HOAs foreclose on big banks

[vy65]

if I want to buy a piece of land, why should I be forced into an agreement with an HOA to forfeit my property if I don't pay their membership dues?

I shouldn't have to be a member if I don't want to be.

Because, in your hypothetical, that piece of land is subject to an HOA - and - a precondition to the purchase is membership in the HOA. Being a member of the HOA makes you subject to its bylaws.

Should a buyer be able to dictate the terms on which a seller sells his land?

[Blake]

Was on my phone. Meant to type evil.



Sure you made that assertion. At least twice.





blke

your reading comprehension skills blow, counselor.

[vy65]

lol resorting to reading comp smack when shown statements you deny making
lol sticking up for the oppressed housewife
lol cuck
lol http://www.spurstalk.com/forums/showthread.php?t=202234

Blke

[Blake]

Because, in your hypothetical, that piece of land is subject to an HOA - and - a precondition to the purchase is membership in the HOA. Being a member of the HOA makes you subject to its bylaws.

It's an evil precondition

Should a buyer be able to dictate the terms on which a seller sells his land?

In this manner, no, imo.

It's evil.

[coyotes_geek]

The $800 debt balooned into a $3500 penalty, and a fully paid for 300,000 house was sold, (shocker), to a friend of one of the HOA directors for $3,500, who then turned around and sold it for $180,000 or so.

Should the penalty for not paying $800 in dues be to seize a house for $300,000?

Is that what you are saying was the right outcome here?

Per the article she had 6 months after foreclosure to get the house back. I'd think it's safe to assume that it took at least another 6 months to get from the original bill showing up in her mailbox to the foreclosure becoming official. No mention in the article about a financial hardship. No mention about any utilities getting cut off, so apparently she managed to ensure that those bills were getting paid. No effort on her part to contact the HOA at all to explain her situation and ask for assistance. Basically, she just decided to blow off her HOA for a year or more.

So, having said all that, what is the right outcome here, in your opinion?

[Blake]

lol resorting to reading comp smack when shown statements you deny making
lol sticking up for the oppressed housewife
lol cuck
lol http://www.spurstalk.com/forums/showthread.php?t=202234

Blke

no smack on my part.

I never said or alluded to the notion that HOAs should be illegal. Thus your reading skills blow.

It sure didn't take you long to go right back to downstairs level trash talk.

Par for your course.

[vy65]

I never said or alluded to the notion that HOAs should be illegal. Thus your reading skills blow.

I never said they were illegal. That was a typo. You might wanna double check on what was said in this thread before throwing out more reading comp smack.

What you did, in several places, allude to was the ability of HOAs to foreclose on someone's home being evil.

No doubt there is no excuse for a bank that has foreclosed to not pay hoa dues or to let a property go without maintenance

But an HOA being able to take control of the property and ultimately sell it because the owner failed to live up to the contract is pure evil, imo.

Because, deed restrictions or not, the HOA shouldn't have the right to take over property in this manner.

It's an evil precondition

In this manner, no, imo.

It's evil.

Given the facts of the article you posted -- my question to you was -- should I be able to get out of my legal obligations because I'm 1) sad and 2) think the counter-party is evil? Clearly your answer is yes, even though you refuse to give a straight-forward answer.

[coyotes_geek]

It's an evil precondition

So don't buy that specific piece of land. Problem solved.

[Blake]

Evil or not is not legal or illegal.

Right. Who implied otherwise?

I say grow up, because you seem to thing a signed contract doesn't matter. I would probably never buy a home that falls under a HOA.

so you've never dealt with HOAs and obviously know very little about the San Antonio housing market.

Thanks for confirming your chiding was coming from ignorant ass talking.

[Blake]

So don't buy that specific piece of land. Problem solved.

As I said before, it is nearly impossible to buy a newer home without being forced into an HOA in San Antonio.

I guess I could just move to a different city or an old house in an old neighborhood. Problem of evil HOA solved.

[Blake]

I really want to live in this neighborhood with all the community amenities like swimming pools, tennis courts, playgrounds, walking trails and picnic areas but it's so unfair that I'm forced to be a part of the big meany HOA that's funding it all.....

it's unfair, nay, evil to lose your house if you fail to help pay for the tennis court, imo.

[coyotes_geek]

As I said before, it is nearly impossible to buy a newer home without being forced into an HOA in San Antonio.

I guess I could just move to a different city or an old house in an old neighborhood. Problem of evil HOA solved.

The shortage of developers and neighborhoods under an obligation to cater to your individual desires can make life complicated.

[coyotes_geek]

it's unfair, nay, evil to lose your house if you fail to help pay for the tennis court, imo.

She could have just paid the bill..........

[Blake]

The shortage of developers and neighborhoods under an obligation to cater to your individual desires can make life complicated.

such a severe penalty is more than just ” catering to my desires”

It's evil. Imo.

[RandomGuy]

Wow, ok. But like, you don't know me bro.



Yes, that's what I've been saying. That is the correct legal outcome (with the caveat of me not having read the HOA bylaws).



I'm pretty impressed that you can tell what I place emphasis on by reading a few responses on an internet forum.

The only thing I'm saying is that girl had a legal obligation to pay her dues -- she didn't despite several notices. She has to deal with the consequences of not living up to her promise. Do you think that she shouldn't bear those consequences and be above the law?

lol spit

Right over your head I see.

You didn't answer the important question, and stuck to the emotional argument that appeals to your ego.

Shocker.

[vy65]

Right over your head I see.

You didn't answer the important question, and stuck to the emotional argument that appeals to your ego.

Shocker.

You're really pissy today, what's wrong bro?

I thought I answered your question. If I didn't, ask it one more time.

[Blake]

She could have just paid the bill..........

The HOA could have just sued her for non payment

[RandomGuy]

Since the good counselor prefers to answer the question he wants to, rather than what was asked, perhaps the people reading can answer a simple yes or no question:

Should the penalty for not paying $800 in dues be the loss of a $300,000 house that was fully owned, free and clear?

[RandomGuy]

You're really pissy today, what's wrong bro?

I thought I answered your question. If I didn't, ask it one more time.

I have decided that judgmental bull is not something I have the patience for anymore.

Perhaps you want to blame rape victims for wearing short skirts for an encore?

[vy65]

I told you before, the answer to your question is yes

The $800 debt balooned into a $3500 penalty, and a fully paid for 300,000 house was sold, (shocker), to a friend of one of the HOA directors for $3,500, who then turned around and sold it for $180,000 or so.

Should the penalty for not paying $800 in dues be to seize a house for $300,000?

Is that what you are saying was the right outcome here?

Yes, that's what I've been saying. That is the correct legal outcome (with the caveat of me not having read the HOA bylaws).

Now answer me this: why are you so frothy today?

Lol moral rot

[vy65]

I have decided that judgmental bull is not something I have the patience for anymore.

Perhaps you want to blame rape victims for wearing short skirts for an encore?

How short are we talking here?

Forgive me for thinking that people should be held accountable to their legal obligations, especially after several notices of default on said obligations. I guess I'm what's wrong with this country

[coyotes_geek]

such a severe penalty is more than just ” catering to my desires”

It's evil. Imo.

Read your mail at least once a year and you won't have to worry about it.

[Trainwreck2100]

most HOA's are evil
All banks are Evil

[coyotes_geek]

The HOA could have just sued her for non payment

They did. It's called foreclosure.

[Bill_Brasky]

Since the good counselor prefers to answer the question he wants to, rather than what was asked, perhaps the people reading can answer a simple yes or no question:

Should the penalty for not paying $800 in dues be the loss of a $300,000 house that was fully owned, free and clear?

Absolutely not. HOAs aren't a bad concept, but they are executed/regulated very poorly and are open to a lot of shady dealings and corruption.