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Somebody 'splain to me how they're going to cut $500 Billion from Medicare AND lower the eligibility age to 45 or 55.
Oh, and for those who thing the public option is dead...there are three provisions that will insure the public option will be ins uted...
Read this article and let me know where you disagree:
You Will Lose Your Private Health Insurance
Basically, he says this:
1) "Guarantee issue" and "community rating" requirements will force insurance companies to insure those with pre-existing conditions and not exclude any coverage. This will raise premiums. The government option will be cheaper because it doesn't have to show a profit so, you and I will abandon private insurance companies and go with the cheaper option. Private insurance companies won't be able to survive that model. Or, since you can insurance anytime, many will drop it until they need it.
2) Ah, but you say Congress thought of that and ins uted a penalty for not having insurance. Not only does it seem -- to me at least -- to be uncons utional to tax me for not having insurance, but the $750 penalty is cheaper than most (if not all) policies. You and I would probably pay the $750 a year and then, when we got sick, just jump on an insurance policy that can't reject me anyway.
3) Taking over the Insurance industry with the government coop and directing private companies on the types of coverage they will offer. This will eliminate my prerogative to purchase catastrophic insurance and pay for minor medical bills out of my pocket -- catastrophic insurance is much cheaper than general health insurance.
So, besides lying about the $500 billion from Medicare, they're lying about a public option with, if this bill is enacted, will shortly be the only option.
