Last time the issue of reenlistment came up for us (we were in California), my hubby had a choice - he could return to San Antonio still in the AF, or take a job in LA as a civilian. He spoke to one of his former supervisors who'd lived in Cali for a number of years about the possibility of going civilian and taking the LA job and the old guy said (and this is an exact quote), "For God's sake Joe, don't do that! 50 or 60k sounds like a lot, but in California it ain't sh*t, even with benefits." The job market here in Texas is remarkably healthy, all things considered, and the cost of living down here can't be beat.