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  1. #1
    Knowledge Is Hassle Fpoonsie's Avatar
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    So, last Sunday night, a delivery guy leaving an apt complex pulled out in front of my truck and we collided. Today, I learned from my claim's adjuster that my '04 F-150 was totaled. The insurance company's offering around $8,000 for it, so that'll be my down payment on something new/used. I live in Denton, so I'll most likely be shopping the D/FW area.

    Any tips on what to look for? Things to avoid? Good dealerships to try? Maybe you're selling your '09 'Vette and looking for a young(ish) college student to do a solid for?

    ha! ! serves your ed hardy wearin' ass right!!!
    Figured I'd get that outta tha way early...

  2. #2
    Go Spurs Go METALMiKE's Avatar
    Location
    SA TX
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    678
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    San Antonio Spurs
    Ford Raptor

  3. #3
    right about pizzagate Blake's Avatar
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    how bout just buy a car for $7k+ plus tax and have no payments?

  4. #4
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    how bout just buy a car for $7k+ plus tax and have no payments?
    Not necessarily against the idea at all, just assumed there wasn't a good vehicle out there for that much...er...little.

  5. #5
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    Raptor? Is that a real Ford truck? It looks a lot like an F-150...

  6. #6
    Veteran Sisk's Avatar
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    Raptor? Is that a real Ford truck? It looks a lot like an F-150...
    It is an F-150. It's made by SVT and is an F-150 on steroids.

    Definitely buy a carfax membership. They're pretty cheap and it can save you thousands down the road.

  7. #7
    Runrunrunawaybaby ashbeeigh's Avatar
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    SA
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    Anything around 2004-2005 will cost you between 8-10,000 now. If you don't want a major upgrade just go for something like that.

    Was this last car financed by your parents? If it was and you'll be buying this one on your own be ready for a shock in your interest rate if you don't have a lot of credit..even if you have a good down payment. That's all the advice I have. My first car payment interest rate is like 13%.

  8. #8
    Veteran Sisk's Avatar
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    Also, what's your budget?

  9. #9
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    It is an F-150. It's made by SVT and is an F-150 on steroids.

    Definitely buy a carfax membership. They're pretty cheap and it can save you thousands down the road.
    Oh, ok. I didn't know you had to BUY a membership. I guess I figured when I found a car I liked, I'd just make the undoubtedly still incredibly hilarious "car fox" joke and go from there.

  10. #10
    Knowledge Is Hassle Fpoonsie's Avatar
    Location
    Denton, TX
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    Anything around 2004-2005 will cost you between 8-10,000 now. If you don't want a major upgrade just go for something like that.

    Was this last car financed by your parents? If it was and you'll be buying this one on your own be ready for a shock in your interest rate if you don't have a lot of credit..even if you have a good down payment. That's all the advice I have. My first car payment interest rate is like 13%.
    Well, yeah, the last 2 trucks I had were payed for by my parents. The first one was totaled back in '06 (it was an '01 F-150) and then we got tha '04 with help from the insurance payout. I know it sounds like I'm a ty driver, but I'm not (recent ticket thread notwithstanding). I've just got luck, apparently.

    Yeah, the credit thing is definitely gonna sting. ing Best Buy with their financing deals IMPOSSIBLE to pass up...

  11. #11
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    Also, what's your budget?
    I'd like to stick in the 15-17,000 range, if I could. Unless, of course, I go w/ Blake's idea or find that 'Vette I've been lookin for.

  12. #12
    Veteran Sisk's Avatar
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    Oh, ok. I didn't know you had to BUY a membership. I guess I figured when I found a car I liked, I'd just make the undoubtedly still incredibly hilarious "car fox" joke and go from there.
    The dealership should provide it for you. But if you want to look up a car that a private individual is selling then you have to purchase a membership. You can still use the joke

  13. #13
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    The dealership should provide it for you. But if you want to look up a car that a private individual is selling then you have to purchase a membership. You can still use the joke
    Ah. Gotcha. That's actually good advice. Thanks.

  14. #14
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    Anything around 2004-2005 will cost you between 8-10,000 now. If you don't want a major upgrade just go for something like that.
    And, my only concern with something a little older is I rack up a LOT of highway miles going back and forth between the Valley and Denton, so I'm worried about the mileage in an '04 or '05. Otherwise, that price sounds PERfect.

  15. #15
    I Aint Got No Job Gutter92's Avatar
    Name
    Ed Induh Gutter
    Location
    Illinois
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    Help get me into college (thread below urs) by tomorrow morning, and I'll personally wash your new car every Saturday for a month.

  16. #16
    Veteran Wild Cobra's Avatar
    Location
    Portland, OR
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    It is an F-150. It's made by SVT and is an F-150 on steroids.

    Definitely buy a carfax membership. They're pretty cheap and it can save you thousands down the road.
    Are you selling their product?

    Dealers already pay or it, and it isn't that reliable anyway.

  17. #17
    Believe.
    Post Count
    22,886
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    Buying a new car is very easy. You can look up to see what the manufacturer sells to the dealerships for and then give them a 5% or so profit on it. Its the financing that is key.

    Used cars are different. You want to check the le but a checklist like http://autos.msn.com/advice/articles/aischecklist.aspx is good to go through unless you want to hire a mechanic. I have been using my mechanic for so long that they will look at any car i am thinking about buying for free.

    Good luck with financing. I use USAA but we have been a member there for so long that they treat me differently than they would most others.

  18. #18
    Yes I'm a troll. Happy? SourCandy's Avatar
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    926
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    Im not a ford girl but mmmmm hot

  19. #19
    Knowledge Is Hassle Fpoonsie's Avatar
    Location
    Denton, TX
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    Buying a new car is very easy. You can look up to see what the manufacturer sells to the dealerships for and then give them a 5% or so profit on it. Its the financing that is key.

    Used cars are different. You want to check the le but a checklist like http://autos.msn.com/advice/articles/aischecklist.aspx is good to go through unless you want to hire a mechanic. I have been using my mechanic for so long that they will look at any car i am thinking about buying for free.

    Good luck with financing. I use USAA but we have been a member there for so long that they treat me differently than they would most others.
    I always assumed the "new car" was out of my range, unless I suddenly found the Aveo irresistible. The 5% method is interesting, though.

    I've also always wanted to befriend a mechanic, but apparently, those guys are ing recluses.

    Im not a ford girl but mmmmm hot
    Sold!

  20. #20
    Believe. ineedgoodcredit's Avatar
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    20
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    San Antonio Spurs
    Get yourself the nicest ride your money can buy is all I have to say.

  21. #21
    Knowledge Is Hassle Fpoonsie's Avatar
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    i just finished paying off my 2nd car, i'm only 21 btw. still in great shape looks nice and only 89,000 miles on it, looking to make it last throughout the rest of college.
    [smirk] I can only assume you were addressing this to SourCandy...show off.

  22. #22
    Veteran Sisk's Avatar
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    Are you selling their product?

    Dealers already pay or it, and it isn't that reliable anyway.
    Yes. They're going to find out if Fpoonsie buys a membership and I'm going to get paid commission on the $45 membership fee. It's been a great job.. selling carfax on Spurs Talk.


    Been plenty reliable in my experience.

  23. #23
    Knowledge Is Hassle Fpoonsie's Avatar
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    Denton, TX
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    i was addressing it to a thread about buying your first car
    [smirkier smirk] Alright, I'll believe you...but only because your avatar frightens me.

  24. #24
    Aaaaaaaaay... Fonzie's Avatar
    Post Count
    147
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    Aaaay....take a good look under the hood and play it cool.

  25. #25
    All Hail the Legatron The Reckoning's Avatar
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    Australia
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    the ford on the front looks pretty ghey but the body is alright. id brown bag it with a grill guard so the ford lettering wouldnt show. i have a personal disdain for advertising whatever i buy.

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