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Think about buying a new one. They're desperate to get them off the lot.
Looks like I'll need to buy a used car. My wife was in an accident and they'll probably total it.
Any suggestions on buying used cars. We going to buy a new one next month, but the one she wrecked we were planing on keeping.
Since I work from home, don't really need a new car for myself.
Think about buying a new one. They're desperate to get them off the lot.
E-Bay worked really well for me last time. I shopped for about a month till I finally stole exactly what I wanted...I bought an '06 Eddie Bauer Expedition under 30K miles still in warranty for $30,000 less than the original owner paid for it...
Are you financing?
Do you know what kind of vehicle you want?
How's your credit?
How much do you plan to put down?
where are you located?
I would highly recommend avoiding any advice Viva gives.
talk down to two women and call me in the morning.
All I'm saying is that you don't know what the you're talking about. You make idiotic statements and will likely hand out even worse advice.
remember the search function is my friend. i recall a certain thread that'll make you eat your words.
My advice if I lend any will be a thousand times more productive than yours. I troll and make annoying little snaps here and there but I don't recall a time where I've handed out bad advice.
Search away and we can discuss this further.
i wasn't referring to your financial advice.
i was referring to my prescription for you in order to get over yourself.
Take the money they give you for the wrecked one and pay cash for a used.
Assuming he didn't have a balance.
Don't tell them you're paying cash. Let them think you need financing.
Shockingly you make very little sense again.
Thats what I planned. I am getting a new vehicle also, next month. This one will be mine. We're trading in the other when we buy new.
Here in SA.
Does anybody know what value the insurance gives you? Trade in, private party, retail?
No Balance. But should I try to stick with private or hit the lots?
Private, if you can afford the time.
I saw a couple of good deals at a couple of lots. A little too cheap i think.
Whats the best route to check on used cars, car history that is?
never mind
Cash vs. finance won't matter if you buy from an individual. Nothing wrong with hitting the lots there's a ton of vehicles out there to chose from. If you hit the lots absolutely don't let them think you're paying cash. The criteria for getting credit right now is thru the roof so they'll be more inclined to work a skinny deal in fear of it having issues in finance. Nothing kills a deal quicker than a customer finding out they have to put a large amount of money down because the salesperson tried to hit a home run on you and the banks need to close the gap of value vs. finance advance. Banks are not lending 15k at 0 down to a car with a value of 10k like they used to. That dealership is going to have to work the price down to a financable number. If you pay cash they'll try and nail you.
Go to NADA.com for values and just take the "average" retail price then subtract 10-15% to get a gauge on real value. Subtract 20% of "average" retail and that would be a target price. The .com is quite a bit higher than the dealer NADA books and definitely higher than the current market right now.
Kelley Blue Book
AutoTrader
You can search private sellers only. Maybe you can find a good deal without too much driving.
Also, some of the dealers provide free CarFax reports.
Thanks, makes since.
Does anyone know what the payout is on a totaled car. I'm waiting for a call back from my Insurance, just wondering before hand.
So Carfax the best route to check on car history? Should i bother with a separate inspection (lemon busters?) if the carfax reports comes back clean?
Make sure if you do go private that the le is in their actual name because the le offices are getting very strict about transfers. Also go and pick up an "Application for Certificate of le" form because the seller will have to sign that too. If the seller owes a balance on the vehicle don't pay the seller. Go in person or call the bank that has the note and pay them direct because they're the ones with the le.
One thing to consider about private sales is that you will have to pay tax on the value of the vehicle not the sale price. So if you find a 20k car for 14k you have to pay tax on the 20k value not the 14k purchase price. This is to avoid the old "birthday or gift" tax scam.
At a dealer you only pay tax on your purchase price so if you get a great deal you won't get the tax shaft.
Thats a personal choice but if you have a regular mechanic you know and trust I'd ask the dealer or the seller to take the vehicle over there for a good look. A dealership will gladly make the drive over to complete a sale.
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