Owning a gun raises your insurance rates go upbecause it makes you more likely to die

[AaronY]

967523062123057158

but dat guns make me safe argument :cry :cry

[Spurminator]

https://image.cagle.com/207137/1155/207137.png

[pgardn]

967523062123057158

but dat guns make me safe argument :cry :cry

Have they actually gotten into that? Cause the data ain't what it should be. Wonder how they priced that out. What kind of insurance are we talkin bout?

[Spurtacular]

967523062123057158

but dat guns make me safe argument :cry :cry

:lol Well if Faith Consultant tweeted that, then it must be true.
:lol "nother level"
:lol "Important issues that are relevant to my everyday life!"

[AaronY]

:lol Well if Faith Consultant tweeted that, then it must be true.
:lol "nother level"
:lol "Important issues that are relevant to my everyday life!"
Is the New England Journal of Medicine good enough, Derptacular?

"The use of illicit drugs and a history of physical fights in the home are important risk factors for homicide in the home. Rather than confer protection, guns kept in the home are associated with an increase in the risk of homicide by a family member or intimate acquaintance."

http://www.nejm.org/doi/full/10.1056/NEJM199310073291506

"According to the New England Journal of Medicine, living in a home that contains a gun increases homicide risk by 40 percent."

https://budgeting.thenest.com/owning-gun-affect-insurance-rates-32630.html

[pgardn]

Is the New England Journal of Medicine good enough, Derptacular?

"The use of illicit drugs and a history of physical fights in the home are important risk factors for homicide in the home. Rather than confer protection, guns kept in the home are associated with an increase in the risk of homicide by a family member or intimate acquaintance."

http://www.nejm.org/doi/full/10.1056/NEJM199310073291506

"According to the New England Journal of Medicine, living in a home that contains a gun increases homicide risk by 40 percent."

https://budgeting.thenest.com/owning-gun-affect-insurance-rates-32630.html

Cool.
But we need a large concerted effort the NRA will not agree to. They blocked the funding.

[Spurtacular]

Is the New England Journal of Medicine good enough, Derptacular?

"The use of illicit drugs and a history of physical fights in the home are important risk factors for homicide in the home. Rather than confer protection, guns kept in the home are associated with an increase in the risk of homicide by a family member or intimate acquaintance."

http://www.nejm.org/doi/full/10.1056/NEJM199310073291506

"According to the New England Journal of Medicine, living in a home that contains a gun increases homicide risk by 40 percent."

https://budgeting.thenest.com/owning-gun-affect-insurance-rates-32630.html

Well, the first quote is just a sweeping statement with no empirical backing. The second statement does nothing to prove correlation, so no it's not good let alone good enough for me, derpony.

[AaronY]

Cool.
But we need a large concerted effort the NRA will not agree to. They blocked the funding.
I don't even care too much about getting rid of guns since its way too impractical of a pipe dream but pretty retarded to pretend houses with guns in them are safer. I mean heated arguments its better to not have a gun around. Basically what killed that Marvin Gaye guy who is one of my favorite musicians

[AaronY]

Well, the first quote is just a sweeping statement with no empirical backing. The second statement does nothing to prove correlation, so no it's not good let alone good enough for me, derpony.
lol

[AaronY]

maybe the increased risk of homicide from gun owners is not due to guns tho. maybe they poison people more often?!? Ever think of that?!!?

I like making the arguments

Spongebob retard font with image.jpeg

[Spurtacular]

lol

I don't know why that's funny. It's on the nose. Mind you, I'm not finding fault with the publication, just your faulty application thereof.

[AaronY]

I don't know why that's funny. It's on the nose. Mind you, I'm not finding fault with the publication, just your faulty application thereof.
Anytime you apply your brain to any kind of task it ends with a faulty outcome.

[pgardn]

I don't even care too much about getting rid of guns since its way too impractical of a pipe dream but pretty retarded to pretend houses with guns in them are safer. I mean heated arguments its better to not have a gun around. Basically what killed that Marvin Gaye guy who is one of my favorite musicians

Im not distraught either but not wanting find out specifics like yourbabove hinders us knowing. There are very likely places and situations where gun ownership does in fact stop gun violence. But we won't know this because we don't fund the studies. All we get is anecdotal blurbs about a poor kid killing himself, or a gun toting store owner protecting his workers from assailants.

[Spurtacular]

Anytime you apply your brain to any kind of task it ends with a faulty outcome.

Millennial triggered I guess.

[boutons_deux]

Home owner's or renter's liability insurance would be higher for residences with guns for accidental shooting of non-family

Suicide and murder, of anybody, aren't covered usually

[CosmicCowboy]

967523062123057158

but dat guns make me safe argument :cry :cry
The adults in the room that actually pay for insurance know that tweet is bullshit because they dont ask if you own guns.

[AaronY]

The adults in the room that actually pay for insurance know that tweet is bullshit because they dont ask if you own guns.
theres adults in spurstalk?!?!

[pgardn]

The adults in the room that actually pay for insurance know that tweet is bullshit because they dont ask if you own guns.

Its been a while since I renewed/reevaluation and I could not remember. Homeowners. Which is why I asked.
Strangely, I don't consider myself an adult though. Go figure.

[sickdsm]

967523062123057158

but dat guns make me safe argument :cry :cry
Argument invalid since health insurance rates based on what you have in your house would be ALOT more beneficial but god forbid that happens.

[dabom]

https://image.cagle.com/207137/1155/207137.png

:lol

[clambake]

love my guns. unfortunately, its about responsibility. thats why its fucked.

[hater]

:lmao neanderthal american animals thinking by owning an AR15 you are protected against a renegade US army or police force :lmao

[DMC]

967523062123057158

but dat guns make me safe argument :cry :cry

My house keeps me safe but owning it raises my total insurance costs. Odd how that works. Also, insurance companies in Texas have no idea whether or not you own a firearm.

[Pavlov]

My house keeps me safe but owning it raises my total insurance costs. Odd how that works. Also, insurance companies in Texas have no idea whether or not you own a firearm.Are you more likely to commit suicide using your house?

[DMC]

:lmao neanderthal american animals thinking by owning an AR15 you are protected against a renegade US army or police force :lmao

Not really, but you're more protected than you would be without it.

[DMC]

Are you more likely to commit suicide using your house?

Ask Robin Williams.

[Pavlov]

Ask Robin Williams.I'm asking you.

[rmt]

So what would home/liability insurance have to do with committing suicide or shooting an intruder or accidentally shooting a family member? Does insurance pay out for any of those? I suppose you could shoot a guest who you had invited to a party in your home (and you'd be liable). I don't remember being asked about guns when applying for home owner's insurance, and I apply quite frequently as private insurance companies go in and out of FL's market as hurricanes come and go.

[rmt]

Firearms is also not asked about on umbrella liability insurance which we took out when dc started driving.

[Spurtacular]

The adults in the room that actually pay for insurance know that tweet is bullshit because they dont ask if you own guns.

:lmao AaronY getting shat on after I had already destroyed him.

[Spurtacular]

The adults in the room that actually pay for insurance know that tweet is bullshit because they dont ask if you own guns.

:lmao AaronY (http://www.spurstalk.com/forums/member.php?u=27732) getting shat on after I had already destroyed him.

[rmt]

Totally disagree with reason in the title - if you (the homeowner) are more likely to die, who is collecting this liability insurance? Homeowner's insurance protects the people who live within the house from liability (against other people). So if a family member uses a gun to shoot some one who lives outside the house, then that person can sue.

[hater]

Not really, but you're more protected than you would be without it.

Vs an army or police force you might as well have a butter knife

Sure you might hit acouple of them but the bad thing is they will anihilate your entire family as vengeance

And they will say “well these fucks had assault weapons. So we had to put them all down”

[pgardn]

Vs an army or police force you might as well have a butter knife

Sure you might hit acouple of them but the bad thing is they will anihilate your entire family as vengeance

And they will say “well these fucks had assault weapons. So we had to put them all down”

You could point out that during an earthquake your house could actually "hurl" projectiles at you... Fall on you.

So when you put that vase up high placing it just so, you give the vase the potential energy to fall on your head.
Transfer the kinetic energy of falling to your cranium to scramble your brains. So in effect, you used your own food calories to do work on that vase giving it the energy to knock you silly. Physics can be painful in a roundabout way. Unleashing all that stored potential energy, The Earthquake. Cool stuff.

.... but I digress and wander...

Carry on.

[DMC]

I'm asking you.

I'm not likely to commit suicide.

[DMC]

Vs an army or police force you might as well have a butter knife

Sure you might hit acouple of them but the bad thing is they will anihilate your entire family as vengeance

And they will say “well these fucks had assault weapons. So we had to put them all down”

So if you were in a room and a force was about to break in the door and kill you, and on a table there was a butter knife and an AR-15 with a fully loaded magazine, you'd grab the butter knife?

So because a small country couldn't beat a superpower, they have no logical reason to even have any national defense?

[Pavlov]

I'm not likely to commit suicide.Statistically are you more likely to do it with a gun in the home?

[DMC]

Statistically are you more likely to do it with a gun in the home?

You don't understand statistics. Stop pretending you do.

[Pavlov]

You don't understand statistics. Stop pretending you do.OK, explain them to me when it comes to having guns in the home and suicide rates.

[hater]

So if you were in a room and a force was about to break in the door and kill you, and on a table there was a butter knife and an AR-15 with a fully loaded magazine, you'd grab the butter knife?

So because a small country couldn't beat a superpower, they have no logical reason to even have any national defense?

Thats when you give yourself up sparky. At least give your children a chance to live

And :lmao comparing civilians to countries

[Pavlov]

They always go straight to their home invasion fantasies.

[DMC]

OK, explain them to me when it comes to having guns in the home and suicide rates.

It's like saying you're more likely to die in a car accident if you have a car in your driveway vs if you don't. However, the car in my driveway could belong to my neighbor, or could be inoperable, or perhaps I don't drive. Still, the statistics say I am more likely to be killed because of it. So I'd be safer to have the car moved elsewhere.

I'm sure you know this. You just need someone to talk to... again.

[DMC]

Thats when you give yourself up sparky. At least give your children a chance to live

And :lmao comparing civilians to countries

It's not in my genetics to bend over like you would. You might kill everyone in my family, but you're going to lose someone in the process.

[Pavlov]

It's like saying you're more likely to die in a car accident if you have a car in your driveway vs if you don't. However, the car in my driveway could belong to my neighbor, or could be inoperable, or perhaps I don't drive. Still, the statistics say I am more likely to be killed because of it. So I'd be safer to have the car moved elsewhere.

I'm sure you know this. You just need someone to talk to... again.So you're saying the guns in your home could be your neighbors' inoperable guns because they're the ones that you would use to commit suicide.

Yeah, you're saying that.

lol

[hater]

It's not in my genetics to bend over like you would. You might kill everyone in my family, but you're going to lose someone in the process.

:lmao sure you would John Wayne :lmao

[DMC]

So you're saying the guns in your home could be your neighbors' inoperable guns because they're the ones that you would use to commit suicide.

Yeah, you're saying that.

lol

Wouldn't that still qualify me as having a gun in my home, or do you need caveats now? Yeah, you do.

[Pavlov]

Wouldn't that still qualify me as having a gun in my home, or do you need caveats now? Yeah, you do.So even having inoperable neighbor guns in your house raises the suicide rate?

That doesn't help the argument for guns tbh.

[DMC]

:lmao sure you would John Wayne :lmao

Now you have to be John Wayne to have a spine?

:lol today's hater

[DMC]

So even having inoperable neighbor guns in your house raises the suicide rate?

That doesn't help the argument for guns tbh.

So you think guns are bad because of suicide?

[Pavlov]

So you think guns are bad because of suicide?Not necessarily, but a bunch of the guys who did commit suicide probably had the same fantasies gun owners here express.

[TSA]

OK, explain them to me when it comes to having guns in the home and suicide rates.

^^^
owns gun
keeps in another home
exposes suicidal tendencies

[Pavlov]

^^^
owns gun
keeps in another home
exposes suicidal tendenciesExposes?

[DMC]

Not necessarily, but a bunch of the guys who did commit suicide probably had the same fantasies gun owners here express.

What's the probability they had the same fantasies gun owners here express?

If they had these supposed fantasies, is it a good thing they shot themselves?

[DMC]

Exposes?

What fantasies do you have regarding your gun? Be specific.

[Pavlov]

What's the probability they had the same fantasies gun owners here express? I imagine it's difficult to survey them after they committed suicide.


If they had these supposed fantasies, is it a good thing they shot themselves?I wouldn't see it as bad or good.

[Pavlov]

What fantasies do you have regarding your gun? Be specific.None.

You just posted one of yours.

[DMC]

I imagine it's difficult to survey them after they committed suicide.

You made the assertion about their fantasies. You should therefore have that data already.


I wouldn't see it as bad or good.
Then why is it being discussed?

[Pavlov]

You made the assertion about their fantasies. You should therefore have that data already.I used the words "probably" and "some" precisely because that data is unavailable for the reasons I stated.


Then why is it being discussed?Someone has to see something as good or bad to discuss it?

Tell me all about your rules for conversation -- be specific.

[DMC]

None.

You just posted one of yours.

You said gun owners have fantasies. Since that's news to me, I was hoping you could enlighten me since you're a gun owner.

I can see you've once again painted yourself into an epistemological corner. :lol

[DMC]

I used the words "probably" and "some" precisely because that data is unavailable for the reasons I stated.

Someone has to see something as good or bad to discuss it?

Tell me all about your rules for conversation -- be specific.

Gun ownership: Good or bad

Go

[Pavlov]

You said gun owners have fantasies. Since that's news to me, I was hoping you could enlighten me since you're a gun owner.Had I said "all gun owners everywhere" you might have a point. You just posted one of your fantasies, so I don't see how it's new to you at all.


I can see you've once again painted yourself into an epistemological corner. :lolI can see you posted your fantasy where your whole family dies. :lol

[Pavlov]

Gun ownership: Good or bad

GoYou didn't answer the question:

Someone has to see something as good or bad to discuss it?

Tell me all about your rules for conversation -- be specific.

[TSA]

Exposes?

Do you feel you’ve lowered your chances of committing suicide by storing your gun in another home?

[Pavlov]

Do you feel you’ve lowered your chances of committing suicide by storing your gun in another home?Dunno tbh. It's fun watching you guys get defensive about guns though.

[Avante]

I've never needed a gun. And chances are if ya stay off the streets after midnight, don't go into obvious lowrent places, you won't need one either.

[TSA]

Dunno tbh. It's fun watching you guys get defensive about guns though.

When you chose to store your gun outside your home was ease of suicide a contributing factor?

[Pavlov]

When you chose to store your gun outside your home was ease of suicide a contributing factor?Nope.

[DMC]

You didn't answer the question:

Someone has to see something as good or bad to discuss it?

Tell me all about your rules for conversation -- be specific.
You're worked up about it so it stands to reason you find it one or the other. Rational people don't get worked up over things they feel neutral about.

[Pavlov]

You're worked up about it:lol After the fantasy you posted, no one could be as worked up as you.

[DMC]

I've never needed a gun. And chances are if ya stay off the streets after midnight, don't go into obvious lowrent places, you won't need one either.

Like bars in Olongapo?

[DMC]

:lol

Are you simmering down?

Guns, good or bad?

Suicide, good or bad?

What is the insurance rate increase per gun owned in the state of Texas?

[Pavlov]

Are you simmering down?

Guns, good or bad?

Suicide, good or bad?

What is the insurance rate increase per gun owned in the state of Texas?As I stated in the edit -- no one could be as worked up about this as you are right now.

[TSA]

Nope.

Why did you choose to ignore the suicide statistics?

[AaronY]

excellent debate

[Pavlov]

Why did you choose to ignore the suicide statistics?Because that decision was made before I knew anything of those kinds of statistics. Couldn't tell you if it would've affected my decision back then.

When were they first publicized, TSA?

[DMC]

As I stated in the edit -- no one could be as worked up about this as you are right now.

You're so worked up you couldn't even think of what to say.

I hope you've come down some, else you'll not be able to sleep.

[DMC]

Because that decision was made before I knew anything of those kinds of statistics. Couldn't tell you if it would've affected my decision back then.

When were they first publicized, TSA?

Ignorant of facts, buys gun, contemplates sucide.. moves gun to another house, breathes sigh of relief. :lol

[Pavlov]

You're so worked up you couldn't even think of what to say.To say about what?

You never said what your rules were, so you got some catching up to do.


I hope you've come down some, else you'll not be able to sleep.I hope you don't jump to the ideation of your entire family's murder as quickly as you did tonight.

[Pavlov]

Ignorant of facts, buys gun, contemplates sucide.. moves gun to another house, breathes sigh of relief. :lolWow, now you're having gun fantasies about me. :lol

[TSA]

Because that decision was made before I knew anything of those kinds of statistics. Couldn't tell you if it would've affected my decision back then.

When were they first publicized, TSA?

Like you I also bought a firearm without knowing the suicide statistics.

Now that you know the added suicide risk of having a gun in the home do you sleep better knowing there is less risk of you committing suicide?

[Pavlov]

Like you I also bought a firearm without knowing the suicide statistics.

Now that you know the added suicide risk of having a gun in the home do you sleep better knowing there is less risk of you committing suicide?I sleep fine and that has nothing to do with guns tbh.

[TSA]

I sleep fine and that has nothing to do with guns tbh.

But do you sleep better knowing there isn’t a gun in your home allowing you to commit suicide more easily?

[Pavlov]

But do you sleep better knowing there isn’t a gun in your home allowing you to commit suicide more easily?Asked and answered. I sleep fine and that has nothing to do with guns.

[Xevious]

The adults in the room that actually pay for insurance know that tweet is bullshit because they dont ask if you own guns.
Was going to say the same thing... was trying if to remember which policy (life, medical, homeowners, auto, etc) ever asked about gun ownership. None of them did.

[Pavlov]

Was going to say the same thing... was trying if to remember which policy (life, medical, homeowners, auto, etc) ever asked about gun ownership. None of them did.Yep. I do wonder if there are actuaries who worked it all out though.

[TSA]

Asked and answered. I sleep fine and that has nothing to do with guns.

You’ve stated you sleep fine twice, I get that. Do you sleep better knowing your gun isn’t s in a different home and you are less likely to commit suicide yes or no?

[Pavlov]

You’ve stated you sleep fine twice, I get that.No, you really don't. That's the funny part.

[TSA]

No, you really don't. That's the funny part.

I don’t sleep any differently. Do you sleep better knowing your gun is in a different home and you are less likely to commit suicide yes or no?

[Pavlov]

I don’t sleep any differentlyWho asked you?

[CosmicCowboy]

Chump sleeps fine. Instead of counting sheep he delusionally repeats "I won the internet today" "I won the internet today" "I won the internet today". Shit puts him right to sleep...at least until he wets the bed.

[Blake]

I don’t sleep any differently. Do you sleep better knowing your gun is in a different home and you are less likely to commit suicide yes or no?

Clearly you would shit your pj's during the night if you didn't have your gun under your pillow

[Blake]

Chump sleeps fine. Instead of counting sheep he delusionally repeats "I won the internet today" "I won the internet today" "I won the internet today". Shit puts him right to sleep...at least until he wets the bed.

Cc big times himself to sleep

[TSA]

Clearly you would shit your pj's during the night if you didn't have your gun under your pillow

says the guy sitting on a chair in the corner of the room

[Blake]

Wut

[hater]

Now you have to be John Wayne to have a spine?

:lol today's hater

So if you dont confront police or army with assault weapons you have no spine?

:lmao todays john waynes

[Pavlov]

Chump sleeps fine. Instead of counting sheep he delusionally repeats "I won the internet today" "I won the internet today" "I won the internet today". Shit puts him right to sleep...at least until he wets the bed.Aw Peepaw is grumpy.

[DMC]

So if you dont confront police or army with assault weapons you have no spine?

:lmao todays john waynes

You said they would kill my family. If that's the case, it's me or them.

But way to try to salvage some dignity. You'll need to blow goats a nickel a herd to get there.

[DMC]

Wow, now you're having gun fantasies about me. :lol

You're panicking in a thread with a misleading title. You think the evil gun owners are fantasizing about you, but you're an evil gun owner.

Now you're wondering about a hypothetical situation that might lend credence to the misleading title.

http://ericmuetterties.com/wp-content/uploads/2012/10/08.03.12-Cornered-34-Edit-Edit-2-Edit-Edit-Edit.jpg

[Pavlov]

You're panicking in a thread with a misleading title. You think the evil gun owners are fantasizing about you, but you're an evil gun owner.

Now you're wondering about a hypothetical situation that might lend credence to the misleading title.

http://ericmuetterties.com/wp-content/uploads/2012/10/08.03.12-Cornered-34-Edit-Edit-2-Edit-Edit-Edit.jpg:lol panicking

Don't get pissy because I pointed out your fantasy about your whole family's dying in a hail of gunfire. It's your fantasy that you offered up without any prompting whatsoever.

[hater]

You said they would kill my family. If that's the case, it's me or them.

But way to try to salvage some dignity. You'll need to blow goats a nickel a herd to get there.

:lmao ya idiot

I said they would kill everyone in the house if they encounter assault weapon retaliation. On the othr hand if you guve yourself up they probably let your family live

[CosmicCowboy]

Clearly you would shit your pj's during the night if you didn't have your gun under your pillow

Its so cute when the Tball kids get to bat.

[Blake]

Its so cute when the Tball kids get to bat.

Cc needs a gun too I guess.

In a drawer in his nightstand next to his centrum silver and cialis I would further guess

[DMC]

:lmao ya idiot

I said they would kill everyone in the house if they encounter assault weapon retaliation. On the othr hand if you guve yourself up they probably let your family live

lol ok

If you say so. I doubt you ever pulled a trigger.

[DMC]

:lol panicking

Don't get pissy because I pointed out your fantasy about your whole family's dying in a hail of gunfire. It's your fantasy that you offered up without any prompting whatsoever.

Yet you went out and bought a gun. You're just too big of a pussy to live with it.

[Chris]

Its so cute when the Tball kids get to bat.

:lol

[Pavlov]

Yet you went out and bought a gun. You're just too big of a pussy to live with it.Who says I bought a gun?

lol DMC just making up more gun fantasies in his head about me this time -- though this one is less disturbing than the one where you have your entire family murdered tbh.