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  1. #26
    Homer 2centsworth's Avatar
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    Like it or not, poverty is a predictor for all sorts of negative things.

    Why do conservatives think the only answer is to ignore problems?
    conservatives and christians are way more charitable than the lefties, so maybe you guys should look within.

  2. #27
    i hunt fenced animals clambake's Avatar
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    conservatives and christians are way more charitable than the lefties, so maybe you guys should look within.
    true. hagee just gave the jews 6-9 million.

    i know, i know, you're thinking he did it for no other than a charitable donation.

  3. #28
    Homer 2centsworth's Avatar
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    btw Random Guy, you're a perfect example of what's wrong with the en lements program. You are someone who's perfectly healthy and perfectly able, but still chose to collect welfare because as you said "to spend more time with your kid".

    Clambake, you're a dork.

  4. #29
    i hunt fenced animals clambake's Avatar
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    btw Random Guy, you're a perfect example of what's wrong with the en lements program. You are someone who's perfectly healthy and perfectly able, but still chose to collect welfare because as you said "to spend more time with your kid".

    Clambake, you're a dork.
    what? jews don't have kids?

    that's what you shoulda said.

  5. #30
    Homer 2centsworth's Avatar
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    what? jews don't have kids?

    that's what you shoulda said.
    Like most people, I don't read your post.

  6. #31
    i hunt fenced animals clambake's Avatar
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    Like most people, I don't read your post.
    we didn't just share a conversation?

  7. #32
    I am that guy RandomGuy's Avatar
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    conservatives and christians are way more charitable than the lefties, so maybe you guys should look within.
    You make two false assumptions here.

    1)"Lefties" cannot be christians.
    2) I am not a christian.

    Both are wrong, and that is why you fail, padawan.

  8. #33
    I am that guy RandomGuy's Avatar
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    You liberals self-righteousness is truly disgusting. You talk and act so high and mighty, when you never actually DO anything except feel bad, and vote left. Do you care if any problem is fixed, or what havoc the programs you espouse actually bring - no, you don't. You NEVER question the results; as long as the motives are pure. Then when there are more problems, you blame conservatives and start the process over again. You all suck.
    Your conservative self-righteousness is truly disgusting. You talk and act so high and mighty, when you never actually DO anything except about the wretched plebes, cut taxes and vote right. Do you care if any problem is fixed, or what havoc the ideologies you espouse actually bring - no, you don't. You NEVER question the results; as long as the end justifies the means. Then when there are more problems, you blame liberals and start the process over again. You all suck.

  9. #34
    I am that guy RandomGuy's Avatar
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    Why do liberals always think the only answer is to "toss more money at it"?
    This is something of a distortion.

    I am all about cost to benefit.

    If the cost is X, and the benefit is X + Y, then yes I want to toss money at a problem. I think of such things as investments that earn returns over time.

    Money spent on such things does not, despite what many on the right seem to think, disappear down a hole. It simply recirculates into the wider economy.

    It also has the effects of alleviating human misery, an aim to which neither liberals nor conservatives would find unworthy.

    The only thing that "liberals" and "conservatives" really disagree on is the method by which human misery should be alleviated.

    Conservatives generally tend to think that charities can fix everything and government nothing.

    If you actually look into cost to benefit ratios for charities, you find that they have waaay more overhead than a lot of the programs the government runs.

    For all those who complain about the government wasting their money, how many of you actually bother to research the charities you give to?

  10. #35
    Displaced 101A's Avatar
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    I am all about cost to benefit.
    Then you should be against any and ALL government programs!!! The fed can't get a dollar's value out of a Benjamin!!

  11. #36
    Displaced 101A's Avatar
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    This is something of a distortion.

    I am all about cost to benefit.

    If the cost is X, and the benefit is X + Y, then yes I want to toss money at a problem. I think of such things as investments that earn returns over time.

    Money spent on such things does not, despite what many on the right seem to think, disappear down a hole. It simply recirculates into the wider economy.

    It also has the effects of alleviating human misery, an aim to which neither liberals nor conservatives would find unworthy.

    The only thing that "liberals" and "conservatives" really disagree on is the method by which human misery should be alleviated.

    Conservatives generally tend to think that charities can fix everything and government nothing.

    If you actually look into cost to benefit ratios for charities, you find that they have waaay more overhead than a lot of the programs the government runs.

    For all those who complain about the government wasting their money, how many of you actually bother to research the charities you give to?
    I never said charities could fix everything (I actually don't assume everything can be fixed).

    BTW. I already had a Charity checker bookmarked; and I use it.

    You got any links to the great efficiency of the federal government? Bet I can find some pretty quick that show its inefficiency.

    Let's start with the cost/benefit of my Social Security vs. my 401K!

  12. #37
    Displaced 101A's Avatar
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    Your conservative self-righteousness is truly disgusting. You talk and act so high and mighty, when you never actually DO anything except about the wretched plebes, cut taxes and vote right. Do you care if any problem is fixed, or what havoc the ideologies you espouse actually bring - no, you don't. You NEVER question the results; as long as the end justifies the means. Then when there are more problems, you blame liberals and start the process over again. You all suck.
    Finally, I don't about the wretched plebes...I about the government and liberals that conspire to keep them that way - and increase their numbers.

  13. #38
    I am that guy RandomGuy's Avatar
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    btw Random Guy, you're a perfect example of what's wrong with the en lements program. You are someone who's perfectly healthy and perfectly able, but still chose to collect welfare because as you said "to spend more time with your kid".

    Clambake, you're a dork.
    Wrongo.

    My family collected "food stamps" after I was laid off from a job, and my wife was caring for our first child and couldn't work. Texas' "welfare" benefits, had we qualified for them, would have amounted to $230 bucks per month.

    I spent very nearly 30 hours a week on a job hunt for several months trying to find a decent job that would pay the bills. Eventually I had to settle for some part-time work to help pay costs, but that pay was waaay inadequate. We are still, years later, paying off the debt from this.

    We got off assistance as soon as we could when I found a job, and my wife returned to work when our first was old enough to put in daycare.

    I remarked that it was good to have spent a little extra time helping the wife out, and being there for the first few months, and I guess I could have spent even more time looking for a job.

    I also suppose that I "chose" not to work 2 or 3 low-paying, easy-to-get part time/full time jobs, and stopped looking for something better paying, but in the end, neither society, nor my family would have benefitted from such a comprimise, as I would have been unable to finish graduate school, and get onto a career track.

    Such an at ude towards en lement programs is just what is wrong with being a judgmental . You automatically assume that everyone on them is "abusing" the system, and tend to have selective memories about things.

    Your short-sightedness when it comes to seeing human potential is precisely why I think the majority of conservative thinking is bad for our country economically.

    We as a nation, can either toss people that life preserver, and allow them to get back onto the boat or let them drown.

    I am now paying my share back into the system, and my wife is finishing up her degree. Neither of which would have been possible, if we had stayed on the 2.5 job each treadmill.

    All you see is some moral judgment where you can feel better about yourself, and miss how immoral and counterproductive that is in the end

  14. #39
    I am that guy RandomGuy's Avatar
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    I never said charities could fix everything (I actually don't assume everything can be fixed).

    BTW. I already had a Charity checker bookmarked; and I use it.

    You got any links to the great efficiency of the federal government? Bet I can find some pretty quick that show its inefficiency.

    Let's start with the cost/benefit of my Social Security vs. my 401K!
    Social security spends less than 2% of the funds it takes in on administrative overhead. The rest goes directly to payments.

    As for your 401k:

    The instant you try and compare SS to your 401k, you show that you don't understand one of the most basic concepts of investing.

    Name the two most important principles/concepts of finance.

  15. #40
    Displaced 101A's Avatar
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    Wrongo.

    My family collected "food stamps" after I was laid off from a job, and my wife was caring for our first child and couldn't work. Texas' "welfare" benefits, had we qualified for them, would have amounted to $230 bucks per month.

    I spent very nearly 30 hours a week on a job hunt for several months trying to find a decent job that would pay the bills. Eventually I had to settle for some part-time work to help pay costs, but that pay was waaay inadequate. We are still, years later, paying off the debt from this.

    We got off assistance as soon as we could when I found a job, and my wife returned to work when our first was old enough to put in daycare.

    I remarked that it was good to have spent a little extra time helping the wife out, and being there for the first few months, and I guess I could have spent even more time looking for a job.

    I also suppose that I "chose" not to work 2 or 3 low-paying, easy-to-get part time/full time jobs, and stopped looking for something better paying, but in the end, neither society, nor my family would have benefitted from such a comprimise, as I would have been unable to finish graduate school, and get onto a career track.

    Such an at ude towards en lement programs is just what is wrong with being a judgmental . You automatically assume that everyone on them is "abusing" the system, and tend to have selective memories about things.

    Your short-sightedness when it comes to seeing human potential is precisely why I think the majority of conservative thinking is bad for our country economically.

    We as a nation, can either toss people that life preserver, and allow them to get back onto the boat or let them drown.

    I am now paying my share back into the system, and my wife is finishing up her degree. Neither of which would have been possible, if we had stayed on the 2.5 job each treadmill.

    All you see is some moral judgment where you can feel better about yourself, and miss how immoral and counterproductive that is in the end
    My brother in law is a recovering crack addict: 36 years old.

    He is also an insulin dependent diabetic (since he was 14). Because of his disease and gross abuse of his body for the past 15 years, he has been receiving dialysis treatments for the past 3. Three times a week $1,300 per treatment. Social Security pays for the dialysis. Texas Medicaid pays for the rest of his medical care. He gets $750 (net) per month from Social Security for disability). He hasn't held a full time job in 15 years, and only held one for 6 months in his entire "career".

    He is not on the Kidney transplant list, because he is afraid that after he gets his transplant he won't qualify for Social Security Disability anymore, and since he is a convicted felon (hot checks) - he won't be able to get a job - he considers blue collar work "beneath" him.

    He is filing an income tax return this year specifically so that he can collect his share of the stimulus package.

    He is off of drugs, and is relatively healthy. We moved furniture together, and played some ball this past weekend while I was in Texas (he just had some retinal surgery to correct his cataracts and relieve pressure - his eyesight is now 20/20 uncorrected - and he can drive).

    He could conceivably go on like this for another 30 - 40 years. As he said, "My quality of life isn't bad at all".

  16. #41
    Homer 2centsworth's Avatar
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    RandomGuy is gonna go the rest of his life trying to justify his laziness. Go Welfare!

    I have no problem helping the absolute down trodden, but lazy people like RandomGuy get on my nerves.

  17. #42
    Displaced 101A's Avatar
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    Social security spends less than 2% of the funds it takes in on administrative overhead. The rest goes directly to payments.

    As for your 401k:

    The instant you try and compare SS to your 401k, you show that you don't understand one of the most basic concepts of investing.

    Name the two most important principles/concepts of finance.
    #1. Buy Low.

    #2 Sell High

    (and my CFO - a CPA for the past 30 years calls bull on your question, btw - says get out of a book, pass the exam and get a good job).

    Great, 2% of what they are taking in is going to. blah blah blah

    The sum is going broke!!!!! They take 15% of my money, and I won't get a fraction of that back!!!!! I am gonna get MORE out of my 401K than I put in!!!

    I don't care how much "payments" they are making; the fact is they are paying more than they are taking in!!!! Any they are taking in a whole of a lot. That is the point!!!

    Now I've got to go to an interview for a new Controller I'm hiring. Just doing my part to boost the economy.

  18. #43
    Homer 2centsworth's Avatar
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    Wrongo.

    My family collected "food stamps" after I was laid off from a job, and my wife was caring for our first child and couldn't work. Texas' "welfare" benefits, had we qualified for them, would have amounted to $230 bucks per month.

    I spent very nearly 30 hours a week on a job hunt for several months trying to find a decent job that would pay the bills. Eventually I had to settle for some part-time work to help pay costs, but that pay was waaay inadequate. We are still, years later, paying off the debt from this.

    We got off assistance as soon as we could when I found a job, and my wife returned to work when our first was old enough to put in daycare.

    I remarked that it was good to have spent a little extra time helping the wife out, and being there for the first few months, and I guess I could have spent even more time looking for a job.

    I also suppose that I "chose" not to work 2 or 3 low-paying, easy-to-get part time/full time jobs, and stopped looking for something better paying, but in the end, neither society, nor my family would have benefitted from such a comprimise, as I would have been unable to finish graduate school, and get onto a career track.

    Such an at ude towards en lement programs is just what is wrong with being a judgmental . You automatically assume that everyone on them is "abusing" the system, and tend to have selective memories about things.

    Your short-sightedness when it comes to seeing human potential is precisely why I think the majority of conservative thinking is bad for our country economically.

    We as a nation, can either toss people that life preserver, and allow them to get back onto the boat or let them drown.

    I am now paying my share back into the system, and my wife is finishing up her degree. Neither of which would have been possible, if we had stayed on the 2.5 job each treadmill.

    All you see is some moral judgment where you can feel better about yourself, and miss how immoral and counterproductive that is in the end
    my man, I employ people, I have two kids, and I worked many part-time menial jobs. Never once did I free load the system like you.

  19. #44
    keep asking questions George Gervin's Afro's Avatar
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    my man, I employ people, I have two kids, and I worked many part-time menial jobs. Never once did I free load the system like you.


    free load = unemployment benefits.. weigh kids eating vs not eating..tough choice..

  20. #45
    keep asking questions George Gervin's Afro's Avatar
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    RandomGuy is gonna go the rest of his life trying to justify his laziness. Go Welfare!

    I have no problem helping the absolute down trodden, but lazy people like RandomGuy get on my nerves.

    have your parents been lazy freeloaders, I mean accept their social security benefits?

  21. #46
    I am that guy RandomGuy's Avatar
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    As for your 401k:

    The instant you try and compare SS to your 401k, you show that you don't understand one of the most basic concepts of investing.

    Name the two most important principles/concepts of finance.
    #1. Buy Low.

    #2 Sell High

    (and my CFO - a CPA for the past 30 years calls bull on your question, btw - says get out of a book, pass the exam and get a good job).

    Great, 2% of what they are taking in is going to. blah blah blah

    The sum is going broke!!!!! They take 15% of my money, and I won't get a fraction of that back!!!!! I am gonna get MORE out of my 401K than I put in!!!

    I don't care how much "payments" they are making; the fact is they are paying more than they are taking in!!!! Any they are taking in a whole of a lot. That is the point!!!

    Now I've got to go to an interview for a new Controller I'm hiring. Just doing my part to boost the economy.
    If he is a CFO and he can't name

    "time value of money"

    and

    "risk=return"

    as two of the most important principles of finance off the top of his head, maybe I should have HIS job.

    If you end up trying to compare two different types of cash flows without acknowledging that they have different risk profiles, such as SS and a 401k, you don't know as much about finance as you think you do.

    Buy low and sell high.

    Get that from a Kirosawa book or something?

  22. #47
    I am that guy RandomGuy's Avatar
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    RandomGuy is gonna go the rest of his life trying to justify his laziness. Go Welfare!

    I have no problem helping the absolute down trodden, but lazy people like RandomGuy get on my nerves.


    Yeah, 30+ hours a week looking for a job, 15 hours helping care for an infant, and 20+ hours a week at a part time job was "lazy".

    (shrugs)

    You are simply trying to get my goat, and only succeeding in showing that you don't understand the economic concept of opportunity costs. For someone who says they run a business, you should know better.

    Further, if all you want to do is feel better about yourself, have at it, I hope it works for you, really, but don't expect any further comment from me to help you pump up your ego.

  23. #48
    I am that guy RandomGuy's Avatar
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    Speaking of work, time to get back to it. See y'all tomorrow.

  24. #49
    Homer 2centsworth's Avatar
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    If he is a CFO and he can't name

    "time value of money"

    and

    "risk=return"

    as two of the most important principles of finance off the top of his head, maybe I should have HIS job.

    If you end up trying to compare two different types of cash flows without acknowledging that they have different risk profiles, such as SS and a 401k, you don't know as much about finance as you think you do.

    Buy low and sell high.

    Get that from a Kirosawa book or something?
    to be so self-absorbed to think you know the two most important pricipals of finance is laughable. btw, you getting the CFO position cracks me up. In your free-loader dreams.

  25. #50
    Homer 2centsworth's Avatar
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    Yeah, 30+ hours a week looking for a job
    Hunting is always better than getting for the lazy person. Instead of working at a restaurant or something I guess you decided it was better to free-load and blame the corporations.

    , 15 hours helping care for an infant, and 20+ hours a week at a part time job was "lazy".
    wow a whole 65 hours a week working...ugh looking for a job, caring for a kid and working. Wow, such a hard worker.

    (shrugs)

    You are simply trying to get my goat, and only succeeding in showing that you don't understand the economic concept of opportunity costs. For someone who says they run a business, you should know better.
    I know there's no subsittue for hard work. You instead are full of excuses and are way too full of yourself for being in the payroll department.


    Further, if all you want to do is feel better about yourself, have at it, I hope it works for you, really, but don't expect any further comment from me to help you pump up your ego.
    coming from the guy who thinks he invented finance, that's funny. Please tell us again how free-loading the goverment makes the world better? Something about opportunity cost? Learn something about values bub.

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