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  1. #51
    Mr. John Wayne CosmicCowboy's Avatar
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    your Repug buddies fabricated a huge blast of bull noise of "death panels" when someone told them ACA was JUST RECOMMENDING that docs, patients, and families discuss end-of-life care.
    Death panels would be the only salvation of Medicare.

  2. #52
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    Which pills would you deny those nursing home residents?
    I wouldn't deny any of them, but I would, having seen how the nursing home ed up my mother with too many pills til my sister and I told them to stop, like to see every nursing home patient's pill monitored by an outside authority.
    Last edited by boutons_deux; 01-18-2014 at 03:21 PM.

  3. #53
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    Death panels would be the only salvation of Medicare.
    so killing people because they cost too much is preferable to forcing the cost of health care because they charge too much

  4. #54
    Mr. John Wayne CosmicCowboy's Avatar
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    so killing people because they cost too much is preferable to forcing the cost of health care because they charge too much
    Technically they wouldn't kill them...They would just give them the Kia health care instead of the Mercedes health care and nature would take it's course.

  5. #55
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    Do you mind me asking where you found that information? Was it on your state website or the big fed website that we have to use in Texas?...
    it was actually on healthcare.gov itself...

    https://www.healthcare.gov/find-premium-estimates/

  6. #56
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    Because I'm currently paying 100% of the health insurance for 11 employees and their families and it's about to go up another 28% including the 4% "fee" that is supposed to pay for Obamacare. My premium would be well above $100,000 on my March renewal. I was checking out the system to see how hard it would be to navigate my employees through and I'll just give them all raises to cover their subsidized ACA premiums.
    Oh ok, I thought you were shopping for yourself. It'll be interesting to see if it works out to where they don't eat some of the cost since you'll give them a raise to cover the subsidized premium which will then lower their subsidy.

  7. #57
    Mr. John Wayne CosmicCowboy's Avatar
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    Oh ok, I thought you were shopping for yourself. It'll be interesting to see if it works out to where they don't eat some of the cost since you'll give them a raise to cover the subsidized premium which will then lower their subsidy.
    Good point. I will have to play with that.

  8. #58
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    I think that people are increasingly supportive of 'end-of-life-discussions'. It would really help if people didn't call them 'death panels', but some folks are just not gonna make the decisions that some others of us are willing to make. I believe that you and I had a conversation before, CC, wherein we both said that we have/had made it clear to our eventual heirs that we want to be allowed to die rather than be kept alive as a vegetable. But for every two of us, I fear there are two others (or more) that feel like it is their moral or familial responsibility to 'fight' death with every fiber of their being and to every last penny of whatever medical care is available.

    That ('fight') is a cultural value that lends itself to fears abut 'death panels', and blocks hope for much change. I have excellent health care insurance now (and I pay dearly for it), but I have learned over the last ten years or so that I have to be the one to stop some of the medical testing that some docs want for no reason other than to pad their costs and get their new machines paid for. If those guys stop providing care because of the ACA, I'm not sure it would be such a bad thing.

  9. #59
    Since 1979 Das Texan's Avatar
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    Obamacare offered me some ing ty HMO plan that was a platinum plan, because the old lady is convinced that since we were paying out the ass previously (mostly due to her getting ass ed by all insurance companies for having a surgery to make her healthier, that they paid for in the beginning), that it was quite ok for us to get a plan that we would pay the same for monthly. The only thing they really offered that offered the coverage she wanted were ing HMO plans which I'd rather kill myself before dealing with that again.

    So went out and found my own on the open market and am paying the same, well I get more, lower deductible and dental coverage also for about 20 bucks less a month for the old lady and I.

    My overall impression: Obamacare is great if you get a subsidy or like HMO plans. If you make too much, go find your own . (I literally only had about 20 plans to choose from because I didnt qualify, not the 100s of plans they go on about)

  10. #60
    I play pretty, no? TeyshaBlue's Avatar
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    I wouldn't deny any of them, but I would, having seen how the nursing home ed up my mother with too many pills til my sister and I told them to stop, like see every nursing home patient's pill monitored by an outside authority.
    Sorry to hear that, boutons.
    My medical power of attorney pretty much guarantees that no meds are prescribed for my Father that I dont know about. I stay on top of his situation though...going through some issues with staffing ratios. They pretty much cringe when I show up.

  11. #61
    Veteran scott's Avatar
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    CC, one other thing to factor in is you'll lose the small employer heath care tax credit if you just give them a raise to buy their own. So a credit will get turned into a deduction

  12. #62
    Mr. John Wayne CosmicCowboy's Avatar
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    CC, one other thing to factor in is you'll lose the small employer heath care tax credit if you just give them a raise to buy their own. So a credit will get turned into a deduction
    Yeah, we are jumping into uncharted territory here but I have the advantage of having a grandfathered corporate fiscal year that ends Feb 31. Gives me time to play the tax games.

  13. #63
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    Go yourself asshole.

    I'm not fear mongering and you are the one that has his facts wrong. Asshole.

    Maybe you should get off Boutons RSS feeds and read some legitimate news.

    The doctors on ACA plans supposedly DO have lower reimbursement rates than regular plans.

    http://www.kaiserhealthnews.org/stor...nce-plans.aspx
    Eat a , . At least you stopped coming here to about worker safety during the workday after a work site accident. Perhaps with your head out of your ass, you can do your job and not risk the safety of your workers.

    Just went to the BCBS website.

    www.bcbstx.com

    Now I see plans that are not eligible for the premium credits. There are one per tier versus 6 plans that are on the exchange. But what gets me is that I think we can all agree that health care costs need to come down. Now how in the do you plan on doing that? You just want it to be magic?

    Doctors, hospitals and pharmaceuticals need to be paid less.

  14. #64
    A neverending cycle Trainwreck2100's Avatar
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    just looked at what i would get cheepest is a catastrophic plan which charges

    113 a month plus a $35 deductible thanks for nothing obama

  15. #65
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    Doctors, hospitals and pharmaceuticals need to be paid less.
    How much should a doctor be allowed to make?

  16. #66
    on instagram, str8 flexin DUNCANownsKOBE's Avatar
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    Eat a , . At least you stopped coming here to about worker safety during the workday after a work site accident. Perhaps with your head out of your ass, you can do your job and not risk the safety of your workers.

    Just went to the BCBS website.

    www.bcbstx.com

    Now I see plans that are not eligible for the premium credits. There are one per tier versus 6 plans that are on the exchange. But what gets me is that I think we can all agree that health care costs need to come down. Now how in the do you plan on doing that? You just want it to be magic?

    Doctors, hospitals and pharmaceuticals need to be paid less.
    The right wing plan is always "lessen the med malpractice laws!"

  17. #67
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    How much should a doctor be allowed to make?
    Doesn't the government make that kind of decisions all the time for Medicare/Medicaid patients and also public workers, military, etc?

    Apparently a decent living wage and good benefits is enough?

  18. #68
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    Doesn't the government make that kind of decisions all the time for Medicare/Medicaid patients and also public workers, military, etc?

    Apparently a decent living wage and good benefits is enough?
    How much?

  19. #69
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    Sorry to hear that, boutons.
    My medical power of attorney pretty much guarantees that no meds are prescribed for my Father that I dont know about. I stay on top of his situation though...going through some issues with staffing ratios. They pretty much cringe when I show up.
    final, next chapter with my mother:

    One visit to the nursing home (alzheimer's care), I suspected they were feeding my mother a lot of food. She overall was bedridden for 5 years and down to 90 pounds or so. Why does a totally inactive 90-pound woman need so much food, I asked my self?

    Had a meeting with several of the staff, told them that my mother's will said she was not to be kept alive by artificial means, and the 3000 calories/day was "articificial", and thereby violated my mother's will.

    They said she was so deteriorated and incapable of processing protein that they had to overfeed her to provide enough protein (iow, keep that $3000+/month bed occupied). Ice cream and cake and LOTS of protein.

    I lost that battle because my sister had power of attorney/guardianship and thought letting our mother die a natural death was inappropriate or cruel whatever.

    Finally, after burning through $250K+ of her savings and liquidating her house, for 5 years of Alzheimer's care, my mother died.

    afterword: funeral home charged $800/night for two nights to keep my mother's body in a refrigerated drawer until the burial. They also offered me the option of burying my mother so I could share the same grave, next to my father. That gem was, IIRC, about $3K. No thanks. Sunset Funeral Home/Cemetery, Austin Highway.
    Last edited by boutons_deux; 01-18-2014 at 03:44 PM.

  20. #70
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    final next chapter with my mother:

    One visit to the nursing home (alzheimer's care), I suspected they were feeding my mother a lot of food. She overall was bedridden for 5 years and down to 90 pounds or so. Why does a totally inactive 90-pound woman need so much food, I asked my self?

    Had a meeting with several of the staff, told them that my mother's will said she was not to be kept alive by artificial means, and the 3000 calories/day was "articificial", and thereby violated my mother's will.

    They said she was so deteriorated and incapable of processing protein that they had to overfeed her to provide enough protein (iow, keep that $3000+/month bed occupied).

    I lost that battle because my sister had power of attorney/guardianship and thought to let my mother die a natural death was inappropriate or cruel.

    Finally, after burning through $250K for 5 years of Alzheimer's care, my mother died.

    afterword: funeral home charged $800/night for two nights to keep my mother's body refrigerated in a drawer until the burial.
    So are you are upset they didn't let her starve to death or just that your mothers death cost you money?

  21. #71
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    So are you are upset they didn't let her starve to death or just that your mothers death cost you money?
    it wasn't starvation, it would have natural death due to metabolic, organ failure, as she wished. Since my sister had guardianship (complete financial control), I wouldn't have seen any left over funds, anyway.

  22. #72
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    it wasn't starvation, it would have natural death due to metabolic, organ failure, as she wished. Since my sister had guardianship (complete financial control), I wouldn't have seen any left over funds, anyway.
    Sorry boutons, organ failure due to imposed starvation is not considered a natural death.

  23. #73
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    Sorry boutons, organ failure due to imposed starvation is not considered a natural death.
    sorry, asshole, force feeding someone because one can't process food to support life is artificial sustenance.

  24. #74
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    My german grandmother was 86 years old, perfectly healthy, very active life. She fell and had a lot of pain in her hip. She went to the hospital were they gave her pain killers and told her to come back if the pain got worse, no xrays were taken. The next morning she was delusional and had massive bruising around her hip so my uncle took her back to the hospital. They did xrays and determined that she had broken her hip, was bleeding out, and there was nothing they could do for her. Hooray for the cost savings of socialized medicine.

  25. #75
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    My german grandmother was 86 years old, perfectly healthy, very active life. She fell and had a lot of pain in her hip. She went to the hospital were they gave her pain killers and told her to come back if the pain got worse, no xrays were taken. The next morning she was delusional and had massive bruising around her hip so my uncle took her back to the hospital. They did xrays and determined that she had broken her hip, was bleeding out, and there was nothing they could do for her. Hooray for the cost savings of socialized medicine.
    A single anecdote to condemn all of socialized medicine?

    Here's a system-wide problem with over-priced for-profit health care: too-early-release followed often much more expensive re-admission.

    Person is admitted, treated, released, and then re-admitted (perhaps, maybe often, for the very same problem) in a few days or weeks.

    ACA/Medicare is trying to penalize health providers for the often very expensive re-admissions.

    for-profit health care scam: there are now stories around where patients can spent 1 or more nights in the hospital without being actually "admitted", to minimize the chance of the providers being dinged for re-admission.

    Never admitted? so can never be re-admitted. cool

    btw, the ANECDOTE of this lady (not the ACA attack on system-wide too-early-releases+re-admission) included her being directly charged many $10Ks, because she was never admitted, her (hospitalization?) coverage did not apply.

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