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  1. #176
    4-25-20 Will Hunting's Avatar
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    Well done.

    People won't admit it, but they chose to take on this debt.
    I don’t disagree but the lenders also decided to take the risk. Personal bankruptcy should be an option the same way it is for any other form of unsecured debt.

  2. #177
    Savvy Veteran spurraider21's Avatar
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    HS Valedictorian from large public high school. That's a full freshman year tuition waiver right off the bat, and I still got full grants.

    TEXAS Grant - $5,000 per year when I was in school (it's gone up since)
    UNT Tuition Grant - $2,000 per semester
    Federal Pell Grant - around $2,500 per semester
    UNT Excellence Scholarship Grant - $4,000 per semester
    Top 10% Scholarship Grant - $1,500 per semester

    there were a few more smallish ones, but I never had to do the Stafford or Perkins loans crap
    plus i was ing all the women in the admissions office and they cooked the books to help me out even more

  3. #178
    Veteran DarrinS's Avatar
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    how much was your annual tuition?
    I'm guessing around 5k. I chose a school I could afford.

  4. #179
    Veteran hater's Avatar
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    Rush Lipbalm.


    His policies would die a quick death in the Senate, tbh.
    so did Trumps

  5. #180
    Got Woke? DMC's Avatar
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    HS Valedictorian from large public high school. That's a full freshman year tuition waiver right off the bat, and I still got full grants.

    TEXAS Grant - $5,000 per year when I was in school (it's gone up since)
    UNT Tuition Grant - $2,000 per semester
    Federal Pell Grant - around $2,500 per semester
    UNT Excellence Scholarship Grant - $4,000 per semester
    Top 10% Scholarship Grant - $1,500 per semester

    there were a few more smallish ones, but I never had to do the Stafford or Perkins loans crap
    I knew you were a weirdo.

  6. #181
    Got Woke? DMC's Avatar
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    plus i was ing all the women in the admissions office and they cooked the books to help me out even more
    Only the hot ones, not the ones with pointy elbows.

  7. #182
    Enemy of the System Millennial_Messiah's Avatar
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    plus i was ing all the women in the admissions office and they cooked the books to help me out even more
    lol haha. nah I only actually ed one UNT staff member during my whole time there but she was a lowly geology TA getting her master's degree in the environmental science building. She was average looking, a few years older than me and a total nympho freak.

    (no, we didn't do it IN the environmental science building, but it probably would have been better than her small apartment which stank of animals and she had 2 dogs, a cat, multiple rodents and an aquarium)

  8. #183
    Veteran hater's Avatar
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    i think 2.5 mil in the bank is a waste of money. first of all, you'd be wise to have it in 10 different banks of 250k each. Just in case, ya know. But beyond that, 2.5m making next to nothing is a waste of money. Buy a big apartment complex and rent out all the units and profit over a million a year in rent.
    I like cash tbqh especially since my business keeps making it

    i will invest it when I get the time

    i do hate the stock market sham so not gonna waste my time on that

    i should just buy gold but I want physical gold and cant find anywhere where I can purchase gold bars I do hear you can puchase these in hong kong tbqh

  9. #184
    Veteran DarrinS's Avatar
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    I don’t disagree but the lenders also decided to take the risk. Personal bankruptcy should be an option the same way it is for any other form of unsecured debt.
    Isn't this the Fed govt., for the most part?

  10. #185
    Veteran DarrinS's Avatar
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    spurstalk is the most affluent demographic in the US tbh

  11. #186
    Enemy of the System Millennial_Messiah's Avatar
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    I knew you were a weirdo.
    Remove the mass of sodium chloride and I'll give you an A for effort on this post.

  12. #187
    4-25-20 Will Hunting's Avatar
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    Isn't this the Fed govt., for the most part?
    The loans are federally backed to a certain extent but I don’t think it’s the government that’s making money on the interest payments. Im obviously not fully knowledgeable on how it works but iirc it’s a heads the lender wins tails the tax payer loses situation.

    What I do know is that they’re not forgiveable in bankruptcy court which is the problem. Fix that and the market would take care of a big part of it and colleges would be forced to make it more affordable imo.

  13. #188
    Enemy of the System Millennial_Messiah's Avatar
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    I like cash tbqh especially since my business keeps making it

    i will invest it when I get the time

    i do hate the stock market sham so not gonna waste my time on that

    i should just buy gold but I want physical gold and cant find anywhere where I can purchase gold bars I do hear you can puchase these in hong kong tbqh
    they were selling it when it was a total seller's market. Notice you don't see the rosland capital commercials etc. anymore.

  14. #189
    Pronouns: Your/Dad TheGreatYacht's Avatar
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    meh most americans are for free medical services tbqh

    free college is no big deal as well dont see too many americans who would heavily oppose this

    sure Rush Lipbalm and other fat rednecks think this is the end of the world but most americans dont yhink like these morons
    Most of the inbred boomer Trump supporters oppose free cuz they don't want any minorities to get assistance. If America was a white majority or ethnostate I guarantee you a lot of Trump supporters would have no issues with any social safety nets or socialism in general.

  15. #190
    Enemy of the System Millennial_Messiah's Avatar
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    Most of the inbred boomer Trump supporters oppose free cuz they don't want any minorities to get assistance. If America was a white majority or ethnostate I guarantee you a lot of Trump supporters would have no issues with any social safety nets or socialism in general.
    correct, Nazi party was socialistic amongst the Germans but at the expense of the jews

  16. #191
    4-25-20 Will Hunting's Avatar
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    correct, Nazi party was socialistic amongst the Germans but at the expense of the jews
    The anti-semitism came later on after years of successful national socialism. The Nazis are responsible for a lot of Germany’s infrastructure that’s still very prevalent today (ie the autobahn highway system).

  17. #192
    Veteran DarrinS's Avatar
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    Most of the inbred boomer Trump supporters oppose free cuz they don't want any minorities to get assistance. If America was a white majority or ethnostate I guarantee you a lot of Trump supporters would have no issues with any social safety nets or socialism in general.
    Especially not the jooos, amirite?

  18. #193
    Veteran DarrinS's Avatar
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    The loans are federally backed to a certain extent but I don’t think it’s the government that’s making money on the interest payments. Im obviously not fully knowledgeable on how it works but iirc it’s a heads the lender wins tails the tax payer loses situation.

    What I do know is that they’re not forgiveable in bankruptcy court which is the problem. Fix that and the market would take care of a big part of it and colleges would be forced to make it more affordable imo.

    Well, I would agree that it's irresponsible to be loaning college aged kids six-figure loans.

    I definitely think something should be done to bring down tuition cost, but I don't think the solution is subsidizing through taxation.

  19. #194
    4-25-20 Will Hunting's Avatar
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    Well, I would agree that it's irresponsible to be loaning college aged kids six-figure loans.

    I definitely think something should be done to bring down tuition cost, but I don't think the solution is subsidizing through taxation.
    The situation I have no sympathy for is the kid who took out 6 figures of student debt to go to private or out of state college. Go ing in state if you’re stretched that thin.

  20. #195
    Enemy of the System Millennial_Messiah's Avatar
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    Well, I would agree that it's irresponsible to be loaning college aged kids six-figure loans.

    I definitely think something should be done to bring down tuition cost, but I don't think the solution is subsidizing through taxation.
    Federally regulating the price, add a cap on school board/staff income, and regulating the price of books. $200 for a cheaply made ing hardcover and 800 pieces of paper with text and scatted ordinary pictures, that's ridiculous.

  21. #196
    Enemy of the System Millennial_Messiah's Avatar
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    The situation I have no sympathy for is the kid who took out 6 figures of student debt to go to private or out of state college. Go ing in state if you’re stretched that thin.
    yes, Or the kid who took out six figures of debt to major in cultural studies, arts and humanities etc. Music major without teacher certification, etc.

    How are they going to make up that money in a reasonable amount of time??!?

  22. #197
    4-25-20 Will Hunting's Avatar
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    Federally regulating the price, add a cap on school board/staff income, and regulating the price of books. $200 for a cheaply made ing hardcover and 800 pieces of paper with text and scatted ordinary pictures, that's ridiculous.
    There should be an online option to buy an e copy, the fact kids still have to spend a fortune on hard cover books is re ed.

    Student unions should also go back to have meal plans rather than privatized food courts.

  23. #198
    Veteran DarrinS's Avatar
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    There should be an online option to buy an e copy, the fact kids still have to spend a fortune on hard cover books is re ed.
    This is changing. My daughter has some classes with online books.

    I remember that whole textbook thing being a scam. I would find the textbook in the library and keep checking it out. You always got ripped selling those things back.

  24. #199
    Savvy Veteran spurraider21's Avatar
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    The situation I have no sympathy for is the kid who took out 6 figures of student debt to go to private or out of state college. Go ing in state if you’re stretched that thin.
    ding ding

    people taking loans to go to USC for 55k a year (undergrad) instead of going to UCLA or UC Irvine for 13k

  25. #200
    Savvy Veteran spurraider21's Avatar
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    There should be an online option to buy an e copy, the fact kids still have to spend a fortune on hard cover books is re ed.
    or when processors add their own books to the reading list

    Student unions should also go back to have meal plans rather than privatized food courts.
    this tbh... UCLA had both, and their cafetarias were great. but the residential side of campus was a pretty far walk from the lecture building area, which is where the private food courts were. since i commuted to school, it would have killed 30 minutes just to walk to/from the cafeterias between classes. and the plans werent that cheap unless you bought the full package which included 3 meals per day, something that i didnt need as a commuting student

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