You mean like a woman diagnosed with extremely agressive breast cancer forced to wait a month after her scheduled mastectomy surgery was canceled by her insurer so they could review her case, allowing the tumor to double in size?
I mean, no private insurer would EVER try something as nasty as
recission of a contract on the flimsiest of excuses so as not to live up to their end of the contract and pay out money owed to policyholders.
The private market is too efficient for profit motive insurers to leave policyholders in the lerch when they try to collect on their policies.