Wouldn't it be funny if after all these mergers and foreign investors buying into our economy on the cheap...
1. If Congress doesn't pass the bail out.
2. Every American decided not to pay on their credit cards for 60 days?
Let's do this
i thought you were doing that already.Wouldn't it be funny if after all these mergers and foreign investors buying into our economy on the cheap...
1. If Congress doesn't pass the bail out.
2. Every American decided not to pay on their credit cards for 60 days?
Let's do this
I started this plan in undergrad ten years ago.Wouldn't it be funny if after all these mergers and foreign investors buying into our economy on the cheap...
1. If Congress doesn't pass the bail out.
2. Every American decided not to pay on their credit cards for 60 days?
Let's do this
great depression sounds like a lot of fun.
False...I have an awesome credit rating. Never missed a credit card or loan payment in my life....well, this life anyway
Not a single late payment, all my credit cards maintain about a 30% balance on them, I have no department store credit cards except for a Best Buy and I use all of them a couple of times per month, and I take them up on their special offers at least one per year.
I am a credit card companies wet dream...by design.
The only negatives on my credit rating are that I tend cancel my cards after a couple of years when they refuse to give me lower interest rate deals and better alternatives are available.
That said...these ers gouge you 6 ways from Sunday...it's only fair they get a dose of their own medicine at their weakest.
best buy is the only department store card i have, too.False...I have an awesome credit rating. Never missed a credit card or loan payment in my life....well, this life anyway
Not a single late payment, all my credit cards maintain about a 30% balance on them, I have no department store credit cards except for a Best Buy and I use all of them a couple of times per month, and I take them up on their special offers at least one per year.
I am a credit card companies wet dream...by design.
The only negatives on my credit rating are that I tend cancel my cards after a couple of years when they refuse to give me lower interest rate deals and better alternatives are available.
That said...these ers gouge you 6 ways from Sunday...it's only fair they get a dose of their own medicine at their weakest.
i like their terms.
Do you also jerk off to pictures of yourself? You do know that wanting to hear the sound of your own voice doesn't work on the the interwebs right?False...I have an awesome credit rating. Never missed a credit card or loan payment in my life....well, this life anyway
Not a single late payment, all my credit cards maintain about a 30% balance on them, I have no department store credit cards except for a Best Buy and I use all of them a couple of times per month, and I take them up on their special offers at least one per year.
I am a credit card companies wet dream...by design.
The only negatives on my credit rating are that I tend cancel my cards after a couple of years when they refuse to give me lower interest rate deals and better alternatives are available.
That said...these ers gouge you 6 ways from Sunday...it's only fair they get a dose of their own medicine at their weakest.
You call it a great depression...I call it a changing of the guard.
You do realize our market is being manipulated don't you? And not by those with Americas best intentions at heart.
Take a look at who's moving in if you want to see who's behind it. It's not Americans.
Dude...you got the HSBC card? If so you are probably being ass ed and don't realize it.
I got it because I am an electronics junkie...
i don't know what kind of card it is, and it wasn't that long ago that you suggested i get my ass ed.
OH so you were they guy that originally thought of this idea. Wow a legend right here in ST! Whodathunkit?
Yeah, we got it.
False...I have an awesome credit rating. Never missed a credit card or loan payment in my life....well, this life anyway
Not a single late payment, all my credit cards maintain about a 30% balance on them, I have no department store credit cards except for a Best Buy and I use all of them a couple of times per month, and I take them up on their special offers at least one per year.
I am a credit card companies wet dream...by design.
The only negatives on my credit rating are that I tend cancel my cards after a couple of years when they refuse to give me lower interest rate deals and better alternatives are available.
That said...these ers gouge you 6 ways from Sunday...it's only fair they get a dose of their own medicine at their weakest.
wrong cc companies bank on deliquency.......they hate your ass.
I pay off our credit card the month I use it. If I don't have enough in checking, I dip into savings. I haven't paid CC interest in 5 years.
Yeah I always pay in full, and the CC companies hate my ass.
They are constantly freezing my card after I pay diesel fuel for like 400 dollars "Well its a security issue"
no its an issue that you don't make any freaking money off of me is what it is.
lol
Would chodebload our own country boutons_ style
We can always get new banks.
C'mon you gotta admit it's kind of cathartic to think about...
I bet Ron Paul would support it.
Why support them if you think they are evil? I paid mine off two years ago, and now only use them when necessary-- airline tickets, hotels, etc. I just got tired of their bull . A few years ago I needed them for repairs on investment properties that I had, but since then I've scaled way back and am a lot happier and much more relaxed. Do you carry the 30% balances to maximize your credit rating?
It's just a way of life now.
Don't get me wrong...I don't have big balances on any one card or anything. I wouldn't get sued if I defaulted on any of them. It wouldn't be worth it to them.
Yes.Do you carry the 30% balances to maximize your credit rating?
Well you don't make then money from interest or late fees but they still earn money on the interchange from the transaction fee paid by the merchant.
They get 3% of each purchase. CC corps have no problem with people that pay in full.
Use mine like cash; get the 1% back; otherwise I'm spending 1% too much on everything I buy.
I used to have a S card that gave a %5 discount on gas any time I filled up at a S station. It was awesome, but then the card got bought out by another bank and the offer disappeared.
Now I use my cards to rack up air miles, but it's not the deal it used to be since the airlines started raising the number of miles needed to buy a ticket and placing all kinds of restrictions on booking flights.
The figure has been moved from 30% to 25%.
You're better off paying a higher interest rate on a small signature loan than put major purchases on a CC if you plan to make an additional purchase within the time it would take to pay the card down. If the initial purchase pushes you to the 50% of available limit or better. The hit you'd take on your score would cost you way more on the second loan than the higher rate on the initial signature loan.
I laugh when these people come in and buy trailers on their credit cards because they have 4 and 5 percent. They think their smart. Then they wonder why 8 months down the road their stuck with 13% on the car their trying to purchase. They'll likely never figure out the ramifications of a high balance to available.
There are currently 1 users browsing this thread. (0 members and 1 guests)
Posting Permissions
Reply With Quote
