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  1. #1
    Mr. John Wayne CosmicCowboy's Avatar
    Location
    san antonio
    Post Count
    44,155
    NBA Team
    San Antonio Spurs
    As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

    She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly ed.

  2. #2
    Seeking the quiet mind desflood's Avatar
    Location
    MI
    Post Count
    5,054
    NBA Team
    San Antonio Spurs
    Sympathies for your loss, but here's to jacking the credit card companies.

  3. #3
    Mr. John Wayne CosmicCowboy's Avatar
    Location
    san antonio
    Post Count
    44,155
    NBA Team
    San Antonio Spurs
    I opened one bill and in the "truth in lending" section it told her that if she kept paying the minimum balance and didn't use the card again it would take 38 years to pay off the balance...

  4. #4
    It is what it is. Mark in Austin's Avatar
    Post Count
    4,010
    NBA Team
    San Antonio Spurs
    College
    Texas A&M Aggies
    sorry to hear about your sister, CC.

  5. #5
    00 06 12 13 20 21 32 44 5 bus driver's Avatar
    Location
    Here
    Post Count
    2,920
    NBA Team
    San Antonio Spurs
    College
    Notre Dame Fighting Irish
    As executor I get to clean up the mess and she was BURIED in credit card debt. I couldn't believe it...and they kept approving her for new cards and raising her limits. I'm talking like 80K...Last year she called all of them and told them she was dying of cancer and wanted to work out a rate reduction and settlement. The ALL told her they weren't interested and jacked her rate to the legal max, like 30%. She kept paying the minimum balances on time and they kept raising her limits and she kept using them. She didn't work for over a year and would literally get cash out of one card to pay the minimum on another.

    She was single with no heirs basically no estate and I now get the pleasure of calling them all and telling them they are well and truly ed.
    hopfully they cant go after you........sorry to hear about your loss

  6. #6
    Mr. John Wayne CosmicCowboy's Avatar
    Location
    san antonio
    Post Count
    44,155
    NBA Team
    San Antonio Spurs
    sorry to hear about your sister, CC.
    Thanks. I'm sure there are worse ways to go. She was basically happy, not in pain, and had some GREAT drugs. As the cancer spread in her brain she got just funny as . Her long term memory was good almost to the end but short term was real flaky and she was goofy as . She loved to shop and wanted to go shopping every day. I would literally push her down the aisle in the wheelchair as she randomly piled in the shopping cart...she would buy it, I'd take her home and then hide the bags. Then I would take all the back the next day. I did this every day for a couple of weeks. I just tried not to pick on the same stores...

  7. #7
    Flyer than I have to be oh crap's Avatar
    Post Count
    2,692
    NBA Team
    Atlanta Hawks

  8. #8
    Mr. John Wayne CosmicCowboy's Avatar
    Location
    san antonio
    Post Count
    44,155
    NBA Team
    San Antonio Spurs
    hopfully they cant go after you........sorry to hear about your loss
    Naaa, they can't do to me expect beg me to take care of her bills. Fat chance of that....of course Citibank probably isn't gonna be too crazy about the 8 cases of good wine two day before she died...after all, she didn't want us to run out of wine at her memorials...

  9. #9
    Owned by cats JudynTX's Avatar
    Location
    San Antonio, TX
    Post Count
    12,449
    NBA Team
    San Antonio Spurs
    You have my condolences.

  10. #10
    Believe. admiralsnackbar's Avatar
    Post Count
    4,010
    NBA Team
    San Antonio Spurs
    Thanks. I'm sure there are worse ways to go. She was basically happy, not in pain, and had some GREAT drugs. As the cancer spread in her brain she got just funny as . Her long term memory was good almost to the end but short term was real flaky and she was goofy as . She loved to shop and wanted to go shopping every day. I would literally push her down the aisle in the wheelchair as she randomly piled in the shopping cart...she would buy it, I'd take her home and then hide the bags. Then I would take all the back the next day. I did this every day for a couple of weeks. I just tried not to pick on the same stores...
    That's good of you, man. Sorry for your loss, but glad to hear she went well.

  11. #11
    Knowledge Is Hassle Fpoonsie's Avatar
    Location
    Denton, TX
    Post Count
    9,674
    NBA Team
    San Antonio Spurs
    College
    Texas A&M Aggies
    Yeah, CC.

    It sounds like you made her final days "here a- ing-balls-to-tha-wall awesome" (I'll take any opportunity to use that phrase).

    Sorry she HAD to go, but really happy to hear you made it one of a ride.

  12. #12
    Silence surpasses speech. duncan228's Avatar
    Location
    Southern California
    Post Count
    27,693
    NBA Team
    San Antonio Spurs
    College
    Wake Forest Demon Deacons
    Sorry for the loss of your sister CosmicCowboy. You had some special time with her, hope it helps ease the pain.

  13. #13
    Veteran jack sommerset's Avatar
    Location
    Dallas
    Post Count
    9,221
    NBA Team
    Houston Rockets
    I would be happy as to call those credit card companies and laugh in thier faces too. Sorry for ur loss.

  14. #14
    It's In The Numbers 1369's Avatar
    Location
    San Antonio, Texas
    Post Count
    5,138
    NBA Team
    San Antonio Spurs
    Naaa, they can't do to me expect beg me to take care of her bills. Fat chance of that....of course Citibank probably isn't gonna be too crazy about the 8 cases of good wine two day before she died...after all, she didn't want us to run out of wine at her memorials...
    Hats off to you for taking care of your sister during her final days. And you may want to get a hardline phone with a mute button so the poor schmuck at the CC company can't hear you laughing so hard you puke. But you have to roll "well and truly ed" into all conversations you have with those bloodsuckers.

    So spill it, what wine did you get?

  15. #15
    Mr. John Wayne CosmicCowboy's Avatar
    Location
    san antonio
    Post Count
    44,155
    NBA Team
    San Antonio Spurs
    Hats off to you for taking care of your sister during her final days. And you may want to get a hardline phone with a mute button so the poor schmuck at the CC company can't hear you laughing so hard you puke. But you have to roll "well and truly ed" into all conversations you have with those bloodsuckers.

    So spill it, what wine did you get?
    I got 4 cases of a delightful little Argentinian Malbec and the rest was a mixed bag of cabs, shiraz and merlot.

  16. #16
    Believe. admiralsnackbar's Avatar
    Post Count
    4,010
    NBA Team
    San Antonio Spurs
    I got 4 cases of a delightful little Argentinian Malbec and the rest was a mixed bag of cabs, shiraz and merlot.
    "Farewell, and thanks for all the wine, Citi!"

    Well-played, madame!

  17. #17
    It's In The Numbers 1369's Avatar
    Location
    San Antonio, Texas
    Post Count
    5,138
    NBA Team
    San Antonio Spurs
    I got 4 cases of a delightful little Argentinian Malbec and the rest was a mixed bag of cabs, shiraz and merlot.
    Which Malbec? I've always been partial to Terrazas (Tasty and inexpensive).

  18. #18
    Mr. John Wayne CosmicCowboy's Avatar
    Location
    san antonio
    Post Count
    44,155
    NBA Team
    San Antonio Spurs
    Which Malbec? I've always been partial to Terrazas (Tasty and inexpensive).
    Bingo. '06 reserve.

  19. #19
    It's In The Numbers 1369's Avatar
    Location
    San Antonio, Texas
    Post Count
    5,138
    NBA Team
    San Antonio Spurs
    Well played CC. I'm sure your sister approved.

  20. #20
    i hunt fenced animals clambake's Avatar
    Location
    california
    Post Count
    25,321
    NBA Team
    Dallas Mavericks
    well played, cowboy. good luck with the transition.

  21. #21
    #FreeGiuseppe BlackSwordsMan's Avatar
    Location
    San Antonio
    Post Count
    14,648
    NBA Team
    San Antonio Spurs
    i dont see the humor

  22. #22
    License to Lillard tlongII's Avatar
    Location
    Portland
    Post Count
    28,727
    NBA Team
    Portland Trail Blazers
    College
    Oregon State Beavers
    Hopefully those credit card companies don't have your personal information. They will bug the out of you if they do.

  23. #23
    Fan Since 1973 Twisted_Dawg's Avatar
    Post Count
    2,804
    NBA Team
    San Antonio Spurs
    CC,

    I know you may have mentioned this in a previous thread, but how old was your sister?

    I seem to hear more and more stories of people dying at realtively young ages.

  24. #24
    needs a margarita
    Location
    San Antonio, baby!
    Post Count
    12,739
    NBA Team
    San Antonio Spurs
    Sorry to hear about your sister, CC, but I know you made her last days happy!

  25. #25
    俺はまんこが大好きなんだよ baseline bum's Avatar
    Post Count
    97,883
    NBA Team
    San Antonio Spurs
    College
    UCLA Bruins
    Sorry about your loss, CC. That's hilarious about the credit card vultures getting screwed over due to their own stupidity and greed though. That shopping story is awesome too. You always gotta find something to laugh about when tragedy strikes. Once again, I'm sorry for your loss, but it sounds like you made the absolute best out of a bad situation.

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