Reply With Quote
What type of loans do you have? Did you borrow from a guy named "Vinny the Shark"?
Government does give out grants, like Pell grants. If anything, school is one place where it's pretty libertarian as far as funding goes... you have to rely on the kindness of strangers.
Besides, if the government hands out a ton, then schools will just raise their prices. What would you have, government mandated colleges like public schools? That's the only sort of 'answer' I could see from your request.
What type of loans do you have? Did you borrow from a guy named "Vinny the Shark"?
No . At least not like we know it. With all the people thinking they should get things for free, who's going to be left to pay for it all?
That's actually one reason education costs so much. There's always government, with deep pockets, killing the real supply and demand economics of it.
Look, I don't mean to be an ass about this, but what were you thinking? Did you have a career plan? It doesn't look like it. To take a subject just because you like it, without assessing the probability of getting anywhere was not a smart move. I pay more than $10 an hour in taxes, and the thought of bailing someone out for their decisions infuriates me. I pay too damn much already to have my wealth redistributed. Life is a mix of talent, hard work, and luck. Not everyone can succeed. Sorry if I'm not too sympathetic, but someone has to work retail. , I screwed up with stocks and am paying back $80K in back taxes. I skipped paying taxes on a sale, was going to on the next, and the marker ed me. It's like paying a mortgage. My life's not as easy as I'd like, and I sure in don't want my tax dollars bailing people out unless I get that $80k bailout myself.
But you know what. I put my self there, and I will pay it off. Be a man dammit.
What difference is that going to make? You still end up working off your loan. If you have time to go volunteer and work for free you have time to take a second job part time to increase your earnings so that you can pay back your loans.
Great post. You nailed it.
lol !!!
I received 1 grant during my college experience. Just one. I used most of it to pay for books and yes college books are in' expensive. Like I said before, I was unprepared for college. I was brainwashed and misguided by my high school teachers that going to college and getting a degree would make my life better. I borrowed most of my money from Satan aka Panhandle Plains Loan Center. My loans were the advantage and stafford type. There are a lot of haters in this thread but that's life.
I'm the type of person that would only volunteer if I was required to by the law or if I was going to benefit it from. If that makes me a bag then so be it. If I could get some of the amount that I owe erased, I would volunteer my ass off. It just makes me mad that I'm stuck in this damn hole that's full of debt.
Your debt will not disappear overnight. If you continue to work, maybe take on a second job delivering pizzas, you will pay off your debt. Don't eat out, go see movies at the theatre, waste money on expensive apartments. If you live within your wage then you will be able to pay off the loans. No one should erase your debt, it is yours so you need to own up to it. I purchased a house, I should not be allowed to stop making payments just because it is expensive. I made my own bed and I will sleep in it.
go suck a man
higher education is not for everyone...you can find success somewhere else without a paper with a university name on it. You can work your way up
I will pass on sucking a . I am owning up to my . If I wasn't then I wouldn't be paying off a monthly payment to my college loan collectors. So don't even give me that . I was just saying that my situation is kind of what happened to a lot of people that took loans on houses and other things. The lenders approved loans to people that they knew wouldn't be able to pay them back or make payments on them. It was like giving a drug addict drugs or a drunk a beer. And don't in tell me to be a man. I survived 5 and a half years at 3 colleges. A lot of people would have been pussies and quit but not me. I sucked it up and finished and got my degree. And life is hard. That's why I look forward to death. When I'm dead, I won't have to worry about money. In this life, money is everything. Sad but true.
A bit melodramatic, aren't we? Maybe you should have taken an acting degree
Look, the only college I've been to is the late-night ones at Tulane when I squeeze in time between deployments and TDYs... and even I know that a psychology degree won't get you much if you're not already in the career field. (My mom has a BS; but she got that while she was working as a drug counselor for the state.)
You went to college and majored in psychology because you liked it... but did so without looking at the long-term situation. It sucks, certainly, because most 18 year olds aren't looking at the long-term. But don't act like it's some insurmountable debt.
Like I said, ask around the local psych departments; ask if they have a mentoring program. Good psychologists get paid 60 to 80K a year, so you can definitely recover. You just have to suck it up right now. Or find a sugarmomma.
... if it was good enough for Goldman Sachs...
Student loan debt is simply a symptom of the conservative malaise that has afflicted the country since the Republican "revolution" that swept Gingrich into power in the nineties.
We have, as a society simply neglected the basic investments in human captial that we need to remain compe ive.
We under-invest in education at all levels, we under-invest in health care, we under-invest in drug-treatment programs at the expense of feel-good, tough-on-crime jails, etc, etc, etc.
If one's parents have the funds for college, then you have a huge advantage out of the gate over those who don't. Just another glaring example of the widening income gap between haves and have nots that does nobody any good.
The more I think about this, the more I am convinced you are wrong.
We'll see.
Well, youre the lone optimist among people who actually understand what is going on around them.
In 20 years, we wont even be using the US Dollar. The dissolution of the American State isnt too far beyond that.
(EDITED: I am editing this post to make clear that you, RG, are a person who understands whats going on around them, but that youre the lone optimist)
Last edited by DarkReign; 07-14-2009 at 01:52 PM.
To paraphrase Mark Twain, reports of America's death are greatly overstated.
We still have lots of nukes, and our GDP, though propped up by funny money, I'll bet is still top 5 in terms of real value.
One out of every two dollars the federal government spends these days has to be borrowed from someone. I cringe to think how quickly we'd end up in financial ruin if education and health care were funded to your standards.
ES,
I feel that America is made up of different people than Russia. I don't think we're necessarily better, but some countries do impress different mindsets upon their people.
Call it 'exceptionalism' if you will, or blind optimism. I think we will eventually rebound. At this point, it's all navel gazing anyways, no? Unless you plan on visiting this forum for the next 50 years or so.
I dont think there is anything uniquely exceptional about Americans opposed to other countries.ES,
I feel that America is made up of different people than Russia. I don't think we're necessarily better, but some countries do impress different mindsets upon their people.
Call it 'exceptionalism' if you will, or blind optimism. I think we will eventually rebound. At this point, it's all navel gazing anyways, no? Unless you plan on visiting this forum for the next 50 years or so.
Our difference lies not in our people, but in our beliefs as a people. Russians and Russian leaders felt deeply about their beliefs, just as much as we did/do. But they ended up being on the wrong side of the economic formula (capitalism vs communism).
FWIW, if the US keeps going down the road we are, the only thing the Cold War will have proven is that capitalism can outlast communism if this were a marathon neither runner had any intention of finishing.
I have to agree. We have always, in the past, been exceptional people. Now I see a socialized mentality wanting to make everyone the same. I hate liberals for this. An analogy to mathematics would be the "Least Common Denominator." The liberal mindset is killing exceptionalism.ES,
I feel that America is made up of different people than Russia. I don't think we're necessarily better, but some countries do impress different mindsets upon their people.
Call it 'exceptionalism' if you will, or blind optimism. I think we will eventually rebound. At this point, it's all navel gazing anyways, no? Unless you plan on visiting this forum for the next 50 years or so.
Quit buying textbooks.
Rent them for 1/4 of the price.
I'm usually against leasing, but my vehicles don't become obsolete after 2 years
There are currently 1 users browsing this thread. (0 members and 1 guests)
Posting Permissions
