what jacob needs is something radical not like cut your expenses or take a second job
in dat situation, you first go tell your so called friends that think you are ty to go themselves, then you go to target to tell them you quit, you pack a bag, go kiss your mom and hit the road and don't look back. During the journey learn a stuff: kite surf, DJ, windsurf, surf, english teacher... whatever when you are out of money find a spot where you can teach what you learned, make some cash during few months and hit the road again, at one point you will find your spot.
I had a bunch of friends who did that, I did that too partially and we are all fine and happy in life
worst thing would be to try to fix what it's not fixable.

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a libertarian complaining about shoddy public transportation
look at me, I'm the victim
