Meg or Keda?
I've had USAA for over 10 years now and the only knock I had on them was when I had to deposit a check into my account. I'd have to drive all the way over there to do so. Now you can deposit checks at your house with a scanner!
As far as the other stuff that was listed.....yeah they do that stuff too. However, they are not with out fault, they have been known to f' up a transaction or two.
Schwab pays your ATM fees back for you.
I go through ING Direct because the intrest rate is better than any other bank around for savings 4.5%. If your intrested in getting an account let me know, if you refer me we both get $25.
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