Tu ion Regulation

[Johnny_Blaze_47]

maybe i am missing something but cant a resident student at a public university in texas get enough federal loans to pay for their tuition and then some? that is, if they qualify for financial aid. if they dont then im not gonna cry for them

I'm not exactly sure how much you can get from the gov't in student loans, but what I was offered (and accepted) covered almost my tuition and books (off by about $300). I had enough in grants to take out a good chunk of that tuition, though.

Those pieces are interesting. We're planning on running a similar series at The Star this semester.

[MannyIsGod]

maybe i am missing something but cant a resident student at a public university in texas get enough federal loans to pay for their tuition and then some? that is, if they qualify for financial aid. if they dont then im not gonna cry for them

Actually, thats the point. Loans aren't covering tuition now. Especially for younger students, because the amounts you can borrow are limited based on how many credit hours you already have completed.

Everyone is eligible for loans regardless of their financial standing, even if you are rich out th wazoo. It's the grants that are based upon financial need.

You can easily afford a place like SAC, but even a so so school like UTSA is going to be out of reach very soon.

Is pricing out the poor segments of our population really the best way to pursue higher education? Is this really the best course of action for society as a whole?

It's amazing that people say it's not about handouts, but the [b]facts[b] all point to college graduates putting much more into the system than they take out.

However, if you want to play the it's not about handouts card, then feel free. It really makes no sense anyway you look at it.

[Johnny_Blaze_47]

Just for s and giggles. Here's the estimated costs of tuition and fees at a four-year university in Texas for one semester under a 14-hour courseload.

UTSA - $2,504.20
Texas State - $2,965.00
Univ. of Texas - $3,393.00 (only based on "full-time" load which is normally meant as 12 hours)
Texas A & M - $2,805.10 (based on doubled amount given on website for fall and spring semester)
Texas Tech - $3,075.00 (based on fall 2004 @ 15 hours)

[MannyIsGod]

And for more s and giggles, here are the Stafford loan limits per one year. In other words, divide these by 2 if you want to find out what you get per semester.

If you're a dependent undergraduate student you can borrow up to

* $2,625 if you're a first-year student enrolled in a program of study that is at least a full academic year.
* $3,500 if you've completed your first year of study and the remainder of your program is at least a full academic year.
* $5,500 a year if you've completed two years of study and the remainder of your program is at least a full academic year.

If you're an independent undergraduate student or a dependent student whose parents are unable to get a PLUS Loan, you can borrow up to

* $6,625 if you're a first-year student enrolled in a program of study that is at least a full academic year (only $2,625 of this amount may be in subsidized loans).
* $7,500 if you've completed your first year of study and the remainder of your program is at least a full academic year (only $3,500 of this amount may be in subsidized loans).
* $10,500 a year if you've completed two years of study and the remainder of your program is at least a full academic year (only $5,500 of this amount may be in subsidized loans).



Ok, and just so you know, untill the age of 24, you are a dependent student unless you have a child or are married.

[MannyIsGod]

Tuition also does not factor in the cost of books and supplies.

[violentkitten]

http://studentaid.ed.gov/students/pu...s-stafford.htm

according to this a student can borrow 6625 in their first year, 7500 in the second, and 10500 in the 3rd and 4th.

[violentkitten]

if you can borrow in addition to getting a pell grant that should suffice. at some point maybe other people shouldnt have to pay for someone elses kids to go to college

public university tuition is already heavily subsidized as it is.

[MannyIsGod]

Ok, you know, I don't know why I brought this in here. It's like banging my head against the wall.

man, public school tuition for k-12 is WAY heavily subsidized. It's about time those damn kids pulled their own weight. It's not like it pays off as a societal benefit overall very quickly.

If you people can't see past black and white ideology with a little bit of common sense, there's no point in my standing on top of a soap box.

[violentkitten]

then of course there is perhaps the parents who can give something as well as the student themselves who might just have to get a part time job. not easy but its a path.

you tend to bring stuff in here about how people should be given more and more when they already enjoy a good amount of assistance. dont be surprised when people, a lot of who have struggled themselves, react negatively to your ideas

[Yonivore]

Fastweb you people...write some essays! Over 50% of my daughter's $25,000 a year tuition, books, room & board, and meals is being paid by scholarships that we found and applied for on Fastweb. With the Stafford Loans and some other grants, I think we forked over about $1,200 bucks for her Freshman year...that's books, meals, and shelter included.

Get busy people...the money's there.

[violentkitten]

i think it is common sense that everything shouldnt just be handed to someone. i mean i dont really feel like paying for you to go to school so you can drink beer a lot and post on the internets about how life is so unfair

[violentkitten]

there also a tuition tax credit which will cut a parents tax bill by a grand or two.