- Does Germany have free public healthcare?
Yes, all Germans and legal residents of Germany are en led to free “medically necessary” public healthcare, which is funded by social security contributions. However, citizens must still have either state or private health insurance, covering at least hospital and outpatient medical treatment and pregnancy.
- But, what exactly does the public healthcare cover?
It covers treatments and services, such as immunizations, prescriptions, and dental checks. This sort of national coverage helps keep average healthcare costs in Germany to a minimum and is one of the reasons the system has a positive reputation around the world.
- All salaried workers in Germany, whose gross monthly income is less than 5,213 EUR (5,800 USD) and whose annual income is less than 62,550 EUR (69,600 USD) as of 2020, must have public health insurance, also known as gesetzliche krankenversicherung (or GKV). You can also purchase additional insurance coverage from a private company. If you become eligible for private insurance, because, for example, you get a pay rise, you can change from public to private health insurance. However, you have to opt out of the statutory health insurance first—you cannot have both.
- If you start to earn more than 62,550 EUR (69,600 USD), you can continue to use the public health system if you want, as a voluntary user, but you will have to pay the maximum premiums.
- The percentage you will owe to the state-run healthcare system is taken out of your monthly pay. Germany’s healthcare contribution costs are 14.6 to 15.6%, half of which the worker pays, and half the employer. There may also be a small supplemental rate on top of this, at an average of 0.9%, which is paid solely by the employee. This supplement is a “contribution rate” charged by the state German health insurer.
- Applying for public healthcare insurance is relatively stress-free, as you simply need to register with the German authorities at your local town hall. Once you are registered, have a social security number, and are making your contributions, you will have access to the state-run healthcare.
Let me know what I missed... also do tell how that looks like limited government intervention...
I'll wait.
I did blame the CDC for the lack of testing. I blamed the entire administration in charge of the CDC and FDA at this point in time for it. Did you?