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It’s based on your posting history.
Anyone else see a HUGE car insurance e between the last 6 month term and the upcoming one?
Seems like Texas hiked the state minimum liability big time.
After the discount I'm going from around $700 to over $1100 (for only 6 months, not the whole year) and that's with no new accidents, incidents, or changes in coverage. FFFFFFFFFFFFFFFUUUUUUUUUUUUUUUU
It’s based on your posting history.
Yep, I got hit with a huge increase too with no explanation .
Mine only went up $120 over 6 months with USAA but it still sucks
keep voting republican…
you get what you pay for…
Lol, inflation is largely a democrat keynesian spending problem... yes 10-15 GOP grifted onto the dems spending bill, but all dems except for maybe 102 voted for it
The car insurance rate hikes seem to be a direct relation to the Texas legislature increasing the state minimums for liability by around 30-35%. Which is due to car values going up by about that much and that is due to inflation which is due to keynesian spending which is more of a Democrat federal problem than GOP.
Not that Trump isn't immune from some blame for spending in April 2020 but the Dems deserve most of it.
And most of us can't access USAA. USAA is the cheapest in the market I believe by a good margin but it's not available to most people.
If USAA is the cheapest, I'd hate to see everyone else's bills. With four vehicles and homeowners insurance, USAA gets a hefty sum from me.
What a load. Our inflation right now is corporate profiteering; corporate profits are at a 70 year high.
Man...I'm glad USAA was mentioned. I used to have this when I was younger through my parents. If I understand their new policy, I can get back on it even after they're deceased.
I totaled a car two months after buying it and they just about covered the full price.
not everyone is lucky enough to have daddy be a veteran.
What the does that even mean.
Yeah it's based on posting history not sure what he is on about.
I thought you were making 200K/yr. Why are you ing about 1% of that?
Yep, largest increase I've ever had.
As far as I know, once you're a USAA member, you're a member for life. So yes you should be able to go back.
Yeah...I think they changed this at some point. Or maybe when my parents died, it was dropped and I couldn't pick it up again. But now, I think they broadened the qualifications.
That being said, I've heard from some family members that they've been disappointed in USAA over the last few years. Which I suppose you could say about any insurance company.
We have Farmer's for almost everything and I called in to check what our insurance coverage was for our house (due to a lot of fires in our area) and we were under insured by 50% due to house prices and replacement costs.
I'd think this is something that the agent would have called me about.
Ouch.
One thing I do know is that drivers have gotten worse in pretty much all high populated parts in the USA in general. Maybe it's the increase in drug use, including recreational weed?
Every dollar matters especially when your career is a Jenga block tower like mine is.
So you're making $200,000 and your insurance went up $240 per year and you can't figure out how to offset that by reducing some other expenses?
Went up by closer to $1000 per year (close to 500 every six months) but the point is is that "making 200k a year" is a misnomer and fool's gold like saying the 2022 Vikings were a good team because they won 13 games. My career is a jenga block tower and built on a foundation of quicksand. Once the IT world determines covid is officially "over" and everybody has to go back into the office full time, my income is zero or maybe a few thousand a year from bonds on 1099-INT. Maybe I'll get lucky and qualify for some money from the government... but in any case my W2 income goes to zero.
i use nationwide. for both my cars i pay about 960/year. hadnt experienced any jumps or anything like that, though im not due for a term renewal until june, so i'll check it out around then.
unless its something crazy i doubt i'll care much. living in charlottesville, from a pure cost of living perspective, is so freaking easy compared to what i grew up used to in LA. even on a single income. for reference, ive been paying just under 1k/year to insure 2 cars. back in LA, the cheaper of those 2 cars would cost me about 1k every 6 months. so yeah, given that, idgaf if my rate jumps by 50%
For cars and homes, the market value of each has risen significantly. Couple that with shortages in skilled labor for repairs, auto part availabilities and turn around times (and rental car prices), I can see why the price increases. Haven't noticed it yet though.
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