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  1. #76
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    aha it's the evil corporations again.
    More like the evil politician prioritizing his pocket over his cons uents.

  2. #77
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    What more do dumb people need if they aren't going to read and understand?
    How do you know that the HOA rule by which they had their house taken from them was there when they bought the house?

  3. #78
    Veteran Wild Cobra's Avatar
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    How do you know that the HOA rule by which they had their house taken from them was there when they bought the house?
    I don't, but if the rules changes, you can be sure they were made aware of it. If they didn't sign a notice, or receive certified notification, there is a valid lawsuit.

    Did you miss the parts where the wife didn't open the letters?

    Sorry. I cannot be understanding to stupidity. I don't like the way these places operate, but they do have a legal right to get their payment.

    What solution do you pose that insures these organizations get paid?

  4. #79
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    "it's the evil corporations again."

    yes, again, and again, and again. It's you're seeing the light.

  5. #80
    right about pizzagate Blake's Avatar
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    get. The. Law. Changed.
    +1

  6. #81
    right about pizzagate Blake's Avatar
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    aha it's the evil corporations again.
    in this case it is.

    if you want to buy a new(er) house these days, you do not have a choice but to be part of the HOA and pay annual dues.

    some HOAs are decent and do what they are meant to do, which at the base is to help protect home owners, properties and their values.

    Simply seizing a house and selling it for pennies on the dollar does nothing to do that, imo. All it does it get the HOA it's money.....and what exactly is it that HOAs do for our dollars?

    These ing reps from corporations like Associa do nothing with real home issues such as dilapidated structures or trashy properties as far as I can tell.....
    They simply play middle man and forward the complaints to the cities code compliance officers and let the city do the enforcment.

    99% of all the HOAs out there are worthless money grabbers, imo.

    Not a whole lot of things really piss me off, but involuntary HOAs absolutely do.

  7. #82
    俺はまんこが大好きなんだよ baseline bum's Avatar
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    In Wild Cobra's dystopian fantasy world, there's no FDA, so there's formaldehyde in people's milk and spilled in their beef. There's no EPA, so there's lead in our gasoline and paint, every city's air looks like 1988 Los Angeles, and every body of water is turned into the Cuyahoga.

  8. #83
    Veteran Wild Cobra's Avatar
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    In Wild Cobra's dystopian fantasy world, there's no FDA, so there's formaldehyde in people's milk and spilled in their beef. There's no EPA, so there's lead in our gasoline and paint, every city's air looks like 1988 Los Angeles, and every body of water is turned into the Cuyahoga.
    You really suck at being a mind reader. I suggest you stick with your day job.

  9. #84
    Corpus Christi Spurs Fan Phenomanul's Avatar
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    I don't, but if the rules changes, you can be sure they were made aware of it. If they didn't sign a notice, or receive certified notification, there is a valid lawsuit.

    Did you miss the parts where the wife didn't open the letters?

    Sorry. I cannot be understanding to stupidity. I don't like the way these places operate, but they do have a legal right to get their payment.

    What solution do you pose that insures these organizations get paid?
    $300,000 >>>>>>>>>>>>>>>>>>>>> $800

    There's no other word for this other than baggery theft...

  10. #85
    Veteran Wild Cobra's Avatar
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    $300,000 >>>>>>>>>>>>>>>>>>>>> $800

    There's no other word for this other than baggery theft...
    No Sherlock.

    There is right and wrong, and then there is the law.

    Like some said, if you don't like it, get it changed. People steal from me because it's legal. There are allot of unfair things in life. Get over it.

  11. #86
    Corpus Christi Spurs Fan Phenomanul's Avatar
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    No Sherlock.

    There is right and wrong, and then there is the law.

    Like some said, if you don't like it, get it changed. People steal from me because it's legal. There are allot of unfair things in life. Get over it.
    So it's settled then... HOA's like this one are sanctioned to steal...

    I mean, you said so yourself.... I'm only stating the obvious...

    Don't get all defensive on me now... (I normally side with you on many issues... I refuse to stand behind this one in any way form or fashion...)

  12. #87
    Motivation for me... Stringer_Bell's Avatar
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    I don't, but if the rules changes, you can be sure they were made aware of it. If they didn't sign a notice, or receive certified notification, there is a valid lawsuit.

    Did you miss the parts where the wife didn't open the letters?

    Sorry. I cannot be understanding to stupidity. I don't like the way these places operate, but they do have a legal right to get their payment.

    What solution do you pose that insures these organizations get paid?
    Those organizations don't do but collect money. Why haven't you responded to any of my posts about this? I'm not assuming you don't have a reply, in fact I think you agree with them. It's bull and should never be allowed to have been a law in the first place but too many useless assholes get rich off of it to get it changed...just like useless assholes get rich off of taking advantage of welfare and government programs.

  13. #88
    Still Hates Small Ball Spurminator's Avatar
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    Failing to open and read mail is not sufficient cause for having your home seized and sold. If the HOA wasn't getting through with the mail, the next step should be to call or pay a personal visit. The next step after that should be to go to court.

    The lack of legislative oversight for this sort of thing ENCOURAGES HOAs to avoid doing whatever they can to collect dues, because the reward is greater if they seize and resell.

  14. #89
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    What more do dumb people need if they aren't going to read and understand?
    smart people ignore contracts all the time. I am sure you have not taken the time to read the mandatory legal language on half the websites that requires you to check the box before you can access the site.

  15. #90
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    Failing to open and read mail is not sufficient cause for having your home seized and sold. If the HOA wasn't getting through with the mail, the next step should be to call or pay a personal visit. The next step after that should be to go to court.

    The lack of legislative oversight for this sort of thing ENCOURAGES HOAs to avoid doing whatever they can to collect dues, because the reward is greater if they seize and resell.
    Posting a foreclosure warning on the front door is an easy process and is more likely to be read. It would make sense in this case.

  16. #91
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    "reward is greater if they seize and resell."

    Only if they resell at market price, rather than resell to some s bag lawyer to recover only their unpaid dues. I figure HOA pays not far from $3000 in fees to its lawyer and court costs.

    Of course, if the buyer IS the HOA's lawyer, then ...

  17. #92
    Veteran Wild Cobra's Avatar
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    So it's settled then... HOA's like this one are sanctioned to steal...

    I mean, you said so yourself.... I'm only stating the obvious...

    Don't get all defensive on me now... (I normally side with you on many issues... I refuse to stand behind this one in any way form or fashion...)
    Why should I get defensive about that? Just because I hate to see layer after layer of laws, doesn't mean I think they have a moral right to act as they do.

    Really now... If we keep adding laws to protect people from their own stupidity, when does it end? there is ample stupidity out there to endlessly write new laws.

  18. #93
    I am that guy RandomGuy's Avatar
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    I don't understand why his house wasn't protected by the homestead law.
    It isn't protected, because the HOA laws cir vent this process by allowing for a contract term that allows for seizure.

    You essentially, by dint of moving in to the neighborhood, sign a contract that allows the association to seize your house without going to trial, i.e. "non-judicial foreclosure".

    Since there is no trial, there is no homestead protection. You gave up your right to trial by agreeing to the restrictive covenant.

    The force of law stands behind this "restrictive convenant".

    All the more motivation to carefully read contracts. I am lucky enough to have a job that allows me to do so on a regular basis, and some formal education in business law, so I have gotten good at finding laws and knowing what terms mean what, but for the average joe it isn't so easy.

  19. #94
    I am that guy RandomGuy's Avatar
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    Why should I get defensive about that? Just because I hate to see layer after layer of laws, doesn't mean I think they have a moral right to act as they do.

    Really now... If we keep adding laws to protect people from their own stupidity, when does it end? there is ample stupidity out there to endlessly write new laws.
    That is a good question.

    Why is murder illegal?

  20. #95
    Veteran Wild Cobra's Avatar
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    Those organizations don't do but collect money.
    Some people like the control the impose over the community. Myself, I also think they are a waste.
    Why haven't you responded to any of my posts about this?
    I don't remember. I'd have to go back and look. Not up to that now. I often run short of time, so i just respond to some.
    It's bull and should never be allowed to have been a law in the first place but too many useless assholes get rich off of it to get it changed...just like useless assholes get rich off of taking advantage of welfare and government programs.
    I agree. However, do do away with such contracts, you would have to impose of our cons utional freedom of association. I simply choose not to associate with such stuck up people, wanting to impose their values. The community has the right to impose this up[on themselves. Do you propose limiting their freedoms as US citizens?

    I agree, what happened is appalling. The simple fact is, we have to take our freedoms, warts and all.

  21. #96
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    I don't, but if the rules changes, you can be sure they were made aware of it.
    And you know this because?

    If they didn't sign a notice, or receive certified notification, there is a valid lawsuit.
    Well, they did sue.

    Did you miss the parts where the wife didn't open the letters?
    I didn't. That doesn't mean that the penalty fits the crime.

    Sorry. I cannot be understanding to stupidity. I don't like the way these places operate, but they do have a legal right to get their payment.
    There's many ways to force payment without having to outright swindle the house from the homeowner. At the very minimum, a judge should at least verify that the HOA claim is proper.

    What solution do you pose that insures these organizations get paid?
    Here's a proposal I could live with that elbamba posted earlier. You never answered to it:

    I'll tell you how I would draft the law governing a HOA taking a judgment against a homeowner.

    1. If a HO does fails to pay monthly dues for 3 consecutive months, an action can be brough in the circuit court.

    2. Notice must be given to the HO that an action for recovery of fees has been brought against them.

    3. HO shall have the opportunity to pay the fees in full plus the costs of filing the pe ion (no atty fees).

    4. If HO is unable to pay, judgment will be granted in favor of the HOA

    5. Judgment in a civil court shall cons ute a lien upon the real property

    6. Under the HOA Act, HOA cannot pe ion for a writ to sale real property until the lien has been in effect for one year.

    7. If at the end of one year, if the dues have not been paid in full for each and every month, HOA can pe ion the court for writ to sale the real property of HO.

    8. HO has until the date of sale to pay in full, all liens and court costs.

    9. Atty fees will not be awarded for any portion of this action.

    10. Any provision of the HOA contract that a judge rules to be invalid may invalidate the contract in its entirety.

    How is that. Everyone can be happy.

  22. #97
    Veteran Wild Cobra's Avatar
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    smart people ignore contracts all the time. I am sure you have not taken the time to read the mandatory legal language on half the websites that requires you to check the box before you can access the site.
    I visit so few websites with such items.

    You might be always clicking the box that says "Yes I'm 18 or older," but I don't go to those places. If a site needs information of which i then have to give permission... I rarely use that site. The internet is not secure.

  23. #98
    🏆🏆🏆🏆🏆 ElNono's Avatar
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    Really now... If we keep adding laws to protect people from their own stupidity, when does it end? there is ample stupidity out there to endlessly write new laws.
    So you think laws against fraud basically protect people from their own stupidity, they should be abolished, and basically strip those swindled from any recourse in a court of law?

  24. #99
    Veteran Wild Cobra's Avatar
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    Failing to open and read mail is not sufficient cause for having your home seized and sold. If the HOA wasn't getting through with the mail, the next step should be to call or pay a personal visit. The next step after that should be to go to court.
    Maybe they did have a visit. Doesn't matter, a contract was signed. people do unethical things all the time. It's obvious very few here are angels. I'm sure many here would scam someone out of property if they could.

  25. #100
    Veteran v2freak's Avatar
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    That situation is so ed up. the HOA

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