Hawaii drops universal child health care

[Wild Cobra]

The whole liabilities part is what's completely different. Most practices do not have or have very low insurance because of that. That's exactly one point I brought a while back. I happen to work with doctors here in the US, and I know their insurance premiums increase the costs an incredible amount.

This is a point I keep trying to make. Insurance would be far mor affordable if doctors didn't have to carry such expensive insurances. I sure would like to give that a try first, before socializing a system that will have to have such tort reform anyway.

It is. You have to understand that 90% of medical services in general are for normally basic or commonly understood procedures. The other 10% are the actual procedures that require high-tech or very specialized treatment, where the costs do grow considerably and the quality decreases.

I wonder how many Americans will settle for 10% of the services becoming a lower quality service?

My family back home actually opted for a private health program because they're getting up in age, and they prefer a better service than the government one. That said, insuring the entire family (3 person) costs them 30 U$S/month in that private plan.

So am I right to assume they are adding a high level policy to what they already get from the government? One that if something happens, they cannot sue for millions?
[QUOTE=ElNono]

[boutons_]

"Insurance would be far mor affordable if doctors didn't have to carry such expensive insurances"

total bull . Doctors' fees in TX have not come down after TX capped liability at $250K.

WC, you're such a talking-point shill for conservative bull .

A major overhead is hiring staff just to fight with for-profit insurance comapanies. This forces independent doctors into groups so they can share staff overheads for fighting with insurance companies.

The doctor's health care decisions are controlled/second-guessed/overridden by the insurance companies whose only objective to minimize the amount of health care given, no matter what the effect on the patient.

[ElNono]

This is a point I keep trying to make. Insurance would be far mor affordable if doctors didn't have to carry such expensive insurances. I sure would like to give that a try first, before socializing a system that will have to have such tort reform anyway.

Socialization of what system? What is being proposed is a hybrid system, much like the one I'm describing.

I wonder how many Americans will settle for 10% of the services becoming a lower quality service?

They don't have to if they can afford not to. The private system is not going away.

So am I right to assume they are adding a high level policy to what they already get from the government? One that if something happens, they cannot sue for millions?

You don't get a policy from the government. You just go to a public hospital/clinic and get care from the government, period.
If you just need a quick checkup and you have a preferred doctor near home, it's not uncommon to pay out of pocket for those things, since they're very cheap compared to what it would cost you here in the US. An example is my $15 visit to the dentist to have a cleanup.
When you opt for a private plan, then you sign a policy with the health provider (in my family's case their plan is provided by the British Hospital, a private en y) pretty much like any other private policy you sign for here.
You then go to their facilities to get care (they do have better technology than the government).
The limited liability is already part of the law over there. Plus it's nowhere near as a litigious society as the US, for a number of different reasons.