Credit cards are great if people use them for convenience, rather than racking up debt. Just wish I didn't let my debt grow to where it is. I'm paying almost $50 a month in combined interest now. That is may fault though. Not theirs. , my ex pays is over $10,000 in debt worth credit cards, and I use to think she was better at budgeting then me.

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) you sure are wrong a lot. Someone who thinks they have nothing to gain shouldn't be wrong so often. And I'm not even talking about ideas that are subjective. 
