First of all, I'm happy to hear your daughter is okay.
Now, onto your question.
Yes, it does depend on her behavior that caused the wreck, but I must ask you all: Have you, always, 100% of the time, paid attention behind the wheel? I know I haven't. I consider myself a VERY good driver -- I haven't been in a single wreck since I was 17 (a tractor was taking up an entire road in the country on the bottom of a hill and it was all I could do to miss it), I don't talk on the phone (I have a bluetooth for emergencies), don't listen to my iPod, I always check my mirrors before I change lanes, always use my signals... you get the idea.
However, to say there has never been a moment when I was floating on the grace of God would be a gross overstatement. I even fell asleep behind the wheel once -- I woke up doing 25 miles per hour, 2 tires barely on the road, 2 nearly in the ditch... in the opposite lane. I am so thankful that it was 4:30 am and there were no cars around for miles (no, I hadn't been drinking, I went to a Christian rock all-night lock-in).
I am certain that no human being on this Earth stays focused 100% of the time while driving. To say that she should be punished for something that we ALL do is a bit of a reach, in my opinion.
That said, I think in no way should she have another car handed to her. However... she just went through a life or death experience. She's probably really shaken and needs you to be compassionate now and firm later.
I guess this really comes down to a test of parenting. If you've done your job, you shouldn't need to impress upon her how incredibly dangerous a car is (when I was learning to drive, my dad said I was steering a 3000 pound bullet... that helped things sink in a lot), she should know by now. If the accident near-death experience doesn't teach her to be careful when driving... nothing will.
You are blessed to have your daughter still walking this Earth. Never forget that.
