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Erwin69
06-02-2008, 01:18 AM
The skill of underwriting can not be underestimated by any insurance company. The function is so integral for the business that it can make or break an insurance company. The underwriters assess the risks and decide whether to accept applications for insurance cover and, if so, on what terms. An insurance company may lose business to competitors if the underwriter appraises risks too conservatively, or it may have to pay excessive claims if the underwriting actions are too liberal. This calls for the need for qualitative underwriting.

Although there are many underwriting firms in US, only few have stood the test of time. Among the many companies which have survived the dramatic changes in the market include Deep South Insurance Services. The company has managed to survive the changes of the market through its inventive poduct portfolio, organization and technology driven by an ongoing commitment to delivering exceptional value to its customers. As an underwriting management firm, Deep South, led by David Disiere (http://www.deep-south.com/branch_texas.html), is one of the nation's largest providers of commercial auto insurance. Founded in 1967, Deep South has, for more than three decades, provided continued excellent and innovative services to its customers.

Deep South's heritage serves as a solid foundation for growth as it celebrates nearly 40 years meeting the needs of independent agents. The company’s growth and ability to meet customer needs is due, in large part, to the diversified client base it serves and the innovative policies it creates to meet the individual needs of its clients. It has become a norm for any company to provide its customers with a diverse portfolio to meet their different needs, in order to survive and win the markets. This is possible through constant innovation and understanding of the requirements of the target customers.

Nbadan
06-02-2008, 01:41 AM
Political contribution by David Disiere....


DISIERE, DAVID
SOUTHLAKE, TX 76092
DEEP SOUTH/STOCKBROKER HUTCHISON, KAY BAILEY (R)
Senate - TX
KAY BAILEY HUTCHISON FOR SENATE COMMITTEE $1,000
general 05/05/06
DISIERE, DAVID J
SOUTHLAKE, TX 76092 CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $-2,000
primary 03/16/06
DISIERE, DAVID J
SOUTHLAKE, TX 76092
DEEP SOUTH/CEO CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $4,200
primary 02/17/06
DISIERE, DAVID J
SOUTHLAKE, TX 76092
DEEP SOUTH/CEO CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $2,100
general 02/17/06
DISIERE, DAVID J
SOUTHLAKE, TX 76092
DEEP SOUTH/CEO CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $-2,100
primary 02/17/06
Disiere, David Mr.
Southlake, TX 76092

Deep South Holding/Partner MARCHANT, KENNY E MR. (R)
House (TX 24)
KENNY MARCHANT FOR CONGRESS $2,100
primary 12/28/05
DISIERE, DAVID J
SOUTHLAKE, TX 76092

DEEP SOUTH CORNYN, JOHN (R)
Senate - TX
TEXANS FOR SENATOR JOHN CORNYN INC $1,000
primary 02/04/05
Disiere, David J Mr.
Southlake, TX 76092

Deep South/CEO PEARCE, STEVAN E (R)
House (NM 02)
PEARCE FOR CONGRESS $2,000
general 06/30/04
DISIERE, DAVID J MR.
Grapevine, TX 76092

Deep South Surplus/Insur Exec
NATIONAL REPUBLICAN CONGRESSIONAL COMMITTEE (R) $500
primary 12/31/03
DISIERE, DAVID J MR.
SOUTHLAKE, TX 76092

DEEP SOUTH/CEO BUSH, GEORGE W (R)
President
BUSH-CHENEY '04 (PRIMARY) INC $2,000
primary 07/22/03
Disiere, David J Mr.
Southlake, TX 76092

Deep South/Chief Executive Officer
NATIONAL REPUBLICAN CONGRESSIONAL COMMITTEE (R) $250
primary 07/21/03
DISIERE, DAVID J
SOUTHLAKE, TX 76092
DEEP SOUTH CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $1,000
primary 07/01/03
Mr. David Disiere
Southlake, TX 76092 FLETCHER, DEWEY LEE (R)
House (LA 05)

FLETCHER FOR CONGRESS $1,000 12/07/02
Disiere, David
Southlake, TX 76092 FLETCHER, DEWEY LEE (R)
House (LA 05)

FLETCHER FOR CONGRESS $1,000 12/07/02
DISIERE, DAVID J
SOUTHLAKE, TX 76092
DEEP SOUTH CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $1,000
general 08/14/02
DISIERE, DAVID J
SOUTHLAKE, TX 76092
DEEP SOUTH CORNYN, JOHN (R)
Senate - TX

TEXANS FOR SENATOR JOHN CORNYN INC $1,000
primary 03/11/02
DISIERE, DAVID J
SOUTHLAKE, TX 76092

NATIONAL REPUBLICAN CONGRESSIONAL COMMITTEE CONTRIBUTIONS (R) $250
primary 03/05/02
DISIERE, DAVID
SOUTHLAKE, TX 76092
REPUBLICAN NATIONAL COMMITTEE (R) $10,000
primary 07/07/00

DISIERE, DAVID
SOUTHLAKE, TX 76092
DEEP SOUTH SURPLUS BUSH, GEORGE W (R)
President

BUSH FOR PRESIDENT INC. $1,000
primary 09/08/99
DISIERE, DAVID J
SOUTHLAKE, TX 76092 DOLE, ROBERT J (R)
President
DOLE FOR PRESIDENT INC

Source:; Newsmeat (http://www.newsmeat.com/fec/bystate_detail.php?zip=76092&last=DISIERE&first=DAVID)

Hutchison? Cornyn? the RNC? Its like a who's-who list of Texas political ghouls....

clambake
06-02-2008, 09:49 AM
very nice dan. but erwin, now that we've sat through the sales presentation, where are our steak knives?

Clandestino
06-02-2008, 08:07 PM
LOL, no shit... wtf was that all about?

Nbadan
06-03-2008, 03:58 AM
...no love for Rick "good hair' Perry...

Emanuel20
06-03-2008, 06:33 PM
Insurance companies use underwriting to derive the premium coverage of members. It is a vital point in every insurance company...life, auto, work comp, health, IRMA....and so forth. That’s because you want to profit from your members and not be in deficit after undetected claims. Deficit happens when extraordinary events (such as 9/11) and contingent liability occur but then every insurance company has a CRL pool they can request a loan from. However, insurance companies can still make a profit by auditing members and sending them a second premium for the time period.

Wild Cobra
06-03-2008, 09:33 PM
LOL, no shit... wtf was that all about?

I think Propaganda Dan just cannot stand seeing that a self made successful man contributes to republicans.

J.T.
06-03-2008, 10:18 PM
I'm an insurance agent. I do field underwriting. Point me to where people are lining up to kiss my ass, please.