Can you buy health insurance out of state?

CEO is a Human-American, and almost none of them go to jail, or lose their jobs or even their bonuses when a CEO's Corporate-American screws up badly, or commits crime. The C-A "settles" for a handslap, the CEO counts his untouched compensation.

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Originally Posted by MannyIsGod

Cobra is going to be incredibly expensive but its probably your best option at this point because your wife is going to have a preexisting condition so getting new insurance is going to be pretty much impossible. I'm not sure where you got your quote from, but I doubt they would even insure you depending on your wife's condition. If they will insure you, it will likely be for everything BUT what you're getting covered for.

Where did you get that quote if you don't mind me asking? My license lapsed nearly a decade ago so I have no real current info but 101 is providing you with solid advice. Otherwise, your best bet will be to talk to several insurance agents to see what they can do for you. Definitely find out about Cobra or about getting insurance through your employer if possible.

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I just did a cursory rate lookup in ehealthinsurance.com (run by Aethna, IIRC).

Ideally, we'd like to both be covered, so COBRA definitely sounds like a tempting option (we'll see what the rate is). If not, then we'll probably have to wait 6 months and go for PCIP just for my wife (unless she recovers and can find a job by then).

I'm part-owner now, so I'm basically self-employed. Which means the cost of getting insurance for me through work (Small Business health insurance) is basically the same as an individual plan, and we really can't afford it.

Thanks Manny.

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Originally Posted by SnakeBoy

No need to lecture, I know it's stupid. I quit smoking regulary on my 40th birthday. I now allow myself to enjoy some smokes one day every other weekend plus when when we're on vacation. I stick to that strictly so I don't get hooked again. I promised my wife I would quit completely on my 46th birthday...I'll miss it though.

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Switch to e-cigs. You get the nicotine hit, get to go on with the smoking mannerisms, but none of the tar or cancerogenous chemicals.

Cheaper too!

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Originally Posted by ElNono

Switch to e-cigs. You get the nicotine hit, get to go on with the smoking mannerisms, but none of the tar or cancerogenous chemicals.

Cheaper too!

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I bought one to try but it didn't do much for me. I don't get nicotine cravings anymore. Just enjoy occasionally hanging out with friends drinking beer and smoking.

I've accepted that as I age I will be giving up things I enjoy. First smoking then someday drinking then maybe sex etc. I figure when those things are gone and mexican food is too spicy for me and I think Luby's cafeteria food has flavor it's time to just die.

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Originally Posted by SnakeBoy

I bought one to try but it didn't do much for me. I don't get nicotine cravings anymore. Just enjoy occasionally hanging out with friends drinking beer and smoking.

I've accepted that as I age I will be giving up things I enjoy. First smoking then someday drinking then maybe sex etc. I figure when those things are gone and mexican food is too spicy for me and I think Luby's cafeteria food has flavor it's time to just die.

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Worked for me, after plenty of looking around and trying different models. Oh well. If anybody is interested in some recommendations, just ask.

"mexican food is too spicy"

The spices in MX and other peasant foods around the world are actually very healthy, anti-inflammtory and anti-cancer.

What's unhealthy about (Tex) MX food is the lard, the meat, the corn, the flour, the cheeses, the rice. iow, unhealthy fats and high carbs.