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  1. #1
    Klaw apalisoc_9's Avatar
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    Canada
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    In terms of finances, material things..is This the four big things the average human being hope to achieve?

    1. Paid House
    2. Paid vehicle
    3. Parents debt paid off
    4. Vacation funds...

  2. #2
    Millennial Messiah UNT Eagles 2016's Avatar
    Post Count
    16,236
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    San Antonio Spurs
    College
    North Texas Mean Green
    1. Paid mansion/mini mansion outside the city, 5-10 miles from civilization
    2. Paid Beamer/Ferrari, or alternatively something ultra efficient and fun like the Toyota Mirai
    3. Ability to afford things like fancy escorts every weekend, Six Flags all year flash pass, exotic vacations & fancy foods
    4. Ability to buy a professional sports team in the sport of your choice

  3. #3
    Veteran Xevious's Avatar
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    4,931
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    Most Americans have no goals at all. That's why so many go deeply in debt buying stupid they can't afford, that includes vehicles and education. Pay your house off in 15 years or less, invest at least 15% of your income, pay cash for everything else.

  4. #4
    Damns (Given): 0 Blake's Avatar
    Post Count
    76,297
    NBA Team
    San Antonio Spurs
    College
    Texas Tech Red Raiders
    In terms of finances, material things..is This the four big things the average human being hope to achieve?

    1. Paid House
    2. Paid vehicle
    3. Parents debt paid off
    4. Vacation funds...
    Depends on the age. Where I'm at now, I'm fine with #1 & 2 on that list.

    But I'd replace #3 with healthy paycheck/retirement funds and put solid insurance in at #4 crossing out vacation funds which is included in #3

  5. #5
    Veteran
    Post Count
    42,293
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    San Antonio Spurs
    Life is so depressing when you put it this way, tbh

    I pay half my rent and 30% of my parent's mortgage, so I guess paying that off and buying a house would be #1..actually, it would be the only thing on my "list"

    I have a car(bought cash) that I won't be getting rid of for a minute..next car will be paid for in the same way(I'm not a car guy, at all, so never plan on buying anything outlandish)..

    Vacations are easy, we go on them whenever, pretty much..my girl recently received a substantial inheritance, so I never have to spend money on her anymore my only major expense ATM is my dog's cancer, costs me about 400-500 a month, everything else gets saved, outside of gambling expenses..should be easy to keep stacking for retirement for another 25 years, barring catastrophe..
    Last edited by HarlemHeat37; 02-01-2017 at 03:16 PM.

  6. #6
    Savvy Veteran spurraider21's Avatar
    Location
    Los Angeles
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    96,292
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    San Antonio Spurs
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    UCLA Bruins
    student loan has to be in the top 2.

    if you're actually worrying about paying off a car, then you're living above your means

  7. #7
    Klaw apalisoc_9's Avatar
    Location
    Canada
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    Life is so depressing when you put it this way, tbh

    I pay half my rent and 30% of my parent's mortgage, so I guess paying that off and buying a house would be #1..actually, it would be the only thing on my "list"

    I have a car(bought cash) that I won't be getting rid of for a minute..next car will be paid for in the same way(I'm not a car guy, at all, so never plan on buying anything outlandish)..

    Vacations are easy, we go on them whenever, pretty much..my girl recently received a substantial inheritance, so I never have to spend money on her anymore my only major expense ATM is my dog's cancer, costs me about 400-500 a month, everything else gets saved, outside of gambling expenses..should be easy to keep stacking for retirement for another 25 years, barring catastrophe..
    Damn..Wish I was with a girl right now.

    Finances have been tight since we broke up.

  8. #8
    Klaw apalisoc_9's Avatar
    Location
    Canada
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    24,488
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    San Antonio Spurs
    student loan has to be in the top 2.

    if you're actually worrying about paying off a car, then you're living above your means
    American tuition fees are really mindblowing...I've been in and out of school the last six years opting to work full time for three years and not go to school..

    But I don't remeber a year where I didnt pay off my tuition fee of my pocket. 22k Is usually enough to get you a Bachleros in Canada.

    Heard stories of 60k school debts..How is that even possible.?

  9. #9
    Savvy Veteran spurraider21's Avatar
    Location
    Los Angeles
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    NBA Team
    San Antonio Spurs
    College
    UCLA Bruins
    American tuition fees are really mindblowing...I've been in and out of school the last six years opting to work full time for three years and not go to school..

    But I don't remeber a year where I didnt pay off my tuition fee of my pocket. 22k Is usually enough to get you a Bachleros in Canada.

    Heard stories of 60k school debts..How is that even possible.?
    i escaped undergrad with no debt, but i'm about to leave law school with 6 figure debt

  10. #10
    Veteran SpursforSix's Avatar
    Post Count
    21,158
    NBA Team
    San Antonio Spurs
    1) getting by

  11. #11
    my unders, my frgn whites pgardn's Avatar
    Post Count
    38,219
    NBA Team
    San Antonio Spurs
    College
    Texas Longhorns
    1. Paid mansion/mini mansion outside the city, 5-10 miles from civilization
    2. Paid Beamer/Ferrari, or alternatively something ultra efficient and fun like the Toyota Mirai
    3. Ability to afford things like fancy escorts every weekend, Six Flags all year flash pass, exotic vacations & fancy foods
    4. Ability to buy a professional sports team in the sport of your choice

    You frkn steal from a food pantry?

    Lower your GD standards so reality has a chance.

  12. #12
    Veteran Fabbs's Avatar
    Post Count
    15,566
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    San Antonio Spurs
    Damn..Wish I was with a girl right now.

    Finances have been tight since we broke up.
    Do you think a Craigslist or SpursTalk ad might be effective?

  13. #13
    Veteran Xevious's Avatar
    Post Count
    4,931
    NBA Team
    San Antonio Spurs
    Heard stories of 60k school debts..How is that even possible.?
    People choose the wrong schools and/or are lazy. Getting an undergrad is doable without debt. As raider said, when you go to grad school, that's when it gets tough depending on what you're doing.

  14. #14
    Banned
    Post Count
    49,723
    NBA Team
    San Antonio Spurs
    1. Able to live your last 30 years financially secure.
    2. Everything paid off by 60
    3. Never got out of shape, so there is never any need to try and get in shape.
    4. Own every toy ya ever wanted.

  15. #15
    I will not be mishandled MI21's Avatar
    Location
    Perth, Western Australia
    Post Count
    6,881
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    San Antonio Spurs
    Fair list. It amazes me the way some people spend their money.

    I have a mortgage on a new build house (2013) that will be paid off by the time I'm about 45 depending on extra payments, own 2 vehicles (2011, 2016 models), have just finished paying off my student debt 12 months ago, I go on a 6 week international holiday every year and I have friends whom I know earn larger pay packets to myself that are wondering how I can afford holidays and nice houses and so on. I just wonder what the they are spending their money on, tbh. I guess not having children helps.

  16. #16
    I will not be mishandled MI21's Avatar
    Location
    Perth, Western Australia
    Post Count
    6,881
    NBA Team
    San Antonio Spurs
    We have compulsory superannuation of 9.5% in Australia so maybe it's a little out of sight out of mind for me, but I find it surprising people are so very keen on having a lot of money to survive on when they are 65+... how ing boring, tbh. I would rather holiday now when I'm able to actually enjoy the places I'm visiting rather than sitting on a bus sightseeing somewhere and enjoy hotel breakfasts Obviously you want money to be comfortable, but I imagine when I'm 80 (if I get there) that it won't take a lot of money to sustain my lifestyle...

  17. #17
    Spur-taaaa TDMVPDPOY's Avatar
    Post Count
    41,338
    NBA Team
    San Antonio Spurs
    paid car
    paid student loan (that's if u have any, if not dun worry)
    paid house
    paid investment property

    u know what fellas, even if u achieve all of this......sometimes it just doesn't satisfy ur partner and she wants to destroy everything or take half

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