Please Discuss

[BIG IRISH]

Maybe Apples & Oranges but could RG and others explain if Muslems can refuse to accept Cab Fares based on their beliefs why cant Pharmacists refuse to sell the morning after pill based on their religious beliefs?

[RandomGuy]

OH NOOOOES! You figured me out. As I said, I come on here for pure entertainment. Unlike you, I have better things to do then write pages of babble about every post that made. If you gauge intelligence by whats posted on a Spurs forum, I'm not sure what to tell you. My time is better spent actually doing constructive things like making a living. If that makes me a intellectual midget, so be it. From the looks of some of your posts, it doesn't appear that the Mr. Intellectual thing is working out to good for you outside of Internet Land.

If your work and thinking are as bad as what here, I wouldn't hire you, and I am surprised anyone else would either, unless it was something that didn't require thinking on any real level.

You *have* demonstrated a great capacity for mediocre thinking that makes you perfect for middle management or sales, and I am sure in that career you will do fine, but will never rise beyond that.

Have a good life.

[RandomGuy]

Maybe Apples & Oranges but could RG and others explain if Muslems can refuse to accept Cab Fares based on their beliefs why cant Pharmacists refuse to sell the morning after pill based on their religious beliefs?

I would think he could. Both cases require a forfeiture of income.

If you don't like it, then find another line of work.

[01Snake]

If your work and thinking are as bad as what here, I wouldn't hire you, and I am surprised anyone else would either, unless it was something that didn't require thinking on any real level.

You *have* demonstrated a great capacity for mediocre thinking that makes you perfect for middle management or sales, and I am sure in that career you will do fine, but will never rise beyond that.

Have a good life.

HAHA. Is RG still upset about the cc take?

You wouldn't hire me? haha Aren't you like a security guard or something? From the looks of your post, your intelligence hasn't gotten you too far in life. Apparently the only thing your intelligence has gotten you in dead-end jobs and in debt.

I'll tell you what...I'd be more than happy to compare W2's with you Mr. Intelligence. We'll see who the smart one is.

Keep going...I love internet intellecutals!

[clambake]

Compare W2's? What a childish statement. Must be a recipient of nepotism.

[RandomGuy]

HAHA. Is RG still upset about the cc take?

You wouldn't hire me? haha Aren't you like a security guard or something? From the looks of your post, your intelligence hasn't gotten you too far in life. Apparently the only thing your intelligence has gotten you in dead-end jobs and in debt.

I'll tell you what...I'd be more than happy to compare W2's with you Mr. Intelligence. We'll see who the smart one is.

Keep going...I love internet intellecutals!

Nah, I worked as a security guard during my undergrad. It let me work 40 hours a week and go to school full time with ease, as I could study at work in between rounds.

The debt has come from graduate school and trying to get my wife through school as well. Our parents have not given us any money whatsoever, and it ain't cheap.

(shrugs)
If you must know, I am an auditor, and getting ready to study for my CPA (certified public accountant) exams. This particular skill set is greatly in demand at the moment, and I anticipate doubling my income every 5 years for the next 20 years, more or less, until have the right skill set to step into a CFO job, preferably in the aerospace sector, or perhaps start my own company in that sector.

The analytical and communication skills that I like to sharpen here as something of a hobby, tie directly into what I do for a living. You yourself say that my posts are long and analytical, so I assume that I am acheiving my purpose.

Let me guess about what you do for a living.

Your parents paid for your college, and you sell used cars because you spent more time partying than studying.

How did I do?

[RandomGuy]

What kind of personality do I need? Successful auditors are people who can work creatively and think logically, have a strong analytical predisposition and like challenges. They must be willing to work very hard and be in command of good social and communicational skills...

There is a constant demand for persons with a CA [British version of CPA--RG] Certificate. The nature of their training enables auditors to hold prestigious positions, for example as managers, accountants, internal auditors or even financial executives of local and international undertakings.

Auditors can also work for commercial undertakings, industries, municipalities, banks, mines, insurance companies and so forth.

http://www.career-descriptions.co.uk...escription.htm

Just in case anybody wanted to know what auditing is/does.

It is a good career for people who like to analyse information.

[clambake]

RG, your biggest challange will be your ability to give and take with the banks revolving loans. All new rules exist. Try to make close ties with these loan officers. At times, you'll need the flexibility

Good luck.

[RobinsontoDuncan]

Americans and their Xenophobia.... this was from some conservative blogger wingnut right?

One thing I never got, Boutons is such a left wing zealot (hey nothing wrong with that, I kind of am too) except when it comes to Islam...then he spews rhetoric that reminds me of the 1960s KKK.... I don't get it.

[xrayzebra]

Nah, I worked as a security guard during my undergrad. It let me work 40 hours a week and go to school full time with ease, as I could study at work in between rounds.

The debt has come from graduate school and trying to get my wife through school as well. Our parents have not given us any money whatsoever, and it ain't cheap.

(shrugs)
If you must know, I am an auditor, and getting ready to study for my CPA (certified public accountant) exams. This particular skill set is greatly in demand at the moment, and I anticipate doubling my income every 5 years for the next 20 years, more or less, until have the right skill set to step into a CFO job, preferably in the aerospace sector, or perhaps start my own company in that sector.

The analytical and communication skills that I like to sharpen here as something of a hobby, tie directly into what I do for a living. You yourself say that my posts are long and analytical, so I assume that I am acheiving my purpose.

Let me guess about what you do for a living.

Your parents paid for your college, and you sell used cars because you spent more time partying than studying.

How did I do?

You did great! I am happy to see another Conservative in
the making. One thing I have learned in my many years
on this earth is that, normally, the more successful someone
becomes, the more conservative they become in their
thinking. Especially in a hard core type profession. It
takes a lot of determination to become a real professional
in any career, except maybe in social science, where just
"doing the right thing" seems to prevail.

Anyhow, once again congratulations.

But I have one question. How come you thought about/
did not want to pay your credit card debt? As an accountant/
CPA you should have known the consequences of such
an action. Just curious.

[RandomGuy]

But I have one question. How come you thought about/
did not want to pay your credit card debt? As an accountant/
CPA you should have known the consequences of such
an action. Just curious.

Actually, the purpose of that thread was to get feedback as to what an "ethical" rate of interest is, and start a discussion about that. My personal finances weren't really what I thought would be interesting, but I guess that ethical issue was more interesting to people, so I went with it.

At the heart of it, a credit card is little more than a contract secured merely by a signature. Credit card companies feel free to change the terms (interest rates) at their discretion. They have the bargaining power of credit reporting to enforce this, but when you take that off the table by not caring about that, they lose that bargaining power.

It is simply an option that I may use to "go nuclear", if lesser tactics fail. I still intend to pay back all that I have borrowed, but not at 33% APR compounded daily. If I truly choose not to pay back that loan there is absolutely nothing that can be done to enforce that contract. They can sell the debt to a collection agency, and let them pester me to death, but that is about it. They know this and would rather get 10-20% than -100%

I will simply pay on time and a little extra for about a year (that year will be up in Jan), and ask each month that they reduce it. I will take no for an answer up to that point, and then will simply use the leverage that I have to renegotiate that contract to my choosing.

The other thing is that I get my last student loan disbursement in January. Student loans are based on the previous year's income, which was very small, especially with a child/dependant, so this student loan amount will be pretty large, and partially subsidized.

I will simply take what is left of the student loan after tuition/fees/books, and throw that at the highest interest credit card. This will trade debt at about 3% for debt that is charging 33%.

The ultimate revenge is not to be a customer of such a predator anymore.

[RandomGuy]

You did great! I am happy to see another Conservative in
the making. One thing I have learned in my many years
on this earth is that, normally, the more successful someone
becomes, the more conservative they become in their
thinking. Especially in a hard core type profession. It
takes a lot of determination to become a real professional
in any career, except maybe in social science, where just
"doing the right thing" seems to prevail.

Anyhow, once again congratulations.

Thank you.

I still will doubt that I will truly be a conservative. Money is a material thing that I can't take with me, and I think a lot of conservatives miss this point, among others.

I also feel taxes are simply paying back into the whole system/society that enabled me to become wealthy. Waste and spendthriftness still bothers me greatly, but I don't mind sharing the burden.

We all have some duty to society and taxes is simply one way of doing so. Charity and helping people are another, and I plan to do that to a certain extent too. All I really need is a fairly comfortable life, access to medical care, and the ability to travel and learn.
Wealth ac ulation for the simple sake of wealth ac ulation is shallow an meaningless.

I DO think that a generally free market is the best way to improve people's lives, but every system requires some rules. The SEC and other things exist for a reason.

By the same token, the much-reviled social spending that you probably don't like is also ok with me. Ships have lifeboats for much the same reason as we have food stamps and welfare. Again, waste and fraud are somethings I hate about this, and I don't want a system that really makes people dependant on it, but I DO think it is necessary in a moral society.

That said, I used to consider myself an independant at the ballot box. I like the fiscal conservatism of the GOP, but their social agenda is less than moral in my opinion.

The current congress and Bush administration have turned their backs on what I think of as real conservatism, and changed that with radicalism. For that they have lost my vote for a long time.

When the republican party decides to give their moderates a bit more voice, I may support them again. Not that I am entirely comfortable with everything the Dems do/say, but honestly, I trust them with the government a lot more than I do the GOP. Their track record is better.

[Ozzman]

HAHA. Is RG still upset about the cc take?

You wouldn't hire me? haha Aren't you like a security guard or something? From the looks of your post, your intelligence hasn't gotten you too far in life. Apparently the only thing your intelligence has gotten you in dead-end jobs and in debt.

I'll tell you what...I'd be more than happy to compare W2's with you Mr. Intelligence. We'll see who the smart one is.

Keep going...I love internet intellecutals!

I know! Finally someone other than myself who doesn't even take anything on this seriously!!!! Geez! it's like damn, it's an internet forum! if you have to prove yourself right to everyone here, then you must quite possibly just have no life!

[BIG IRISH]

Originally Posted by BIG IRISH
Maybe Apples & Oranges but could RG and others explain if Muslems can refuse to accept Cab Fares based on their beliefs why cant Pharmacists refuse to sell the morning after pill based on their religious beliefs?

RandomGuy I would think he could. Both cases require a forfeiture of income. If you don't like it, then find another line of work.

Don't think RG, as I understand it, you don't get paid enough $ to think

[01Snake]

Nah, I worked as a security guard during my undergrad. It let me work 40 hours a week and go to school full time with ease, as I could study at work in between rounds.

The debt has come from graduate school and trying to get my wife through school as well. Our parents have not given us any money whatsoever, and it ain't cheap.

(shrugs)
If you must know, I am an auditor, and getting ready to study for my CPA (certified public accountant) exams. This particular skill set is greatly in demand at the moment, and I anticipate doubling my income every 5 years for the next 20 years, more or less, until have the right skill set to step into a CFO job, preferably in the aerospace sector, or perhaps start my own company in that sector.

The analytical and communication skills that I like to sharpen here as something of a hobby, tie directly into what I do for a living. You yourself say that my posts are long and analytical, so I assume that I am acheiving my purpose.

Sounds like your on the right track. Good luck.

Let me guess about what you do for a living.

Your parents paid for your college, and you sell used cars because you spent more time partying than studying.

How did I do?

Not even in the ballpark. I have NEVER had a sales job...EVER! As for college, paid for that myself. So you were waaay of on that guess. Thanks for playing.

Good luck on the CPA. I know my CPA pulls down serious coin.

[01Snake]

You did great! I am happy to see another Conservative in
the making. One thing I have learned in my many years
on this earth is that, normally, the more successful someone
becomes, the more conservative they become in their
thinking. Especially in a hard core type profession. .

Once you begin to see just how much of your money goes to Uncle Sam, you're damn right you become more conservative!

[BIG IRISH]

^^^^^^^^

[RandomGuy]

Don't think RG, as I understand it, you don't get paid enough $ to think

I am paid to think. That is why I was hired.

[RandomGuy]

Sounds like your on the right track. Good luck.



Not even in the ballpark. I have NEVER had a sales job...EVER! As for college, paid for that myself. So you were waaay of on that guess. Thanks for playing.

Good luck on the CPA. I know my CPA pulls down serious coin.

Good. I have little respect for people who let mom and dad pay for everything. I really think it makes people less self-sufficient.

[RandomGuy]

Once you begin to see just how much of your money goes to Uncle Sam, you're damn right you become more conservative!

Heh, as I said before, I don't mind paying my share of taxes.

I think conservatives are selfish in this regard.

They want all the benefits of society with none of the costs.

[johnsmith]

Nah, I worked as a security guard during my undergrad. It let me work 40 hours a week and go to school full time with ease, as I could study at work in between rounds.

The debt has come from graduate school and trying to get my wife through school as well. Our parents have not given us any money whatsoever, and it ain't cheap.

(shrugs)
If you must know, I am an auditor, and getting ready to study for my CPA (certified public accountant) exams. This particular skill set is greatly in demand at the moment, and I anticipate doubling my income every 5 years for the next 20 years, more or less, until have the right skill set to step into a CFO job, preferably in the aerospace sector, or perhaps start my own company in that sector.

The analytical and communication skills that I like to sharpen here as something of a hobby, tie directly into what I do for a living. You yourself say that my posts are long and analytical, so I assume that I am acheiving my purpose.

Let me guess about what you do for a living.

Your parents paid for your college, and you sell used cars because you spent more time partying than studying.

How did I do?

Is this your take on everyone that isn't in financial debt because of school and is out working successfully for a living because that is what you used on me one time before as well. In fact, I think you may have copied and pasted from one of our previous threads.

Come on RG, you're better then that.

[johnsmith]

Good. I have little respect for people who let mom and dad pay for everything. I really think it makes people less self-sufficient.

My parents paid for my school and I'm doing extremely well now. I finished school in just a hair over four years, went out, got a job, bought a house, bought another house and work extremely hard to maintain my way of life.

I resent when people are upset at others because their parents paid for school. It's not my fault your parents didn't make the offer for you as well.

[smeagol]

My parents paid for school because there are no student loans in Argentina.

They have not paid me a dime since I graduated.

Actually, I give them money because Argentina is a ed up country.

[johnsmith]

My parents paid for school because there are no student loans in Argentina.

They have not paid me a dime since I graduated.

Actually, I give them money because Argentina is a ed up country.

I'm almost positive that this doesn't make you any less of a hard working individual. But from what I understand RG thinks you are worthless because of this. Oh, and he's also got something against car salesmen.

[RandomGuy]

My parents paid for my school and I'm doing extremely well now. I finished school in just a hair over four years, went out, got a job, bought a house, bought another house and work extremely hard to maintain my way of life.

I resent when people are upset at others because their parents paid for school. It's not my fault your parents didn't make the offer for you as well.

I'm not saying everybody whose parents paid for their college are idiots, far from it.

I simply have noted that a lot of kids are in college because mom and dad are paying for it, with little idea of what they want to do. I don't think, in general, that paying complete for their college does people much of a service.