DPD is probably worse.
Actually, I live in Dallas.
DPD is probably worse.
man, that sucks, but i'm a little unclear on what you wrote. her insurance is saying you're giving them false info about her that she gave to you? info about the accident or her personal info? that doesn't sound right. plus if she doesn't call her insurance company they should issue her a certified letter regarding that. i got in a minor parking lot fender bender and the old hag that ran into me didn't call them back. they sent her a certified letter and gave her a deadline of a week. i just received a $400 check from that accident with all info based off my account, not hers. she had allstate insurance.
Were police at the scence of the accident? If so, I don't think you have anything to worry about as long as she has valid insurance.
I was implying the woman isn't too bright. You can't hide forever, and for a fricken car accident, no less. It's not like she murdered someone.
Basically, she gave wrong information to the police for the police report. But we still had her insurance information, so that we could find a way to contact her, but she isn't responding to anything, including her own insurance. And the witness that was on the police report, their number is out of order. So until they get in contact with her, her insurance is refusing to accept liability.
stretch, i'm a broker. call your insurance company, and stop delaying.
tell them everything you know.
The way this normally works is that your insurance company pays you under the uninsurred/underinsured coverage that I hope you have on your policy. Unfortunately you will probably also have a UI deductible to pay. You give your company all the info you have and they go after the other party's insurance. Eventually through the subrogation process they will usually recover something (if all what you say is true) and when that happens you'll get some of that deductible back.
But, man, this is something your insurance company should be doing on your behalf - contacting her insurance company and if the other party isn't responding then her company will have to pay. If they are dropping the ball with something so basic you prolly need to find another insurance company.
Yes. If you want your fixed/replaced, you're gonna have to file a claim through your own carrier. They will handle everything and then subrogate against her carrier if she has one. If she doesn't, then they will go after her personally.
because you might not get the thousands of dollars that several posters have convinced you you'd get.
yea, that would suck.
honestly, i dont care that much about the extra money. i just want my medical bills and car paid.
you should at least get that. i'd be pissed if I didn;t get the extra cash flow for my "pain and suffering"
GET YOU A LAWYER !!!!!!
all your insurance company going to do is recover what they are out of. don't trust them to look out for you. they will not. you have 2 years in the state of Texas to clear this up.
Remember, these companies are all in this together. they are out to get your money, so calling it even for them..... they come out ahead.
its fun to hear all different kinds of opinions. some people tell me to get a lawyer. others say not to. some say your insurance will take care of you. others say they wont...
you have to take mature steps to get this resolved. notify your insurance first.
you might end up needing a lawyer. (to go after your own insurance company) but you have to notify them first. they are responsible for assuming your risk.
if you are full comp policy
get ur insurance to do all the work, they will chase them up and .......give them mayhem and
Can't your insurance see she was at fault from the police report?
Light a fire under your insurance companies' ass. They should be on this. A person can't commit a crime and just disappear b/c they won't return phone calls. That lady has a son, so unless she's pulled him out of school, she's still around, right?
It shouldn't matter, because falsifying information to police is a crime as well, and indicative of her guilt. Your insurance company should be all over theirs to get that money back.
Hmm, sounds alot like the woman who ran into me! Was she about 4' x 4' in stature, with dyed orange hair, shaved eyebrows, wearing a t-shirt that said "Rude Dog"?
But seriously, make your insurance company earn their money by putting them on it ASAP. Then if they give you a hard time you can get a lawyer to make them do their job and pay.
the one thing is if you get your insurance involved with contacting the ladies' is then you would have to pay your deductible and your premium will go up.
Deductible: yes (until subrogation completes). Insurance go up: not if the other driver is at-fault.
so I just got a call... first offer was for $9,700 for the medical side (I already got around $5,000 for my car) but i rejected that and am going for more. apparently i really should be getting around $25,000, and it's even said that many cases like this one result in getting around $50,000. but at the least I will get around $9,700, which is more than enough, considering my only concern was to get around $8,000 to finish paying off my new car.
but yup. that's all.
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