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The better deal for you? Or us?
I work at a Credit Union right now. Hours are 8-5, Monday through Friday, and I work in downtown with a nice view. Plus we are right by the AAC, so I can basically have free parking garage access when I go to Mavs games. I don't realy do a lot, but I make about $1600 a month after taxes. There is room for growth, but not until I have been there for like 10 years, but in about 10 years or so, I can make like close to 6 figures, while still not doing a whole lot. I post on spurstalk for the majority of my time.
I'm getting offered another job at Texaslending.com. I will make about $3000 a month after taxes there, but will be working quite a bit harder through the day. Hours are 8-5 as well, but sometimes I may need to work later, as well as the potential for 1 saturday a month, depending on how much work I get done. I also have room to grow quite quickly there too and make a load of money within 2 years (I'm talking like 6 figures with only a decent amount of effort, and I'm only 20 right now). However, I won't have nearly as much time to post on spurstalk.
So let's sum up what the dilemma is...
Basically, $1600 a month to post on Spurstalk for 8 hours.
or...
A little over $3000 a month to work my ass off for 8 hours, and likely more at times and hardly post on Spurstalk at all.
The key link is posting or not posting on spurstalk.
What seems like the better deal?
The better deal for you? Or us?
What is more important to you?? Making more money or more free time??
I don't know. The lazy side of me says more time.
The smart side of me says more money.
texas lending.
I guess it matters how much the money means to you at this period in time. If you don't have many bills and money isn't much of an issue then stay. But if you like in my case have bills up the wazoo then take the cash with the workload. I remember when I first started working at 18, I could really care less about the pay, the only thing I was concerned about was having my weekends and evenings off so I could still make happy hour....
Money is more important to me. For awhile I thought lazy was good, but when that wore off I got bored, and frustrated by the lack of challenge and no potential for growth. Moving into a field that gave me a 25% raise with a guaranteed promotion in 2 years to higher pay grade (and another substantial raise) and then about 5 different career paths (all of which are higher pay grades than my promotion grade) to choose from and more marketable abilities are so very much worth the extra work and sharp learning curve I'm dealing with now.
Nearly double the money? No question for me.
He's gotta point, bringing home double then what you currently make is alot to pass up.
Do you really want to get into the mortgage loan business right now? Especially if that position isn't guaranteed money - you're going to have to hustle clients for it? Know anything about cold calling? Go look at all the people leaving Countrywide and Ameriquest right in your backyard.
At 20, I'd keep my slap credit union job and maybe do University of Phoenix courses instead of message board posting. Just my opinion, chief.
whats the dilema??
http://spurstalk.com/forums/showthread.php?t=88679
Get out of there.
I thought about that while I was typing. Sorry easjer....
The better deal for you? Or us?
Take the money dude...
I have family that work at texas lending... one was under investigation for fraud and then committed suicide.... the others have been miserable working there. That's all I know though, they don't talk to the rest of the family much but from what I understand there is a lot of corruption.
I don't see a dilemma making a little less than 20 a year but having more time to post on a internet board, or making around 36 a year with less free time at work. 16 extra a year, hmmmmmmmmmmmmm sounds like an easy decision for me.
There you go Stretch take the job
Only taking home $1600 per month???
How do you ever expect to find a woman to marry and have two car payments, a big mortgage, and several credit card bills with only $1600 month to pay for all that?
Take the increased pay, pressure, hours, bull ......its the American way!
Last edited by Twisted_Dawg; 03-04-2008 at 06:20 PM.
well there is more that goes into it. ive heard plenty of reports as robino and j-6 said, about people having lots of stress at that job, and the insecurity of the world of home loans. i have a good job. im not making a ton, but at the same time, i dont need a ton, and have room for growth, as they wish to move me to the IT department soon.
and actually, im making more money on the side as I am also a travel agent. in fact, i should probably let people on this site know about it, as i can cut good deals for people i know, and also sell tickets for concerts, games, etc... people here can find the best deal they see, show me, and i will match or even give them a better deal. I should PM Kori about it, see if she will allow me to post some threads about it or something...
I would say that if you enjoy what you're doing now, you should stick with it because being happy at work is a rarity.
However, I would also suggest that perhaps job happiness/satisfaction shouldn't be determined by how much you get to off and not work.
The not working part was just a joke. I really do enjoy my job. It's not a huge company, but its real cool, growing fast, and doing very well. I know pretty much every employee and am cool with them all, including the CEO who is the brother of a good friend of mine that works here as well. The atmosphere is light, and people here have a lot of fun, but also get their work done, and get along quite well for the most part.
Ok I have the best plan for you and your future.
1) Take the job that pays $3000 a month and post on ST when you get home
2) live like you currently are (like you make $1600)
3)invest $1400 a month
4) retire when you are 40 something and post on here all day
Good idea.
How about the woman he marries has a job too to help pay for all that crap.
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