And, about government involvement/delivery, we already have it doing a lot of that through Medicare, VA, Medicaid. And honestly, plenty of countries have mixed systems where the government does things like price control for medicines, certain services, and there's both public services and enhanced private services to choose from. If you can afford the latter, that's great, but if you can't, at least you have something to fall back to. The US has something similar with Medicaid, but you really need to be poor as to qualify, you have to apply for it, you have to be granted the benefit, etc.