My Jewish friend from Bank of America had to take out PRIVATE loans (e.g. high interest, unsubsidized loans) because his dad's income was 6 figures and he had 6 siblings (EFC doesn't go down very significantly per extra child/person in household) so not only didn't he qualify for the Texas grant, Pell grant or other grants/scholarships, but he didn't even get offered any Stafford or Perkins Direct Federal Loans (where you don't ac ulate interest until 6 months after graduation if you graduate on time, lower interest to begin with, etc). So he ended up pretty much blowing his first 2 years of salary on student loans and rent despite a starting salary of $70k out of college.
[Side note: He went to UTD, not UNT, but that shouldn't make a difference.]
Even red-state Texas is guilty of converting away from traditional merit-based scholarships and moving to exclusively need-based grant award aid (free money). They discontinued the Top 10% state scholarship ($1500-2500 per semester) in 2015 and the Valedictorian tuition waiver in 2017. State schools in Texas are also slashing merit-based (grades/class rank/ACT/SAT based) award aid in favor of more need based aid. As they continue to massively hike rates for tuition, mandatory fees and room and board, meal plans.
Basically they've almost made it such that the only merit-based reward for succeeding in high school is the admission itself, but who cares about admission when the admission rate is 60-80%? Degrees from such state universities are a dime a dozen. They're better than most private or for-profit schools, but it's not like you're getting a degree from a school where the admissions rate is under 20%.
They've made it such that post admission, how much you have to pay for school is completely decided on a communist/socialist basis, and if you happen to have upper middle class parents who believe that are old-school and believe that kids should be independent for themselves after graduating high school and "leaving the nest", then you get shafted the worst... and almost all of these kids are white or jewish.