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If trolling: Could you rent out a couple of rooms as a rub n tug operation? Will your sisters be 18 soon?
Could you move several SpursTalk Trolls in to help out with the payment?
If not trolling: What is the equity status on the home?
Actually agree with Thread on this one. Move back in and help your parents, though moving them to a less expensive home would prolly be for the best as well if you see the $2900 as expensive.
If trolling: Could you rent out a couple of rooms as a rub n tug operation? Will your sisters be 18 soon?
Could you move several SpursTalk Trolls in to help out with the payment?
If not trolling: What is the equity status on the home?
You don't want to uproot them. At their age the tumult would be risky and extremely stressful on the entire family. Utilize that stress by staying there and making your stand. Sit down as a family over coffee & cake,,,everybody gets their say, you write the outline down in long hand, put the numbers in, see what it looks like. Then make your start & don't look back, and that means not even one look over one's shoulder. Everything is in front of the family.
My family was fractured by divorce. Not until my parents were terminal did a reconciliation take place. 9 is extremely fortunate that his parents remain together, the family unit fully intact. So much to be thankful for. You are blessed, 9. This is your time now, to take the baton from your parents and finish "the race."
The way Americans treat their parents still baffles me. It's not a good move for himseIf but I think for most people outside the US that is overriden by the fact that its his parents.
tbh I hope one day I can go up to my dad and tell him he never has to work again.
Obviously your mom isn't an UTA graduate, otherwise she wouldn't have been working only as a half-time accountant making meager money tbh.
OP, I really hope you asked this question to other qualified individuals instead of only this forum
i thought rates are fkn low in america now....
how big is their loan and at rate...
if ur moving in, make sure ur name is on the fkn will....
"You sheltered me from harm.
Kept me warm, kept me warm.
You gave my life to me.
Set me free, set me free.
The finest years I ever knew,
Were all the years I had with you."
David Gates, to his father..."Everything I Own"
Downsizing seems to be the obvious solution
Sure that would be nice, but there is a difference in being in a spot to say "you don't have to work" vs putting your children in a place where they are now in financial hardship because of poor planning.
There is nothing wrong with helping people - there is something wrong when you haven't done everything in your control to ease any burden.
Tis tru...though I only have 22 people living with me.
See, but, there is that "TV" thing going on again. It is his blood line you stupid little man, you. If 9 goes to the TV to see how it should be done---it'll never get done. TV ain't life...that is why it is TV.
He can do this. There is no debate. Do it.
I actually have a lot of respect for you for supporting your parents. I think its the ultimate form of dedication for everything parents do for you. If your GF doesn't understand that...thats a red flag and deal breaker.
The choice is easy and best of luck
Yeah...the GF is the least of your things to consider here.I actually have a lot of respect for you for supporting your parents. I think its the ultimate form of dedication for everything parents do for you. If your GF doesn't understand that...thats a red flag and deal breaker.
The choice is easy and best of luck
If you're going to help them out, you need to have the house in your name. Would suck for you to make payments then have to split the home equally at some point. Or set it up as a loan.
If they have to keep the house, maybe talk to your siblings and tell them they need to work and put in some $ if they want to stay there. Try to refinance. Get a lower rate and start it over for 30 years.
You're a leech. You're a bloodsucker on here. You're a bloodsucker in real life. You've admitted you're just flat out lazy & refuse to get a job. Your mindset is poison
A red flag? Someone concerned about your own ability to retire & provide for a future family is a red flag? No wonder so many people find themselves in financial ruin or struggle.
There is nothing wrong with helping your parents. But kids aren't retirement plans. If you don't have the decency to plan nor adjust (downsize, work elsewhere to keep income coming in) that's wrong IMO. And their certainly isn't anything wrong with a spouse/gf/bf being concerned about the couples financial well being. That's just called being an adult.
3-2,,,headin' home & that back-to-back.
tee, hee.
& that back to back lottery tee hee
There's a reason why God gave you a man's sexual organ and nonetheless a woman's body size, what you said is basically a 's logic imho. There're millions of es out there whom you can stick your 2-incher in, but one doesn't have a second mom or dad so just like my sook said it is an easy choice. His parents were wrong to buy an estate that was beyond their ability to afford, or it meant that they had too much optimism and too little vision into the future. Taking a big loan is never a smart choice even though you earn decent money currently, because you never know when the next crisis is going to hit the fragile economy. But a man doesn't have the luxury to free himself from such quagmire as a does imho.
A has every right to choose the way of life which she thinks is the best for her own well being, and the guy who she thinks she can have the most happiness living with, but someone who has a between his legs should never think that way imho. Sexual pleasure should never be placed above a man's responsibility tbh. For 9, it's a choice between living a happy life and being a good person. A is a and no one is gonna force a to sacrifice anything of her own for the interest of other people, but a man shouldn't be the same imho.
That's just foolishness and sexist. There are plenty of men who also get very upset when their women spend too much money or vice versa. You just admitted that my point was valid: it was wrong of the parents to not only overspend, but then fail to move on and do the things necessary to survive.
Instead, they are relying on someone to put themselves in harms way to bail them out. There is nothing wrong with helping if every other possiblity has been exhausted. Man, woman; it makes no difference.
True, the parents are just as assholish to draw their son into such a financial quagmire as 9's is. Good parents would rather die for their offspring's wellbeing, but if the parents make such a request, 9 has no choice but to dedicate everything he has to help his parents and younger siblings imho. There's nothing wrong with helping, and it is crystal clear that there's no other possibility to let the family survive financially but 9's involvement imho.
Just like I said in many other threads, there's no true love in the world today. Marriage/relationship is just a deal where both sexes can reap sexual satisfaction and avoid some tax, but when either side feels that he/she is gonna take extra burdens without no foreseeable payback, they're on the way out immediately. Therefore, a smart man would never get married before the age of 30, and the smartest men don't get married, ever. Celibacy sounds like just the right style of life for 9, imho.
9 should spend his time helping his parents sell their house and move into an affordable apartment. Then he should guide them on a job search - anything that can provide income that doesn't put them in harms way. Pride cannot get in the way. Then when they have income coming in, they can still job search for something in their fields or that makes them happier.
Then after all of that, if they need money/help, you can chip in.
No one said 9 should carry the family for life long imho. His siblings will grow up and earn money themselves to help out the family but in the short term 9 is the only one they can count on, and the doesn't want to wait or trust him so breakup is a good choice for both sides imho. Just like Leykis said, if a issues you an ultimatum, it is time to move on. And I don't think 9 will have anything to miss or regret if he breaks up with a that sees her own happiness far greater than the survival of the boy's family tbh. 9 will live a happier life as a celibate, at least for the short term imho.
Just talked to my family a few hours ago and we have all agreed on downsizing the house. I don't want my Dad to work anymore..I really don't. My Mum is more than qualified to get 70k a year easily. She plans to quit her current job right now and find something more stable.
The real heroes are my GF and my 18 year old bro. GF didn't like the idea of me moving back so our compromise was me paying only utility bills and Internet bills until my family gets situated. I can't say I wasn't pissed at her for not being supportive, but @DPG2190 allowed me to understand her situation.. Basically, I'm going to be able to help out my parents financially without moving back.
My 18 year old younger bro is working full time and going to school..He's staying with my parents but instead of saving the money he makes like he usually does, he's going to be helping my parents every month. I realize he probably only makes about 1800 a month, but it's a huge help.
All of a sudden everything is green.
Thanks to everyone that gave their honest opinions and legit advice.
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