Mavs: yo jacob

[Ricky Davis]

tbh I would try going off your meds (Xanax, SSRI's, w/e your taking) for a week or two and notice how much better you feel.

No reason to feel that much anxiety working at a place like Target imho

[Franklin]

I also used to work at a dead end job and most people there I felt were just ing around, they didn't seem to worry about anything but how much they were gonna get paid at the end of each month. But that's clearly not the case for Jacob, Jacob does't wanna settle there because he's an ambitious dude, and the only possible way for him to realize his dreams is by going back to school and revamping himself with new knowledge and skills that he needs in order to succeed.

Found this article on yahoo just now and I think it may help you a bit, Jacob.
http://finance.yahoo.com/news/17-tip...191300858.html

[Jacob1983]

I need 900 bucks to start paying off one of my loans monthly. I was told that I would have to pay 10 percent of the total to get in a monthly payment plan. I like the article and story but the guy probably came from a family that doesn't have their head up their ass. If your mom and dad are horrible with money, chances you will be too. I do make sacrifices and live below my means. I never buy video games or expensive phones. I have a prepaid flip phone. I got rid of DirecTV.

[m>s]

It's been said before you don't have a spending problem, you have an income problem. Don't sell yourself short man, apply to 1 job per day until you finally luck into something. Can't win of you don't try. And 9,000 isn't am astronomical amount of money, I owed 20k and paid mine off in roughly a year. 50k is where "a lot" starts IMO.

[Franklin]

Jacob needs to know what his real advantage is, imho. Dude is a lifelong celibate which is his biggest advantage over most guys of his generation. Dude can even teach english at highschool level in a 3rd world country without no concern of his cheating on him back home because he doesn't have no at all. Dude doesn't need to sacrifice his dreams just to work at a ty job & sustain such a living style which he hates so much.

As to the debt, it ain't no pressure compared to what most married hardworking males are facing. While the figure of your debt is certain and limited, a is what people often like to call "blackhole" which would suck up all your possessions and even your life as well. At least you ain't having no so you can start it all over any time, and continue to pursue your dreams as long as you are pleased.

[Franklin]

Second, we all need to be aware what we live for, imho. Most people work hard their entire life times, sometimes even until their 70s, to leave a fortune to their kids, but what's the point for us celibates in working so hard? What shall we pursue in our lifetimes? My point is this, you are a celibate so you have the rights to live pressure-free and do whatever you like. There's no need to work at a treadmill job that you don't like only to make a living when you are a goddamn celibate imho, you can even live on food stamps for the worst scenario.

Perhaps you're still hoping to get a stupid who looks fine and who loves you for no reasons. I also have such dreams every now and then, to be honest as a fool, but I know there ain't no such true love in the society anymore, especially for guys in their late 20s and early 30s like us. He who rides on a tiger's back is afraid to dismount. You've been a celibate for more than 30yrs and it's already too late to make a change to it, celibacy is just our fate tbh, but it's still not too late to escalate your life imho. Just go back to school to get new knowledge and skills, or like m>s said, start applying for one job per day and someday luck will knock on your door and deliver you a nice contract offer. I have total empathetic sympathy for what you have experienced but it IS your fault if you don't even try to make a change imho.

[sook]

Jacob needs a paddle to his ass in a sink or swim situation. Change usually takes place when necessity calls for it.

[Jacob1983]

9000 plus 26000. At least 37,000 in the red right now. That 9000 is for the private one. The 26K is for the federal one and I recently got ed by the government because they are dumbasses and rejected my renewal application for the IBR. And you're right. My income sucks ass. If I made more money, my problems would be minimal.