friends whom I know earn larger pay packets to myself that are wondering how I can afford holidays and nice houses and so on. I just wonder what the fuck they are spending their money on, tbh. I guess not having children helps.

MI21
02-03-2017, 09:11 PM
We have compulsory superannuation of 9.5% in Australia so maybe it's a little out of sight out of mind for me, but I find it surprising people are so very keen on having a lot of money to survive on when they are 65+... how fucking boring, tbh. I would rather holiday now when I'm able to actually enjoy the places I'm visiting rather than sitting on a bus sightseeing somewhere and enjoy hotel breakfasts :lol Obviously you want money to be comfortable, but I imagine when I'm 80 (if I get there) that it won't take a lot of money to sustain my lifestyle...

TDMVPDPOY
02-03-2017, 10:38 PM
paid car
paid student loan (that's if u have any, if not dun worry)
paid house
paid investment property

u know what fellas, even if u achieve all of this......sometimes it just doesn't satisfy ur partner and she wants to destroy everything or take half :( :(