Unfortunately,
Companies like Aetna knowingly play the odds and 25 million is just a gamble that they gladly pay because they allow many people to die instead of treating them properly.
They figure most will die before suing and possibly winning a case. They will not spend millions in treatment of people with serious illness and just deny them and watch them die.
Once in a while they will pay out these judgements and still come out ahead.
The medical game is now;
Get patients hooked on meds
watch as the meds become addictions
begin to treat the "side effects" which the meds caused in the first place
once the patients are too expensive to treat - deny them coverage
hope patients die before their lawsuits get to court
Sickening new reality.