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  1. #26
    Hunker down you hairy Dawgs! romad_20's Avatar
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    I'm surprised no one has mentioned, you can always deduct student loan interest from your taxable income. Student loans and mortgage should always be your last debts to pay off due to the tax benefits.

  2. #27
    Spur-taaaa TDMVPDPOY's Avatar
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    I'm surprised no one has mentioned, you can always deduct student loan interest from your taxable income. Student loans and mortgage should always be your last debts to pay off due to the tax benefits.
    bolded part only applies if you own an investment property, not the one ur living in...

    do you have an offset account?

  3. #28
    Runrunrunawaybaby ashbeeigh's Avatar
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    I'm surprised no one has mentioned, you can always deduct student loan interest from your taxable income.
    Helpful if it's in repayment. All my student loans are deferred at the moment.

  4. #29
    1ST BALLOT HOF Buddy Mignon's Avatar
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    I started to make a really mean comment about using that study guide money for a simple math course but decided to give it a serious answer instead. The obvious answer is to pay down the 14% credit UNLESS you are living paycheck to paycheck without any padding. At your age credit rating is more important than overall debt. I'd say bank the $1500 to give you padding to make all your payments perfectly on time and then transfer to credit card debt to a lower interest no fee card.
    Bingo!!! Here is your winner. Ashbeeigh. .. you're not in serious debt, tbh. Call up your cc company and ask them to extend your limit and lower rate... politely. Assuming you have a great track record with them they should be willing to work with you. If not... go directly to your bank... you know... they rich guys you lend your money to and ask them to transfer that debt to a low interest rate no fee card. They should be happy to work with you. Keep that $1500.

    Now... if you really want to get savvy. .. find you a sucka... someone like Chumper or DPG and slide him some of that pussy. Once you got his nose wide open just simply ask him to help you pay off your debt. Your timing must be impeccable. .. like after a great blow job.

  5. #30
    sup? hehateme's Avatar
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    People actually use their income tax returns to pay off debts? I use it to buy me new, shiny things tbh.
    sup son I didn't know you went hog wild up in the dollar general store after getting your tax returns...what did you get?

  6. #31
    1ST BALLOT HOF Buddy Mignon's Avatar
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    reading this thread has really opened my eyes to the misfortune of others. I didn't know that saving 1, 2, 3 thousand dollars was considered enough to help you in hard times....wow...maybe it's time I opened my eyes
    She makes peanuts... below poverty line if I'm not correct. An extra $1500 goes a long way on her low income. What's shocking here is with all of her schooling she could make more money without going into debt for education.

  7. #32
    Runrunrunawaybaby ashbeeigh's Avatar
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    She makes peanuts... below poverty line if I'm not correct. An extra $1500 goes a long way on her low income. What's shocking here is with all of her schooling she could make more money without going into debt for education.

    which you are. I'm doing okay. With the licensing test I can make enough to live in a swanky loft near the Pearl.

  8. #33
    Controversy Koolaid_Man's Avatar
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    She makes peanuts... below poverty line if I'm not correct. An extra $1500 goes a long way on her low income. What's shocking here is with all of her schooling she could make more money without going into debt for education.
    True. But i wasnt focused on her i was interested in Wild Cobras comments . Saving 1 grand for emergencies.? Man i blow through 1 grand likes its water. New Kobe sneakers some petro for the ride, and 10 chinese #10 combos and I'm out.

    Wild Cobra and Cosmic Queeer must be poor as . Im not making fun of poor people but i am making fun of those two red necks

  9. #34
    Runrunrunawaybaby ashbeeigh's Avatar
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    True. But i wasnt focused on her i was interested in Wild Cobras comments . Saving 1 grand for emergencies.? Man i blow through 1 grand likes its water. New Kobe sneakers some petro for the ride, and 10 chinese #10 combos and I'm out.
    God damnit. I had the best gif for the shoe thing. When I find it I'll post it. But I can get behind shoes. I spend $160 on Asics on the regular. And yes, $1000 isn't a lot but it's some bills for savings. Some is better than none is what I think CC was saying, even if he is a richer.

  10. #35
    Controversy Koolaid_Man's Avatar
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    God damnit. I had the best gif for the shoe thing. When I find it I'll post it. But I can get behind shoes. I spend $160 on Asics on the regular. And yes, $1000 isn't a lot but it's some bills for savings. Some is better than none is what I think CC was saying, even if he is a richer.
    Asics are good running shoes but i work out in Nikes. I like to dress and look fly when i work out and i cant do that in Asics.

    And as for Cosmic that old man ain't got no money. In his mind he does to me he's pea-NUTS

  11. #36
    Runrunrunawaybaby ashbeeigh's Avatar
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    Asics are good running shoes but i work out in Nikes. I like to dress and look fly when i work out and i cant do that in Asics.
    Are you saying I'm not fly? My Gel Kayanos are so fly I'm landing at the finish line. Plus if you're only picking your work out shoes based on color instead of fit then that's just silly.

  12. #37
    Controversy Koolaid_Man's Avatar
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    Are you saying I'm not fly? My Gel Kayanos are so fly I'm landing at the finish line. Plus if you're only picking your work out shoes based on color instead of fit then that's just silly.
    No. As a man I'm saying there's no way I could look fly in Asics. I think women can pull it off especially if they're hot and especially if they wear pink. The only way I'm wearing Asics is if no one is watching. For you though all you need to be fly are those nice yoga sweat pants and you have our attention. Lol

  13. #38
    Allenhu Joshbar DeadlyDynasty's Avatar
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    Can't wait to see this future failed PM exchange

  14. #39
    Mr. John Wayne CosmicCowboy's Avatar
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    and the cyberstalking begins.

  15. #40
    Mr. John Wayne CosmicCowboy's Avatar
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    Ash, post a pic of the next pair of workout shoes you want and see if Richy Rich will buy them for you...

  16. #41
    U Have Bad Understanding Sportcamper's Avatar
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    Kool you are way over the top on this one….Cobra & Cosmic were being helpful & just pointing out the advantages of having a few extra dollars in the bank…

  17. #42
    Mr. John Wayne CosmicCowboy's Avatar
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    Ash, post a pic of the next pair of workout shoes you want and see if Richy Rich will buy them for you...
    LOL, Kool ran like a scared little .

    C'mon Bling...buy Ashbee some workout shoes. It's just pocket change for you...maybe she will even return your PM's....

  18. #43
    Controversy Koolaid_Man's Avatar
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    Kool you are way over the top on this one….Cobra & Cosmic were being helpful & just pointing out the advantages of having a few extra dollars in the bank…
    And racist soldiers die for this country everyday doesnt mean i have to honor their service. Just like republucans dont honor the military service of gays.

  19. #44
    Controversy Koolaid_Man's Avatar
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    LOL, Kool ran like a scared little .

    C'mon Bling...buy Ashbee some workout shoes. It's just pocket change for you...maybe she will even return your PM's....
    You clowns are hilarious. She says one thing to me and yall seething with jealousy...I'm not trying to hit on her if it makes you feel better. It does show though how lame and jealous you frost kings can get.

    And yes I could buy her any pair of shoes she wanted doesnt mean I will.

  20. #45
    Runrunrunawaybaby ashbeeigh's Avatar
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    my black yoga pants fit in all the right places and my fancy pink asics get me to finish a half marathon in 2:40. So. woop woop. Although now that y'all are talking about it I should really take some of that tax return money and buy a new pair.

  21. #46
    Controversy Koolaid_Man's Avatar
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    my black yoga pants fit in all the right places and my fancy pink asics get me to finish a half marathon in 2:40. So. woop woop. Although now that y'all are talking about it I should really take some of that tax return money and buy a new pair.
    Lol. All the right places huh...you need to quit. Lol. 2:40 marathon? Really no way i could keep up with you in any capacity...doesnt mean i wouldnt have fun trying.

  22. #47
    Runrunrunawaybaby ashbeeigh's Avatar
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    Lol. All the right places huh...you need to quit. Lol. 2:40 marathon? Really no way i could keep up with you in any capacity...doesnt mean i wouldnt have fun trying.
    Half marathon. A full would be like 6 hours which is like damn near dead last.

  23. #48
    Linger Ficking Good! CuckingFunt's Avatar
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    Can't wait to see this future failed PM exchange
    Beware the italics.

  24. #49
    Mr. John Wayne CosmicCowboy's Avatar
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    Beware the italics.
    You know it's ming.

  25. #50
    Derrick White fanboy FkLA's Avatar
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    sup son I didn't know you went hog wild up in the dollar general store after getting your tax returns...what did you get?
    You are one asshurt little scrub, aren't you ?

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