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  1. #1
    That's my mans! Red Hawk #21's Avatar
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    5,398
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    I just got accepted to a school in upstate New York, I'm excited but I also have no clue how I'm going to pay for the school. The school I go to now is very cheap, but the social life sux, the activities there suck and the school I just got accepted to has a better program for my major (Journalism). And I'm happy I'm really going to experience dorm life. The total cost (yearly) for my new school is a little over $14,000. My problem is my parents make a lot of money so Im only going to get about $1,500 in Financial Aid. The second issue is that they're highly pissed that I'm going away (Can you believe that ? smh at these so-called "parents"). So they're not helping me with anything, so I'm doing everything school related on my own.

    I was looking into the "Federal Perkins loan" and the most I can get from that is $5,500 which isn't anywhere near enough. The "Subsidized Stafford Loan" varies from $3,500 to $8,500, so this wouldn't be enough either. I'm really confused at what to do at this point tbh. I don't want to get a private loan because the interest rate will most likely be off the charts, and I would need a cosigner anyway (which I don't have). Any advice on what I can do?

  2. #2
    Master of Information Dr. Gonzo's Avatar
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    Start giving hand jobs.

  3. #3
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    Declare yourself an independent.

  4. #4
    Allenhu Joshbar DeadlyDynasty's Avatar
    Location
    Uzhhorod, Ukraine
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    27,972
    NBA Team
    Los Angeles Lakers
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    Maryland Terrapins
    Syracuse, Rochester, Ithaca, or Clarkston?

    or other...

  5. #5
    Ain't over 'till its over MaNuMaNiAc's Avatar
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    Neuquen, Argentina
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    Let me get this straight, your parents are refusing to pay your tuition because the school you chose is too far away? are you ting me? Tell your parents they're bags from me buddy.

  6. #6
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    Let me get this straight, your parents are refusing to pay your tuition because the school you chose is too far away? are you ting me? Tell your parents they're bags from me buddy.
    Or he could just declare himself an independent so they can't claim him on their taxes anymore.

  7. #7
    Spur-taaaa TDMVPDPOY's Avatar
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    u a guy or girl?

    i pay top dollar if ur good with ur mouth and slerp slerp jerk


    derp derp

    deal crack

  8. #8
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    declaring yourself an independent doesn't always work. my school counted your parents' income even if you're independent (they said it was so rich students like the OP couldn't just declare themselves independent and get free $)

    take stafford and perkins and then get a private loan, through a credit union if possible. and get a job.
    Even if you're not living with them at any point? I guess it's worth a shot.

  9. #9
    That's my mans! Red Hawk #21's Avatar
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    5,398
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    Let me get this straight, your parents are refusing to pay your tuition because the school you chose is too far away? are you ting me? Tell your parents they're bags from me buddy.
    They're morons tbh. You should have seen their reaction when I got my acceptance letter. I was celebrating, happy and all, then I tell them and they both give me this evil look. I felt like for days afterwards. They're just mad because they'll no longer be able to watch my every move. This is something I'm not going to forget...

  10. #10
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    97,883
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    Tell them your backup plan if you can't pay for school is to go backpacking in Mexico.

  11. #11
    Rugged like Rwanda SpursNextRomanEmpire's Avatar
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    College Station
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    Texas A&M Aggies
    Kick your parents in the ass

    Or threaten that you'll join the military

  12. #12
    Allenhu Joshbar DeadlyDynasty's Avatar
    Location
    Uzhhorod, Ukraine
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    27,972
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    Los Angeles Lakers
    College
    Maryland Terrapins
    yeah...save the military as a last resort

  13. #13
    NBA = RIGGED thispego's Avatar
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    lol bull , i bet my ing life your parents end up paying for your school. you're too spoiled and helpless to get it paid for yourself!

  14. #14
    I Aint Got No Job Gutter92's Avatar
    Name
    Ed Induh Gutter
    Location
    Illinois
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    or you could join the military and get college paid for
    yep, come back in a box and have your parents pay for your funeral rather than your education


    solid plan

  15. #15
    Allenhu Joshbar DeadlyDynasty's Avatar
    Location
    Uzhhorod, Ukraine
    Post Count
    27,972
    NBA Team
    Los Angeles Lakers
    College
    Maryland Terrapins
    tbh get an Rx for adderall and start selling it till you get a decent bankroll. You can make upwards of $20 per pill around exam time. Parlay that decent amount of cash into a small dormroom bookie operation and make bank. College kids gamble like crazy, especially up there. The best part is it's your operation, so you can even manipulate the lines a point or so. As long as you're smart it should fly under the radar and not get you in trouble.

  16. #16
    Banned CubanSucks's Avatar
    Location
    Texas
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    7,139
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    San Antonio Spurs
    yep, come back in a box and have your parents pay for your funeral rather than your education


    solid plan
    yeah, because everyone in the military is fighting on the front line getting blown up. I'm not sure what the tuition payment policies are for the Navy or Air Force but if you're in either one of those branches you'd probably be better off than all of us living at home. None of our current enemies can even come close to touching our Navy or Air Force

  17. #17
    Banned CubanSucks's Avatar
    Location
    Texas
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    7,139
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    San Antonio Spurs
    lol bull , i bet my ing life your parents end up paying for your school. you're too spoiled and helpless to get it paid for yourself!
    so you mean he's like 99.9999% of college students?

  18. #18
    NBA = RIGGED thispego's Avatar
    Location
    Lubbock, TX
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    12,596
    NBA Team
    San Antonio Spurs
    yes

  19. #19
    The D.R.A. Drachen's Avatar
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    11,214
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    UTSA Roadrunners
    Or he could just declare himself an independent so they can't claim him on their taxes anymore.
    Doesn't matter if he is on their taxes or not.

    OP- If you get married, have a kid, join the military, etc, you will be independent in the eyes of the DOE.

    All bad choices.

    Outside of those, you have to get a judgement declaring your independence.

    Other than that Private loans are the way to go.

  20. #20
    The D.R.A. Drachen's Avatar
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    11,214
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    Even if you're not living with them at any point? I guess it's worth a shot.
    This also doesn't matter until you are 24, married, kid, etc.

  21. #21
    I am that guy RandomGuy's Avatar
    Location
    San Marcos
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    This also doesn't matter until you are 24, married, kid, etc.
    You and CC both have it right.

    Financial aid pretty much automatically assumes that if you are under 24, your parents are helping you.

  22. #22
    Raise My McFlagg CommanderMcBragg's Avatar
    Post Count
    616
    NBA Team
    San Antonio Spurs
    yep, come back in a box and have your parents pay for your funeral rather than your education


    solid plan
    wuss Another example of the pussification of America.

  23. #23
    I am that guy RandomGuy's Avatar
    Location
    San Marcos
    Post Count
    51,121
    NBA Team
    San Antonio Spurs
    I just got accepted to a school in upstate New York, I'm excited but I also have no clue how I'm going to pay for the school. The school I go to now is very cheap, but the social life sux, the activities there suck and the school I just got accepted to has a better program for my major (Journalism). And I'm happy I'm really going to experience dorm life. The total cost (yearly) for my new school is a little over $14,000. My problem is my parents make a lot of money so Im only going to get about $1,500 in Financial Aid. The second issue is that they're highly pissed that I'm going away (Can you believe that ? smh at these so-called "parents"). So they're not helping me with anything, so I'm doing everything school related on my own.

    I was looking into the "Federal Perkins loan" and the most I can get from that is $5,500 which isn't anywhere near enough. The "Subsidized Stafford Loan" varies from $3,500 to $8,500, so this wouldn't be enough either. I'm really confused at what to do at this point tbh. I don't want to get a private loan because the interest rate will most likely be off the charts, and I would need a cosigner anyway (which I don't have). Any advice on what I can do?
    You are going to have to get a job. There is no other way to fully pay for college otherwise.

    Another thing to keep in mind is that tuition is likely to e for any school that gets money from a state legislature. The much derided federal stimulus package plugged a lot of holes in state 2009 budgets with money from the feds, but will be absent from 2010 state budgets. States are sucking wind this year, and higher education is one of the easier things to cut. (not saying logical or wise, long-term, just politically expedient)

    I would recommend finding a security job somewhere with a company that will stick you baby-sitting empty buildings at night.

    I did this in the last half of my undergrad studies and it actually brought my GPA *up*. The jobs consisted of essentially being there "just in case". We would walk around the building once an hour, write down something along the lines of "nothing happened" in our log, then get to study for the remainder of the hour. 15-20 minutes worth of work/exercise, then 40-45 minutes of study. Add that up for an 8 hour shift, and one could get in 5-6 hours of study time per DAY. I often ran out of homework to do.

    Didn't pay well, but it was easy to work full time, then go to classes. Since you could easily work 30-40 hours because you did all the studying at work, it pulled in enough to pay for a good chunk.

    Still needed some loans, though.

    Loans+work. Before that it was loans+GI bill. (didn't start college till 26yo)

    Not everybody that joins the military will end up in Afghanistan, or dead/wounded. That is only a pretty small % of everybody in the military. The vast majority don't.

    The military is paying VERY well by way of enlistment bonuses, and the new GI bill is VERY generous. If you are at all inclined, give it some serious consideration.

    (RG = was in the army 89-93)

    Be careful about the debt you take on though. If you go that route, get through your studies as fast as possible.

    If you want to look into the military, post here for some advice. There are a few vets who can provide some good advice, and help you sift through your options.

  24. #24
    I am that guy RandomGuy's Avatar
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    San Marcos
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    By the by, my parents didn't pay a single cent for my college. I joined the military partially to allow them to support my little sister, two years younger.

  25. #25
    Master of Information Dr. Gonzo's Avatar
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    TAMU-CC Islanders
    I think I gave the best advice.

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