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  1. #1
    Klaw apalisoc_9's Avatar
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    I moved out a couple years ago when my parents were doing OK financially. When I started working at around 17 years old to about 19, my parents were having trouble financially so I had to work and for two years I paid the mortgage while they paid other expenses. Two years ago, I moved out and I haven't really been able to help my parents financially. My old man is in his 60's and my mom is in her 50's..I am worried, I don't think they should be working at that age...

    Recently, the company my mum works for lost a lot of money and laid off 20 people..She still works there, but not as an employee but a part time contractor...She's an accountant. I talked to her the other day and she's tired..she sounds tired. She doesn't even feel like applying for jobs anymore. She's getting old. My dad has issues with his knee so he's been physically incapable of working.

    I don't want them to lose their house. I have two younger sisters and brother that are all still in their teens and I don't want them living in ty ass rented house or some ...

    If I a move back with them and use the money I pay for rent as their mortgage payments..That should help them out a lot, but my girlfriend doesn't like the idea..

    We had a huge fight a few hours ago when I mentioned my plans..I can't bare too see my parents and my siblings suffer like this.

    Should I move back and possibly lose GF? WTF should I do? Mortgage is 2900 a month. I make around 4000 a month..I don't know if I can afford to pay for their mortgage and rent at the same time.

  2. #2
    Savvy Veteran spurraider21's Avatar
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    Los Angeles
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    move back in and break up with the gf. u wanted to cheat anyway, now its not cheating anymore

  3. #3
    Can I borrow that? Moocher's Avatar
    Post Count
    155
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    San Antonio Spurs
    Bummer

  4. #4
    moral victory, tbh. Franklin's Avatar
    Post Count
    4,059
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    agree, there're millions of young girls out there available to make your girlfriends, but you've only got one mom and one dad.

  5. #5
    2nd Verse Same as the 1st Oh, Gee!!'s Avatar
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    $2900/month! Do your parents live in NYC?

  6. #6
    Spur-taaaa TDMVPDPOY's Avatar
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    move back in and help pay the mortgage

    if ur earning 4k b4 or after taxes, wtf u still renting man? shouldnt u be buying now and start working hard to ac ulate wealth to retire early?

    fck pussy, they will come around when ur all cashed up

  7. #7
    NBA = RIGGED thispego's Avatar
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    Lol your prents are "too old" to work in their 50's and 60's? Wtf? Lazy asses it sounds like, gotta have their kids help them make ends meet

  8. #8
    The Wemby Assembly z0sa's Avatar
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    No wonder all your hair is falling out.

  9. #9
    Veteran
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    $2900/month?

    Losing a job in your 50s now means not being re-employed, or being severely underemployed.

    Sell and move to cheaper.

  10. #10
    Club Rookie of The Year DJR210's Avatar
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    No wonder all your hair is falling out.

  11. #11
    Veteran Xevious's Avatar
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    News flash, most people work into their 60s. And I'd even guess that most of the younger generations are never going to fully retire. Having a 2900 dollar mortgage in your 60s was not well thought out though.

    But as for your situation, you gotta do what you gotta do. Nobody here can figure it out for you. But if it's not something your GF can understand, her.

  12. #12
    Believe. jeebus's Avatar
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    Quit spending on your money on lebeta moldings of his asshole and help out your parents.

  13. #13
    sup? hehateme's Avatar
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    What and where the are they renting for $2900 a month?

  14. #14
    My Favorite Faded Fantasy The Gemini Method's Avatar
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    Even in L.A., 2900 a month is at the higher end of rent...

  15. #15
    right about pizzagate Blake's Avatar
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    $2900/month?

    Losing a job in your 50s now means not being re-employed, or being severely underemployed.

    Sell and move to cheaper.
    underemployed or not, if healthy get to work.

    And or sell and move to cheaper.

  16. #16
    Magic 03' Spurs 99' ~O~'s Avatar
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    Ubuntu
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    2900........death sentence mortgage. Jesus. What do they live in? a castle?

    Its tough moving back in with parents. You just want to be able to do what you want to do........as loud as you can comfortably with less annoyances.

    And this is semi harsh good advice:

    "
    if ur earning 4k b4 or after taxes, wtf u still renting man? shouldnt u be buying now and start working hard to ac ulate wealth to retire early?

    fck pussy, they will come around when ur all cashed up"



  17. #17
    Derrick White fanboy FkLA's Avatar
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    If a gf can't understand something like that then she isn't a good gf. She doesn't have to like it, since it's always better to live on your own, but starting a big fight over it is kind of assholish on her part. I'd dump the chick for that. Srs.

  18. #18
    The Dude minds DPG21920's Avatar
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    Well, I don't care if it's a GF or BF, people acting like a spouse should be all in on you ontributing to your own financial ruin are crazy. In fact, I would use this as a test for dating. I would bring this up and if my spouse went along with it, I would dump them and find someone fiancially responsible.

    Also, $2900 a death blow mortgage? It's high, but in all honesty, it's not that bad. Sure, if you can't afford, you should sell and downsize to cheaper, but $2900 is not outrageous at all.

  19. #19
    Veteran cantthinkofanything's Avatar
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    Well, I don't care if it's a GF or BF, people acting like a spouse should be all in on you ontributing to your own financial ruin are crazy. In fact, I would use this as a test for dating. I would bring this up and if my spouse went along with it, I would dump them and find someone fiancially responsible.

    Also, $2900 a death blow mortgage? It's high, but in all honesty, it's not that bad. Sure, if you can't afford, you should sell and downsize to cheaper, but $2900 is not outrageous at all.
    I don't know when they financed it but today it's like a $600,000 house. Which sounds outrageous for a part time consultant and someone not working. Or whatever the op said. It doesn't sound like they have a ton of savings or anything.

  20. #20
    bandwagoner fans suck ducks's Avatar
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    74,377
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    I refinance the loan but their credit is ed up be high interest rate
    you could buy it from them though and make the payments so your credit is not ed then resell house to them after their credit improves

  21. #21
    Klaw apalisoc_9's Avatar
    Location
    Canada
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    I don't know when they financed it but today it's like a $600,000 house. Which sounds outrageous for a part time consultant and someone not working. Or whatever the op said. It doesn't sound like they have a ton of savings or anything.
    My parents made a terrible decision to upgrade house 7 years ago..Also, they had business then that was making good money...It failed and my mum had to go back working as an accountant.

    Downgrading is an Option..The house is way too freaking expensive.

  22. #22
    Got Woke? DMC's Avatar
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    Even in L.A., 2900 a month is at the higher end of rent...
    When you have 36 people living with you, you need a few more square feet, some sheets to make fake walls and a few pots to piss in.

  23. #23
    notthewordsofonewhokneels Thread's Avatar
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    91,195
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    Move back and provide your parents a length of peace. Help financially as well as with the household chores and duties, whatever lightens their lives. Enlist your siblings as well (do not Lord it over them though, make sure of that), by showing them the way, don't tell them, just show them. Don't look at it as "forever." It's not. It is not. When you were helpless as an infant, when your siblings were helpless as infants your parents never failed you. Just because TV tells and shows us "the way it's supposed to be" means it's rarely like that. You're being granted an opportunity to do this for your parents, and for your siblings, but, most of all, 9, for yourself. It is a privilege. When they're gone, they're gone. But, then is when you'll have this time, and nobody can take it.

    Start a journal the day you come back and later when all is quiet, when your children are gone, your wife and you are tired, you can relive these days.

  24. #24
    The Dude minds DPG21920's Avatar
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    Of course the old guy who refuses to work has that opinion. Of course.

  25. #25
    notthewordsofonewhokneels Thread's Avatar
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    Of course the old guy who refuses to work has that opinion. Of course.
    3-2, & goin' home.

    tee, hee.

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