So you're not arguing that an uninsured person would be penalized. You're arguing there's no more than one bill?
Don't be disingenuous.
What we're discussing here is why would anybody pay for insurance while they're healthy if they can always join without limitations (pre existing conditions, etc) later on.
While you were shaking the party pompoms and subscribing to the idea, you merely forgot that people that opt not to be insured get penalized, specifically for that reason.
So thanks for making my point for me...

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