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that was baaaaaaaaaaaad
So I should try buying my next car at Gunnpoint?
that was baaaaaaaaaaaad
I want a new car.
you can do whatever you want to
buying at gun point that was Gillespie Ford for me
Um, why the are you having to make payments on it, then?
I just bought this on Tuesday.
because i dont feel like putting the entire amount in it and i can get a low rate.
anyways, the dealership has offered to make good on it. so apparently good faith dealing is alive and well.
Good to hear it turned out well for ya, bud.
THAT'S why you don't name the dealer.
The point being that I am not going to pay a salesman who is trying to screw me to get his comission becasue of a better sales experience!
You make allusions to products that come with flat prices and try to compare the 2. Cars are usualy on a negotiated price, and the salesman makes money based on how high he can keep the price. The more he sells me the car for, the more he makes.
Thats not the case at a place like Circuit City like you keep alluding too. The salesmen there have no say so on the price and I don't have to haggle a TV price down in order to ensure I get the best deal. Their job is to provide me with service, not to screw me.
The more a carsalesman screws someone, the more he makes! You keep trying to tell me that I'm paying for service, but the service should be just as good regardless of what I pay for the car. If I have to pay extra for your boyfriend to give me good service, he can keep it. I'm paying for a 20 thousand dollar car, good service and his respect should come in the damn glove box.
I guess you have never bought a house....you will be really disappointed because you will feel the very same about a realtor.....you never get a set price there.
They way some of you talk you hate anyone anywhere to make a living. You say for them to get another job....what happens if they all do and you want to buy a car? Ever heard of S.O.L.?
Manny you say you sold insurance. I feel the same way about insurance salesmen the you feel about car salesmen. Insurance people are oh so vague about questions you ask about the policy while you are shopping around. Then they never stop calling you.....worse than a telemarketer.
So why don't people in all industries get a better job? It is because people what something for nothing.
nice looking ride there mr. bill.
glad you got it straight kitten.
Typically 6% of the purchase price paid by the seller (which means you're paying for it)... but who says you have to deal with a realtor? I lucked out on mine and bought it straight up from the owner, no agents involved.I guess you have never bought a house....you will be really disappointed because you will feel the very same about a realtor.....you never get a set price there.
Yeah, but I've also heard a lot of bad things about FSBO, so it goes both ways.
Timvp hates doctors and chooses to live with foot pain...
No, I've never bought a House. Realtors do a lot more than carsalesmen do. A House purchase is also usually way more than a car purchase. A realtor is a licensed proffesion, as well. I feel more confident that the realtor I'm talking to knows what they are doing.
But hey, in the end, I may hate them as well.
I don't need to go to a carsalesman to buy a car. How exactly am I going to be SOL? Your boyfriend sells cars, he doesn't make them.They way some of you talk you hate anyone anywhere to make a living. You say for them to get another job....what happens if they all do and you want to buy a car? Ever heard of S.O.L.?
Your en led to your opinion. I work with a wholesaler now and we provide great customer support to agents who sell as well as the policyholders they write them for.Manny you say you sold insurance. I feel the same way about insurance salesmen the you feel about car salesmen. Insurance people are oh so vague about questions you ask about the policy while you are shopping around. Then they never stop calling you.....worse than a telemarketer.
I don't get what your point is. But it is obvious you're on the defensive because of what your boyfriend does.So why don't people in all industries get a better job? It is because people what something for nothing.
You can sit there and defend him all you want (and I'm not even saying he needs defense) but I still don't feel I need a carsalesman and I won't purchase my next vehicle with one.
Well, I had a good experience mainly because I have known the owner all my life, she set a fair price and I accepted, and her brother and nephew are reputable developers (yes, there are some
Sorry, no such thing in the insurance business!!Your en led to your opinion. I work with a wholesaler now and we provide great customer support to agents who sell as well as the policyholders they write them for.Not even close to reality. What's worse when we inform them of their policy limitations, they act as if we're the bad guys!!
Sorry wasn't this threar about how VK got jobbed, my bad for going off on a tangent!
I have Humana dental and my dentist happens to be on my plan and they pay for everything. Not that I have any problems, though. That may make a difference. All I pay for is fluoride.Sorry, no such thing in the insurance business!!
Sorry wasn't this threar about how VK got jobbed, my bad for going off on a tangent!
But I guess if I need crowns and the like, they wouldn't pay as much?
See you have a pretty good idea of your insurance, but you would not believe the amount of people that come in not expecting to pay anything at all for major treatment! When we tell them the are responsible for 50%, they tend to get really upset...."What do you mean that's all my insurance pays for?" Sometimes it is actually quite funny to listen too. Luckily my financial coordinator is very good at handling those types of situations. Dental Insurance is very confusing especially if you have a PPO or DMO.
The funniest situation occured a few years ago when I was just starting out. A lot of my elderly patients had Secure Horizons which was a supplement to their Medicare which does not offer dental benefits. One day, just out of the blue, SH stopped offering dental benefits as part of the MC supplement. SH informed their patient in the newsletter which none of them apparently read. They would get so pissed at us when we told them that they no longer had any dental benefits. They would yell at us for "not accepting their insurance anymore" We would smile as we informed them that we didn't drop their insurance; it was their insurance that dropped them!
Dr. Rich
My deductible on dental is $50. When I first started going to my dentist, I had to pay it. It's probably been 5 years since I have. My dentist never bills me for it. Is it because I'm such a loyal patient?
I know I pay for the 2nd set of bite xrays, and I THINK I had to pay for part of a filling, but that was years ago, so I don't remember. I know my insurance pays for seals on the kids' teeth.
You may have had to pay the deductible at one time especially if it was a new policy for you and your family. Most times, the deductible only apllies for basic or major work. Exams and x-rays are considered diagnostic and cleanings are considered preventive , both of which do not fall under basic or major treatment. Therefore, you usually only have to pay a deductible if you have fillings or crowns etc. done.
Who knows may be your dentist is just a nice guy. However, don't let that get around because I have seen cases like this where the dentist waives the deductible for a patient. But later when the patient became unhappy and reported the dentist to the insurance company. Failure to collect the deductible cons utes insurance fraud and carries a pretty hefty fine/penalty.
I disagree with you, DrRich. I've worked for 2 different companies in the health insurance business - once as an angent and currently in support of reps that deal with agents. My current employer does things that go way beyond anything else I've seen in the industry, and as an agent my clients had everything broken down to them in good detail. They didn't always know what their coverages were, but I was always available to explain it to them.
Expecting a person to know exactly what their policies contain is reaching. These things are usually huge and have special exemptions for a bunch of things. Dental policies are simpler, but they are also usually an afterthought and add on to health insurance. , as an agent I didn't always know the answer to a clients question regardless of how well I knew my products but I would always find them a correct answer.
PS So many people get their policies through employers and never have an agent to get in contact with. Unless the company is large, they usually don't have anyone in the human resources department to turn to either. And calling the carrier directly is probably going to get you a call center, and we all know how great the standard of call center customer service is. I think that is another reason why so many people are ignorant of what their policies cover.
Didn't Humana just lose a lawsuit?...which they are appealing of course.
And you don't have to go to a realtor to buy a house either. A realtor doesn't make the house, they sell them and put them on the market.I don't need to go to a carsalesman to buy a car. How exactly am I going to be SOL? Your boyfriend sells cars, he doesn't make them.
You are implying I am wrong regarding insurance salespeople...and I have had first hand experience with horrible customer service with insurance companies.Your en led to your opinion. I work with a wholesaler now and we provide great customer support to agents who sell as well as the policyholders they write them for.
MI21...I have no problem with that....I bought my car a couple of years ago from an individual....I do disagrre to an extenent that used cars from yards suck.....it depends on which lot you go to. A buy here pay here lot generally has junk for way too much money.....where places like Carmax and Ancira, and other lots have higher quality used cars.Used cars from yards suck. If I'm going to buy used, I buy privately and take my mechanic mate along with me. It is so much cheaper than on a yard.
You must do you homework and shop around and not just jump on the the car the "looks" good. It may look good but it may well be a total lemon. Bringing a mechanic freind or someone who knows a bit about car shopping is a good thing....even my boyfriend likes it because those deals go smoother than the others.
If you feel you can make a good car purchase on your own or with a little help from those around I have no problem with that at all....I did the same when I bought my car.You can sit there and defend him all you want (and I'm not even saying he needs defense) but I still don't feel I need a carsalesman and I won't purchase my next vehicle with one.
Just don't lump all car salespeople in on catageory. Not all are trying to rip you off....some are.....and many tiems it is the dealership wanting that and not the salesperson. I am certain you are in the minoroty about not buying from a car lot.....many people feel if they are treated with respect and feel they get a fair price they have no problem with dealerships.
Last edited by cherylsteele; 07-28-2005 at 07:40 PM.
Maybe this has been covered (I skipped the last 2 pages) but if it's a 2003 with low miles... it should still have some of the original factory warranty on it. Transmission should be covered under that.
Is this post about the finacial inconvience, or the trouble of going through the warrant process?
no, that was an extra 200 off the thousands i'd already negotiated off the price.
also, i wonder if violent kitten learned about doing his homework BEFORE making a large purchase....
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