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  1. #126
    Breaker of Derps RandomGuy's Avatar
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    Not really. You could just make those costs non-dischargeable.
    I don't think that would help.

    Puting medical bills into a special category of loans, and ahead of all other creditors, is not something I am sure the banks or any other interest would go for.

    Even if you make it non-dischargable, what forces someone who doesn't have the money to pay it?

    (just to be clear, you mean dischargeable in a bankruptcy, yes?)

  2. #127
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    Not really. You could just make those costs non-dischargeable.
    You're still going to get a portion you can't collect from (ie: people that sign up with phony info, like illegals).

  3. #128
    Breaker of Derps RandomGuy's Avatar
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    Old Dirty Bas buying his food stamps:
    http://http://www.youtube.com/watch?v=UYy1QI6ZOeY

    LOL

    food stamps are pretty easy to get and the system is easily exploitable. the government's oversight w/ regards to it is a complete disgrace.
    I would wonder about the cost-to-benefit of good oversight.

    You will have abuse in any system, but if the costs of oversight outweigh the cost of abuse, you have actually made less money to help the people who need it.

    I am willing to accept the cost of helping those who need it is that someone will defraud the system, just as the cost of running a store is that someone will eventually shoplift from you.

    Not saying there isn't room for improvement, just that one should consider such things.

  4. #129
    Veteran vy65's Avatar
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    I don't think that would help.

    Puting medical bills into a special category of loans, and ahead of all other creditors, is not something I am sure the banks or any other interest would go for.
    Why not?

    Even if you make it non-dischargable, what forces someone who doesn't have the money to pay it?
    The same thing that makes them pay any other non-dischargeable debt (i.e., alimony, federal tax liens, etc...)

    (just to be clear, you mean dischargeable in a bankruptcy, yes?)
    Yes.

  5. #130
    Veteran vy65's Avatar
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    You're still going to get a portion you can't collect from (ie: people that sign up with phony info, like illegals).
    I don't think you can get away with using phony info in your bankruptcy filing.

    Can illegals file for bankruptcy? I honestly don't know.

  6. #131
    Breaker of Derps RandomGuy's Avatar
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    You're still going to get a portion you can't collect from (ie: people that sign up with phony info, like illegals).
    You also have states, like Texas, where unsecured creditors, like hospitals, have certain amounts of personal assets immune to even court settlements, and there is no garnishment of wages.

  7. #132
    Veteran vy65's Avatar
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    And a non-dischargeable debt is not a debt that has higher priority. It's a debt that carries through the bankruptcy and has the same effect as it did prior to the pe ion date.

  8. #133
    Veteran vy65's Avatar
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    You also have states, like Texas, where unsecured creditors, like hospitals, have certain amounts of personal assets immune to even court settlements, and there is no garnishment of wages.
    lol homestead exemption.

    That is a pittance. Like 50k-60k overall (home, clothing, etc...).

  9. #134
    Veteran Wild Cobra's Avatar
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    Sugar is sugar is sugar. Ask any chemist.
    There are simple sugars from glucose to there more complex ones. Even alcohol has the same molecular components.

    There are differences in the metabolic processes for the different forms of sugar. You are correct by classification. However, they are still different.

    Methane and modern candle wax are both paraffins. Simpler to more complex forms of the same thing. So is kerosine, octane, and mineral oil. Would any chemist say they are the same?
    Last edited by Wild Cobra; 09-14-2011 at 01:31 PM.

  10. #135
    Veteran Wild Cobra's Avatar
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    What do they do with the foodstamps? Trade them for drugs? They certainly aren't buying beer with them since the government tightly restricts what can be bought. I don't think they're even allowed to buy perishable food - aside from like fruit.
    Haven't you ever heard of people selling them? It happens.

  11. #136
    Believe. mingus's Avatar
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    I would wonder about the cost-to-benefit of good oversight.

    You will have abuse in any system, but if the costs of oversight outweigh the cost of abuse, you have actually made less money to help the people who need it.

    I am willing to accept the cost of helping those who need it is that someone will defraud the system, just as the cost of running a store is that someone will eventually shoplift from you.

    Not saying there isn't room for improvement, just that one should consider such things.
    Guess nobody will know. Nobody will make a do entary about the general laziness and apathy of a huge segment of the population.

  12. #137
    Veteran Wild Cobra's Avatar
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    A celibate vegan?



    Why would you want to live a long life?
    LOL...

    No kidding. Without a good woman to cleave with, what good is life?

  13. #138
    Veteran Wild Cobra's Avatar
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    As for the original question. A guy that works and can afford insurance but chooses not to have any and gets in an accident. What to do? In my opinion we should save his life, stabilize him and do the absolute minimum necessary to get him out of the hospital. Then send him a bill for services rendered.
    Absolutely.

    lack of insurance doesn't mean lack of compassion. He has the financial resources, he can pay. Just that simple.

  14. #139
    Breaker of Derps RandomGuy's Avatar
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    lol homestead exemption.

    That is a pittance. Like 50k-60k overall (home, clothing, etc...).
    The exemption for Texas is one house, one car per licensed adult in the house, and 60k.

    If one does not have the money for health insurance, the liklihood that one has assets that could satisfy a judgment is low to begin with.

    (edit)
    ( LE 5. EXEMPT PROPERTY AND LIENS )

    http://www.statutes.legis.state.tx.u...tm/PR.41.htm#A
    Sec. 41.001. INTERESTS IN LAND EXEMPT FROM SEIZURE. (a) A homestead and one or more lots used for a place of burial of the dead are exempt from seizure for the claims of creditors except for en brances properly fixed on homestead property.

    http://www.statutes.legis.state.tx.u.../htm/PR.42.htm
    Sec. 42.001. PERSONAL PROPERTY EXEMPTION.
    (a) Personal property, as described in Section 42.002, is exempt from garnishment, attachment, execution, or other seizure if:
    (1) the property is provided for a family and has an aggregate fair market value of not more than $60,000, exclusive of the amount of any liens, security interests, or other charges en bering the property; or
    (2) the property is owned by a single adult, who is not a member of a family, and has an aggregate fair market value of not more than $30,000, exclusive of the amount of any liens, security interests, or other charges en bering the property
    Last edited by RandomGuy; 09-14-2011 at 02:05 PM.

  15. #140
    Mr. John Wayne CosmicCowboy's Avatar
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  16. #141
    Veteran vy65's Avatar
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    I still don't see why this would be a reason for not making medical bills dischargeable under specific cir stances?

  17. #142
    Esse quam videri ploto's Avatar
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    Supposed pro-life people who cheer the death penalty and letting the uninsured die.

  18. #143
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    I don't think you can get away with using phony info in your bankruptcy filing.

    Can illegals file for bankruptcy? I honestly don't know.
    I'm talking at the hospital. If you don't know who the debtor is, then how are you going to charge him?

  19. #144
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    There are simple sugars from glucose to there more complex ones. Even alcohol has the same molecular components.

    There are differences in the metabolic processes for the different forms of sugar. You are correct by classification. However, they are still different.

    Methane and modern candle wax are both paraffins. Simpler to more complex forms of the same thing. So is kerosine, octane, and mineral oil. Would any chemist say they are the same?
    As far as what we're discussing, which is calorie intake, fructose corn syrup and regular sugar is just the same. 4 calories per gram.

  20. #145
    Veteran vy65's Avatar
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    I'm talking at the hospital. If you don't know who the debtor is, then how are you going to charge him?
    I guess. I don't see the relevance of that.

  21. #146
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    I guess. I don't see the relevance of that.
    Considering government provides subsidies to 'safety-net' hospitals in order to offset the loses from people they can't collect on (ie: uninsured), I would say it's pretty relevant. We're basically in the hook for it.

  22. #147
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    "subsidies to 'safety-net' hospitals"

    When health care providers don't get (fully) reimbursed uncompensated care, they simply up their prices to health insurers who up their premiums.
    Last edited by boutons_deux; 09-14-2011 at 03:12 PM.

  23. #148
    Veteran vy65's Avatar
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    Considering government provides subsidies to 'safety-net' hospitals in order to offset the loses from people they can't collect on (ie: uninsured), I would say it's pretty relevant. We're basically in the hook for it.
    Still not seeing why this is a reason to make medical bills accrued when one is uninsured dischargeable?

  24. #149
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    Ron Paul’s Campaign Manager Died of Pneumonia, Penniless and Uninsured

    Back in 2008, Kent Snyder — Paul's former campaign chairman — died of complications from pneumonia. Like the man in Blitzer's example, the 49-year-old Snyder (pictured) was relatively young and seemingly healthy* when the illness struck. He was also uninsured. When he died on June 26, 2008, two weeks after Paul withdrew his first bid for the presidency, his hospital costs amounted to $400,000. The bill was handed to Snyder's surviving mother (pictured, left), who was incapable of paying. Friends launched a website to solicit donations.

    According to the Wall Street Journal's 2008 story on his death, Snyder was more than just a strategic ally: He was the only reason Paul thought he ever had a shot at the presidency in the first place.

    "It was Kent more than anyone else who encouraged and pushed Ron to run for president," said Jesse Benton, a spokesman for Mr. Paul. "Ron would not have run for the presidency if it had not been for Kent. Ron was really hesitant, but Kent drove him forward."

    The Kansas City Star quoted his sister at the time as saying that a "a pre-existing condition made the premiums too expensive."

    http://gawker.com/5840024/ron-pauls-...-and-uninsured

  25. #150
    Veteran Wild Cobra's Avatar
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    As far as what we're discussing, which is calorie intake, fructose corn syrup and regular sugar is just the same. 4 calories per gram.
    No, we were not discussing just calories, but the metabolic process.

    Yes, to single digit accuracy, 4 is correct, but the metabolic processes are still not identical.

    Health is not just about calorie intake, but how they are metabolized. We all need what... at least 2000 calories a day?

    That's the energy content of food we use as fuel. Coal and hydrogen both provides calories in heat when burned. If you want a better example of same molecular type, look at methane and kerosine. One burns very clean, the other produces toxins with hydrogen and coal. I will contend this is a equally valuable to think about, that some food energy sources are better than others.

    Sucrose has 3.94 kcal/gram, glucose has 3.75. I didn't quickly find other sweeteners, but more importantly, they have a far different glycemic index. Fructose is 22, lactose is 46, sucrose is 64, and glucose is 96. That's more than a 1:4 range. As for sweetness, lactose is 16, glucose is 74.3, sucrose is 100, and fructose is 173.

    The body treats these the same in some aspects, but differently in others.

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