Hey DR,
Go to this site. http://www.lifelock.com/
We signed up. It's $10/mo x 2 (you & your wife) = $20/mo.
They guarantee your iden y theft protection up to $1,000.000. The president of this company has an ad where he gives out his real SSN as a way to tout how safe it is.
We signed up after someone in the netherlands attempted to charge a $3,000 plane ticket using my husband's amex.

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