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I cant, I'd lose my credit history. This sucks!
Five bucks A MONTH.
Yeah, it's really not that much. But if there are places that do charge it, and places that don't....why would anyone want to stick with a place that does?
They're already pinching off a fee just to have a savings account, now they want to pinch off a fee to use my checking account. I understand banks gotta get theirs somehow, but feels dirty to have to pay to access my own damn money.
An alternative would just be to use cash for everything....but that's a giant pain anytime you need to make a major purchase, or every time bill day rolls around. And good luck cashing a check without a bank, unless you feel like going to a money box and letting them take their 1%.
Last edited by Dex; 09-29-2011 at 08:26 PM. Reason: cuz that post was all mussed up
I cant, I'd lose my credit history. This sucks!
Because they already charge the merchants each and everytime you use it? They make money from you using it! Its ing asinine for them to charge you to use it.
Not to mention they make money from just HAVING your money.
This is the equivilant of a place charging you to REFER some one to them.
If you don't miss 5 bucks that much then you can send me a check for 5 bucks each month. Thanks!
Or maybe just one check for 60 annually.
what a lazy son of a
what?
how does transferring your money from one bank to another do anything with your credit history?
I dont even think checking accounts show up on it....
lol 5 dollars
lol poverty
Here's an idea: use your debit card to withdraw cash from an atm - pay for with cash or a credit card - and not pay the kings ransom of $5/month.
5 bucks a month. $60/year. $600 over a 10 year period. $1800 over a 25 year period.
that's free money you are giving the banks. why do it?
That is 5 .99 cent two-piece specials at popeye's every month or $5 in gas.
Oh good. I'll be able transfer my money to a credit union w/o any problems.
I wish more people will close their bofa accounts so other banks will think twice about ing people over because of their greed.
We got letters from IBC bank stating that the new regulations are forcing them to shut down most if not all of their HEB branches and that regulations aimed at helping the consumer actually hurt them. So their "freebees" may go away.
I don't eat at Popeyes more than 1nce a year.
and still you are getting some good chicken in exchange for your money.
Bank of America is slimy. They say they are losing $2 billion a year by the new regulations, yet they are going to charge $60 a year per customer, which will net them $3 billion a year.
As others have said, USAA or a credit union.
http://finance.yahoo.com/news/Bank-o...&asset=&ccode=
anyone know what banks don't plan to do this? I will switch to those
mother ers!!!!
Details please. I've had USAA for many years. Never paid a dime in fees and no complaints about the service.
you were doing good... until the 25 yr period5 bucks a month. $60/year. $600 over a 10 year period. $1800 over a 25 year period.
He moved it to an interest-bearing checking account after 10 years.
How many times does this thread have to be made before people leave their banks and start using credit unions. Shoot, someone was complaining about IBC leaving HEB. The new HEB at huebner and bab has . . . . . . a credit union in it.
We also belong to a credit union but the wife was working at IBC for awhile and we got free checking, etc. I've always belonged to a FCU.
HEB FCU started charging monthly fees quite awhile ago though.
I just signed up for SSFCU. The charges that Chase has are outrageous. The free part was why I stayed with them after that bought WaMu.
Randolph Brooks FCU is not only still offers free interest paying checking (with free checks on those rare occasions when you need to write one, and free bill pay), but their debit card pays you a dime each time you use it. Over $100 on the year so far.
The 3.05% fixed APR on our mortgage through them totally kicks any big bank's ass, too. The amount of money we save on the mortgage makes the VERY occasional ATM fee (they have a national free ATM network, but sometimes you can't find one) pretty irrelevant, but since people like to carp about "but BigBankCo gives us free ATM use nationwide", I thought I'd mention it. They have online deposit via phone or scanner which saves gobs of time and gas.
It's hard to understand why anyone deals with banks in this day and age. Comfort or habit, I guess.
"It's hard to understand why anyone deals with banks in this day and age"
From what I read, it seems that a lot of people think changing banks is a pain in the ass, and there are a lot of stupid, uninformed people.
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