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  1. #176
    Veteran vy65's Avatar
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    I never defended HOAs, or their lobbies. All I've said was, in this particular instance, the HOAs foreclosure action was neither immoral nor evil because this woman was negligent and bears the fault. The fact that you and the cuck are too ing re ed to understand that simple point isnt surprising.

  2. #177
    right about pizzagate Blake's Avatar
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    I never defended HOAs, or their lobbies. All I've said was, in this particular instance, the HOAs foreclosure action was neither immoral nor evil because this woman was negligent and bears the fault. The fact that you and the cuck are too ing re ed to understand that simple point isnt surprising.
    Your point was clear to everyone from the start:

    [It's a legal action, therefore it's moral action.]

    You're beyond ing re ed if you can't understand your simple point is a failure.

  3. #178
    Veteran Wild Cobra's Avatar
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    Your point was clear to everyone from the start:

    [It's a legal action, therefore it's moral action.]

    You're beyond ing re ed if you can't understand your simple point is a failure.
    My question is why weren't you there as an advocate for this obviously incompetent woman?

  4. #179
    right about pizzagate Blake's Avatar
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    My question is why weren't you there as an advocate for this obviously incompetent woman?
    what do you propose I should have done for her, ghandi?

  5. #180
    Veteran Wild Cobra's Avatar
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    what do you propose I should have done for her, ghandi?
    Well, you are the one insisting that she was wronged. Where were you to keep it from happening? At some point, the legal process needs to happen. If not you, then who? How can you have the audacity to complain about something that nobody tried to stop?

  6. #181
    Independent DMX7's Avatar
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    She must be good in the sack cuz she must be dumb as a box of rocks to have just ignored all the certified letters she would have gotten before the foreclosure could be official.
    It was only 2 months worth of dues, so it couldn't have been that many letters.

  7. #182
    right about pizzagate Blake's Avatar
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    Well, you are the one insisting that she was wronged. Where were you to keep it from happening? At some point, the legal process needs to happen. If not you, then who? How can you have the audacity to complain about something that nobody tried to stop?
    it's not audacious at all to simply call this system of forced HOAs on home owners evil.

    You're a ing idiot.

  8. #183
    SpUrsFan4EteRniTy! howbouthemspurs's Avatar
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    HOA!

  9. #184
    Got Woke? DMC's Avatar
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    They got their house back so it's a moot point.

  10. #185
    right about pizzagate Blake's Avatar
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    They got their house back so it's a moot point.
    .......Before now, associations rarely, if ever, foreclosed on homeowners. But today, encouraged by a new industry of lawyers and consultants, boards are increasingly foreclosing on people 60 days past due on association fees, says Evan McKenzie, a former homeowner association attorney who is now a University of Illinois political science professor and the author of the book "Beyond Privatopia: Rethinking Residential Private Government."

    The government does not keep statistics on how often homeowners' associations initiate foreclosures. But a non-profit research group found that association-initiated foreclosures in the Houston area jumped from 500 in 1995 to 2,200 in 2007. Most association-related foreclosures in Texas do not go through the judicial process, so the group's analysis represented only a fraction of the foreclosures that housing associations have initiated.

    The problems in some communities are resulting in more scrutiny. In Nevada, the FBI is investigating corruption in elections of association boards. In Utah and Arizona, legislators are trying to pass bills that would root out the use of debt-collectors who are alleged to have used thug-like tactics to strongarm residents into paying fees......

    http://www.usatoday.com/money/econom...eclosure_n.htm

  11. #186
    right about pizzagate Blake's Avatar
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    Sherman McCray is an 81 year old veteran of the Korean War who purchased a home in an Orlando living complex for his retirement. In 2010, Sherman failed to pay an assessment.

    The reason? He had recently suffered a heart attack and his medical bills put a huge dent in his available funds.

    After agreeing to a payment plan of a hundred dollars a month and continuing to pay his normal HOA fees, Sherman soon found what he owed started to grow. This was because the HOA tacked on automatic late fees, fines and attorney costs. Every time another letter was generated to Sherman from the HOA lawyer those fees were added onto his bill. Before long that single missed assessment grew to over $4,272. Unable to pay that amount, the HOA was within its right to set into motion foreclosure proceedings in order for it to collect its debt.

    When news of Sherman’s plight got into the papers neighbors from the community rallied to his aid, raising enough money to help Sherman pay off the amount owed and avoid foreclosure. That is a happy ending indeed, but the issue of HOA enforcing so-called draconian laws is still very prevalent.

    http://www.managementtrust.com/blog/...Sherman-McCray

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