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  1. #26
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    LOL. Yeah, being required to drop a large amount annually to a Congressman's sugar daddy is no big deal. And yes, there's also a difference between the cost of auto and health insurance.
    There is a difference cost and inflation between a regulated and nonregulated insurance market? Absolute brilliance. Who would have ever conceived of that?

    What happened to the federalist angle or are you just going to throw out more half formed until something makes sense?

    Here's something to think on. My auto insurance premiums have only increased a bit over 5% in the last 8 years. This is despite the evil corporate overlords forcing me to buy it or I cannot drive to work.

  2. #27
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    So youre advocating no compulsion to purchase auto insurance?
    In my case? I have't had a wreck in 20 years...I should get 20+ years of free coverage, and or 20k, which ever comes first. I damn sure shouldn't have to continue paying for it at this stage. They've made a small fortune off of me for absoutely nothing. A years salary to one of their low grade employees perhaps?


    Why don't you just give me 20k if you are struggling to see where I am coming from..it shouldn't be that hard to do.

  3. #28
    2nd Verse Same as the 1st Oh, Gee!!'s Avatar
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    when will republicans get back to producing more than hot air? when they figure that out, they might resume power.

  4. #29
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    In my case? I have't had a wreck in 20 years...I should get 20+ years of free coverage, and or 20k, which ever comes first. I damn sure shouldn't have to continue paying for it at this stage. They've made a small fortune off of me for absoutely nothing. A years salary to one of their low grade employees perhaps?


    Why don't you just give me 20k if you are struggling to see where I am coming from..it shouldn't be that hard to do.
    And yet if you get in a single accident and you havent even met the single minimum requiremnt for bodily injury.

    Oh and you can also depos $25k with the state and you dont have to pay insurance btw. You have to cover your potential liability.

  5. #30
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    There is a difference cost and inflation between a regulated and nonregulated insurance market? Absolute brilliance. Who would have ever conceived of that?
    True, an unregulated market for health insurance would be a welcome change.


    What happened to the federalist angle
    It's still here.

    or are you just going to throw out more half formed until something makes sense?
    That's your specialty.


    Here's something to think on. My auto insurance premiums have only increased a bit over 5% in the last 8 years.
    Congrats. We are discussing health insurance.

    This is despite the evil corporate overlords forcing me to buy it or I cannot drive to work.
    Perhaps you should consider another line of work, if you are so capable.

  6. #31
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    And at this stage I have to pretty much say the poor. We already have a government sponsored health care plan for the poor...it is a corrupt piece of a . Just recently a psychiatrist in Austin was found guilty of fraud for roughtly 600lk dollars in fradulent billings of that same system over a 5 year period.


    I say kill the rich and the poor. The two segments of this country that are the greediest and the stupidest, by a wide margin.

  7. #32
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    True, an unregulated market for health insurance would be a welcome change.

    It's still here.

    That's your specialty.

    Congrats. We are discussing health insurance.

    Perhaps you should consider another line of work, if you are so capable.
    I laugh at libertarian ideals.

    Its obvious its pointless to talk to you. Youre hung up on a mindless absolutist ideology that makes no sense.

    Do you know what a vertical demand slope entails?

  8. #33
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    You should laugh at your education, because that is so worthy.

  9. #34
    2nd Verse Same as the 1st Oh, Gee!!'s Avatar
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    And at this stage I have to pretty much say the poor. We already have a government sponsored health care plan for the poor...it is a corrupt piece of a . Just recently a psychiatrist in Austin was found guilty of fraud for roughtly 600lk dollars in fradulent billings of that same system over a 5 year period.


    I say kill the rich and the poor. The two segments of this country that are the greediest and the stupidest, by a wide margin.

    sounds like whottt is boo-hooing himself to sleep tonight. suck your thumb, baby. if that doesn't work, suck a .

  10. #35
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    You should laugh at your education, because that is so worthy.
    Again what does a vertical demand slope entail? or are you just mad because you ed up on the original rights argument? Your acting like a petulant .

  11. #36
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    And yet if you get in a single accident and you havent even met the single minimum requiremnt for bodily injury.
    And why do you suppose it doesn't meet the minimum requirement for bodily injury?

    Do you think it would meet the minimum requirement for bodily injury in the Nepal?


    Oh and you can also depos $25k with the state and you dont have to pay insurance btw. You have to cover your potential liability.
    Good to know...I'll just march on down there and give them the 25k.



    Maybe my insurance company will give me 20k of it back since they never had to pay it out and won't be required insure me in the future.


    Thanks for pointing out how un ed I am.

  12. #37
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    You mean you have taken econ 101? Impressive!

    I never ' up,' as it were. Especially when dealing with community college grads such as yourself.

  13. #38
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    And why do you suppose it doesn't meet the minimum requirement for bodily injury?

    Do you think it would meet the minimum requirement for bodily injury in the Nepal?




    Good to know...I'll just march on down there and give them the 25k.



    Maybe my insurance company will give me 20k of it back since they never had to pay it out and won't be required insure me in the future.


    Thanks for pointing out how un ed I am.
    You can always not drive.

    Its pretty obvious you just want to mindlessly piss and moan.

    If youre were to get into an accident tomorrow and kill someone the minimum benefit would be more than what you paid in over 20 years. And you think thats a ed deal?

  14. #39
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    You mean you have taken econ 101? Impressive!

    I never ' up,' as it were. Especially when dealing with community college grads such as yourself.
    More ad hominem lovely.

    You cannot expand on any argument you just spew ad hominem. Its pretty sad.

    And yes you did up. You thought I was talking about a rights argument. I wasn't and ever since youve been acting like a 5th grader.

  15. #40
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    sounds like whottt is boo-hooing himself to sleep tonight. suck your thumb, baby. if that doesn't work, suck a .
    LOL. It's so hilarious to over a segment of the population. It never leads to hard feelings or payback. It's just like...one side wins and that is the end of it.

    It's exactly like that...

  16. #41
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    You can always not drive.
    I want to thank you for kicking your own ass.

  17. #42
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    More ad hominem lovely.
    If it's available to you.


    You cannot expand on any argument you just spew ad hominem. Its pretty sad.
    Oh, I can. It's appropriate for you, however.


    And yes you did up. You thought I was talking about a rights argument. I wasn't and ever since youve been acting like a 5th grader.
    No, I didn't. Perhaps to the voice in your head your argument makes sense, but otherwise, not so.

  18. #43
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    I want to thank you for kicking your own ass.
    Let's give him some accolades for participation.

  19. #44
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    Driving on a public road is a privilege. Next.
    If it's available to you.

    Oh, I can. It's appropriate for you, however.

    No, I didn't. Perhaps to the voice in your head your argument makes sense, but otherwise, not so.
    Soyou were saying that driving is a privilige (and thus not a right) followed by saying next as if it discounts my argument but you never thought that I made the argument based on human rights?

    Thats great.

    I actually was looking forward to a discussion of regulating an insurance industry on the state versus the federal level. I am pretty familiar with how the Texas Department of Insurance operates.

    You just want to be a head.

    Go ahead, have the last word and go yourself.

  20. #45
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    Let's give him some accolades for participation.
    Agree.


    And now that the government is going to provide medical care, medical costs for personal injury will no longer be factored into auto insurance premiums and our auto insurance rates will drop to reflect this wondrous change. And all those laywyers forced to toil in PI cases for the good of humanity, that absolutely hate the Democratic party with a passion, are going to be celebrating this final ultimate triumph...and the achievement of their ultimate goal of rendering their profession unnecessary.

    I fully expect announcements reflecting all of the above manana.

    The dawn of a glorious new era is upon us.

  21. #46
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    I figured there would be some flames going after this, but I'm just going to opine on the OP. I think the Republicans did indeed do a disservice to themselves and the people that voted for them by not sitting down and really trying to find some sort of compromise. They tried to play tough while forgetting they're indeed the minority at the moment, and they're just as guilty that this piece of of legislation has gone through in it's shape and form. Hopefully it's a lesson learned that we're all better off when parties talk to each other instead of getting into pissing contests.

  22. #47
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    Agree.


    And now that the government is going to provide medical care, medical costs for personal injury will no longer be factored into auto insurance premiums and our auto insurance rates will drop to reflect this wondrous change. And all those laywyers forced to toil in PI cases for the good of humanity, that absolutely hate the Democratic party with a passion, are going to be celebrating this final ultimate triumph...and the achievement of their ultimate goal of rendering their profession unnecessary.

    I fully expect announcements reflecting all of the above manana.

    The dawn of a glorious new era is upon us.
    No they won't. You don't know how indemnity works.

    If you hit someone that has insurance now its still paid out.

  23. #48
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    I figured there would be some flames going after this, but I'm just going to opine on the OP. I think the Republicans did indeed do a disservice to themselves and the people that voted for them by not sitting down and really trying to find some sort of compromise. They tried to play tough while forgetting they're indeed the minority at the moment, and they're just as guilty that this piece of of legislation has gone through in it's shape and form. Hopefully it's a lesson learned that we're all better off when parties talk to each other instead of getting into pissing contests.

    Agree 100%. It's just like the antiwar people that didn't want us to go into Iraq are actually responsible for us being there


    Those politicans of which you speak are primarily worried about getting re-elected, and that's pretty much what they accomplished with their opposition. They aren't particularly bummed over the passing of this bill.

  24. #49
    Hey Bruce... Lebron is the Rock Sec24Row7's Avatar
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    Some people are alive only because it is illegal to kill them.

  25. #50
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    No they won't. You don't know how indemnity works.

    If you hit someone that has insurance now its still paid out.
    Absolutely right...I don't know about this. I worked for a PI lawyer for 4 years, I worked for a bill collector whose accounts were primarily individuals that were supposed to be covered by medicaid, medicare and champus. I work with the guy who was one of the lead investigators on the case I mentioned of the Psychiatrist defrauding medicaid/medicare out of 600k. Haven't got a ing clue how it works. You just nailed me.

    I guess you're right. Our government is totally incorrupt and our systems completely proofed from indivuals seeking to exploit the funding for our various government opped health care systems. And most importantly, our politicians are concerned not with re-election and political grandstanding, achieving status, power, and wealth, not to mention not serving the money that put them in office, but rather simply helping uninsured Americans. Especially the Democrats.

    I mean those existing government programs kick serious ing ass, are about as efficient as it's humanly possible to be, and do exactly what they are supposed to do as the passing of this new legislation proves.

    And I think if anyone can agree that our goverment pretty much is corruption proof it should be Democrats...I mean hey, you guys sure taught that bas Bush a lesson. In a lesser government that would have never been possible.

    And it's only those goddamned Republicans keeping this country from being the Utopia Obama knows it can be.


    You are right...I have been naive. I want to thank you and your non-contradictory non-circular arguments for opening my eyes to the reality of the world. Thank you fuzzy


    This is truly a magnificient piece o legislation. I look at it and I marvel at the genius, care and thought put into this. Seldom have our politicians served us, the people, so well.

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