The term acronym is the name for a word from the first letters of each word in a series of words (such as sonar, created from sound navigation and ranging).
smh isn't an acronym since it's not a word.
The terms you are referring to are called initialisms.
They are commonly confused and yes it's pedantic to point it out but you, being from a ty school district, probably could benefit from and intervention available.
So, to summarize: If you pronounce the word the initial letters make, it's an acronym. If you pronounce individual letters, it's an initialism.
SEAL is an acronym for Sea Air and Land.
PT is an initialism of Physical Training.
I realize English is likely your second language, but work on it.
This is going to be on the test. Make sure you memorize it.

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